Social Security Estimate
Retirement Benefits Calculator
About
This app helps you understand your Social Security retirement benefits. It allows you to explore different claiming ages and optimize benefits for couples to maximize lifetime household earnings. It also models spousal and survivor benefits, and considers taxes and Medicare.
What's New in Social Security Estimate
1.0
July 2, 2026
Developer apps
FAQ
What is Social Security Estimate?
Social Security Estimate is a retirement benefits calculator that helps you understand your Social Security claiming options. It allows you to explore different claiming ages and optimize benefits for couples to maximize lifetime household earnings.
How does Social Security Estimate work for couples?
The Couples Optimizer feature searches every combination of claim ages for both spouses to maximize lifetime household benefits. This includes optimizing for survivor benefits, which is a key differentiator from single-person calculators.
Does Social Security Estimate provide financial advice?
No, Social Security Estimate provides educational estimates only. It is not financial, tax, or legal advice, and does not guarantee benefits. Actual benefits are determined by the Social Security Administration.
Is my data safe with Social Security Estimate?
Yes, the app is designed to be private. Everything stays on your device, with no account creation, tracking, or data collection required.
What claiming ages can I explore with Social Security Estimate?
The Claiming Age Explorer feature allows you to see your monthly benefit at every age from 62 to 70. You can also use the Break-Even analysis to compare claiming early versus waiting.
Does Social Security Estimate consider taxes and Medicare?
Yes, the app can show you how much of your benefit is taxable. It also models the earnings test and Medicare IRMAA (Income-Related Monthly Adjustment Amount).
What is the rating for Social Security Estimate?
Social Security Estimate has a rating of 5.0 stars from 1 rating, indicating a highly positive user reception based on available data.
On what devices can I use Social Security Estimate?
Social Security Estimate is available for iPhone and iPad devices, making it accessible to Apple users planning their retirement.