SMCU Mobile Banking User Reviews

Customer Experience

Positive experience30.6% of reviews
Neutral2.8% of reviews
Negative experience66.7% of reviews

~ Based on 36 written reviews from the US App Store.

What users say

Is SMCU Mobile Banking Safe?

SMCU Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for SMCU Mobile Banking is 97/100.

This assessment is based on 2,267 user ratings, with an App Store average of 4.9/5.

Safety Analysis

96.9% of ratings point to a safe experience
1.4% of ratings suggest some concerns
1.6% of ratings point to a risky experience

~ Based on 2,146 App Store ratings for SMCU Mobile Banking.

Is SMCU Mobile Banking Legit?

SMCU Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for SMCU Mobile Banking is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

More options and simpler steps

Needs more options more buttons to figure things out in the app app could just be updated with more features

Mr. Nour

I have been with SMCU SINCE 2004 and I have been so lucky to be with SMCU, the team is so supportive and welcoming. Thank you so much for all of your hard work!

Never works properly

Every time I need to use the app, it tells me I need to update info even though itโ€™s all up to date, horrible banking app.

Poor

Service is poor. System with ATM is really bad. Several issues depositing money at ATM machine. Several times machine has been down. Could use a couple more branches. Maybe one in Ashland or Holliston. Convenience reasons. Other than that the banking policies are pretty good.
Wondering why it takes so long for you to reply to these reviews.
Are you going to replace the ATM machines with new ones that work?
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Poor

Service is poor. System with ATM is really bad. Several issues depositing money at ATM machine. Several times machine has been down. Could use a couple more branches. Maybe one in Ashland or Holliston. Convenience reasons. Other than that the banking policies are pretty good.

Mainly favorable

I enjoy the accessibility of my branch, and helpful service.
Only criticism is phone sign in into sensitive and puts a hold on the account too quickly if you make a mistake signing in.

Refinance Imminent

Very dysfunctional app

Atrocious customer service

Disappointed

Do not hold my deposits longer than you quote me
This is infuriating

Response from developer

We are sorry to hear that you are experiencing difficulties. Please contact our team at (866)-585-7628 so we can get a better understanding of this and work towards a solution.

Glitchy App

I love SMCU. However, the new mobile app update is poor. It gives an error message that I need an internet connection when I try to access my accounts. I need at least two tries and sometimes more to view my accounts.

Try againโ€ฆ.

Just recently it started getting glitchy and logging you out time to redo it

Great Personel serviceโ€ฆ.always helpful

I really enjoy doing business with a small local bank.

Rubbish

Absolute trash. Locks you out for every little transaction you do, requiring you to call the branch every time.

Accurate. Love email transaction and balance alerts.

Great Credit Union. App works. Accurate. Interface is not straight forward, but it is so small, I can find everything. Optional email alerts are great, but the information in the emails is not presented for quick analysis - too many useless words. Alert setup is overly clunky. Everything works in the app, and it is appreciated, but it could use some organization.
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My Family Credit Union

Iโ€™ve been with St Maryโ€™s for over 50 years. Always there when I need a car loan, personal loan or just advice on handling my money.

Slow

New update slowed in Mobil app

TERRIBLE!

Start over. Login is abominable. Only account where I have issues with login for over a year!!

Obtuse interface. Slow. Clunky. Broken.

Update Oct 2022 (3*): Email alerts seem to be fixed as of 9/29/22. Thanks. I had one email address that worked, but now getting 100% of alerts on multiple email addresses that had not been getting alerts since Feb. Interface is still clunky with poor flow seemingly built by people who don't use it, but I am getting accustomed to it. I trust the app, but I don't like it. I have learned to search for error messages not near the actual input, though I am not confident I would have found it.
Original (1*): Love the Saint Mary's Credit Union. App, not so much - Unacceptable theses days. Less than a year ago the App worked great. Now App keeps getting worse. Designed by people who don't use the features. For example, on some edits, need to scroll through multiple pages of other unrelated settings first to edit a check box - when I press edit, it should go right to the edit data. Warnings of an incorrect typing are hidden and need to be searched for - found by accident. Email alerts are flaky on some email addresses that are successfully used by my brokerage company. I could go on, but it does no good. Unfortunately, if I find another institution with a more reliable App, I will move my money.
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It wonโ€™t access the camera on my iPhone

I guess that broke with the last update. Thereโ€™s no way to tell the app by going into settings or privacy or a camera to link to the app. So thereโ€™s no way to remotely deposit checks at the moment using an iPhone.

Face Recognition

App is pretty good. Not sure why the developer hasnโ€™t included face recognition. Newer iPhones donโ€™t have fingerprint option anymore, would love to not have to type in my password every time I log-in.

Really outdated

I have no issues depositing checks, checking account status, etc, but the display and lays out of this app is straight out of Windows 95. SMCU- please have your app developers make this app state of the art/easy to use/and clean looking!