About
This app provides convenient access to card loans and cash advances. It allows for cardless borrowing and repayment via smartphone ATMs, document submission, and real-time transaction monitoring. Users can also manage loan details, apply for increases, and earn V Points.
What's New in SMBCモビット カードローン・ローン・キャッシング
3.12.0
May 27, 2026
3.12.0 マイナンバーカードでの本人確認が可能になりました。
Developer apps
FAQ
How can I borrow money with SMBCモビット?
You can borrow money through the app by using the smartphone ATM feature for cardless borrowing, or via transfer loans directly to your bank account. The app also facilitates loan increase applications and provides access to cash advances.
What are the repayment options for SMBCモビット?
Repayment can be done via internet repayment through Pay-easy with no fees for up to 10 times a month. You can also register payment due dates 24 hours a day via the app to avoid late payments. The maximum repayment period is 60 installments (5 years), extendable to 106 installments (8 years 10 months) under certain conditions.
What is the interest rate for SMBCモビット loans?
The effective annual interest rate (APR) ranges from 3.00% to 18.00%. For example, a loan of 500,000 JPY at 18.00% APR would result in a total repayment of 579,829 JPY over 19 monthly payments.
Is SMBCモビット secure?
Yes, the app supports biometric authentication including fingerprint, face, and voice recognition for easy and secure login. It also offers an auto-login feature for user ID logins, enhancing security and convenience.
Can I use SMBCモビット on my iPad or older iOS devices?
SMBCモビット is recommended for iOS 15 and above. It is not guaranteed to work on devices with iOS 15 or older, including iPod Touch and iPad.
How often is SMBCモビット updated?
The app was last updated on May 27, 2026, with version 3.12.0. While this indicates a recent update, the frequency of future updates is not specified but generally suggests ongoing maintenance and feature additions.
Does SMBCモビット offer a free trial?
SMBCモビット is a free application to download and use for accessing loan services. There is no mention of a trial period as the core functionality is free to access, with loan terms and conditions applying to borrowing.
How can I contact customer support for SMBCモビット?
While specific contact methods are not detailed in the provided data, users can typically find support information within the app's settings or on the official SMBCモビット website. The app's description emphasizes convenience and direct management of loan services.