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Sofisa Direto: Conta e Cartão

Sofisa Direto: Conta e Cartão

Corretora, Investimentos e Pix

324 ratings
91 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • October 22, 2015
  • August 10, 2026

Features

Developer

Sofisa S.A.
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Sofisa Direto: Conta e Cartão screenshot #1 for iPhone
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Sofisa Direto: Conta e Cartão screenshot #3 for iPhone
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Sofisa Direto: Conta e Cartão screenshot #7 for iPhone
Sofisa Direto: Conta e Cartão screenshot #8 for iPhone
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About

Open a free digital account for investments in fixed and variable income, a Black credit card with real benefits, and the security of a traditional financial institution. Invest in CDBs, LCAs, LCIs, Tesouro Direto, stocks, and more, all in one place.

✓Free digital account
✓Fixed and variable income investments
✓Black credit card with cashback
✓Access to VIP lounges
✓CDB with immediate credit limit
✓Zero-fee investment brokerage
✓Pix, DOC, TED transfers
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What users say

Summarized from real user reviews of Sofisa Direto. Based on 324 reviews and a 4.6/5 average, it highlights the 7 positives and 38 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Practical and easy to invest
  • 💚App improvements noted
  • 💡Innovative investment options
  • ✅User-friendly interface
  • 🚀Fast and simple app
  • 📈Good investment opportunities
  • ✨Modern and light app

Negative things

  • 🐛Frequent bugs and crashes
  • ❌Difficult to use
  • 🔄App update issues
  • ⚠️Login problems
  • 📉Poor investment experience
  • 🚫App instability
  • 😵Confusing interface
  • 🐌Slow performance
  • ❌Unresponsive app
  • 🫥Unclear investment details
  • 😠Customer support issues
  • 💸Difficult to cancel account
  • 🤷‍♂️Unintuitive navigation
  • ❌App not working
  • 🔠Unreadable bill details
  • 🚫Cannot invest in CDB
  • ❌Account opening issues
  • 🔒Face ID issues
  • 📉Poorly optimized app
  • 😞No customer support
  • ❌Payment processing delays
  • 😵Horrible app experience
  • ❌Incorrect password errors
  • ❌App crashes on opening
  • 🤔Poor UI/UX
  • ❌Cannot create investment goals
  • ❌Form fields not appearing
  • ❌Cannot issue new card
  • 📄Unreadable contracts
  • ❓Missing investment information
  • 🔄Outdated layout
  • 📷Unnecessary camera access
  • 🚫Cannot simulate investments
  • ❌Touch ID not working
  • 📱Incompatible with iPhone X
  • 📍Location tracking concerns
  • 🤔Debug active
  • ❌App not adapting to iPad horizontal
See all reviews
+1

What's New in Sofisa Direto

4.1.12

August 10, 2026

◉ Melhorias na abertura de conta, tornando o processo de validação de documentos mais eficiente. ◉ Aprimoramentos nas notificações para oferecer uma experiência mais consistente. ◉ Nova experiência na gestão do débito automático dos cartões, com mensagens mais claras. ◉ Melhorias na alteração da data de vencimento da fatura, proporcionando uma navegação mais fluida e intuitiva. ◉ Ajustes na criação de cartões virtuais para facilitar a interação. ◉ Otimizações de estabilidade, desempenho e experiência geral do aplicativo.

More

Events

Read more about Cheiro de "Cashí Backi" no ar
Event EndedSpecial Event

Cheiro de "Cashí Backi" no ar

O cartão para quem valoriza experiências gourmet.

Jan 13, 2026 — Feb 13, 2026

Read More

Read more about Prepare-se para a Black Sofisa
Event EndedSpecial Event

Prepare-se para a Black Sofisa

Acompanhe as ofertas no app de 24 a 28/11.

Nov 24, 2025 — Nov 29, 2025

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Medo

É um banco que está dando medo. Aplicativo não funciona direito. Entre no site está com erro. Complicado… estou com todos os prints…
VsinfoslVsinfosl

Atualizar app?

Mesmo com o app atualizado ele manda eu atualizar. Me manda para a App Store e só o botão de open aparece, pq o update ja fiz antes. Sempre com essas trapalhadas! Vou ter que desinstalar e instalar d e novo!
VsinfoslVsinfosl

Response from developer

Olá, tudo bem? Lamentamos pelo transtorno. Nossa equipe técnica já está trabalhando para melhorar isso.

Excelente Banco digital

Tem tudo que você precisa de um banco, e com segurança e praticidade
Saulo GusmaoSaulo Gusmao

App nao funciona

App leva mais de 24 horas sem funcionar. Tenho de pagar urgentemente uma conta e nao posso
Bruno 30 sindi 2Bruno 30 sindi 2

Easy

Great
Brazilian11111Brazilian11111
See 86 more reviews

Developer apps

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Banco Sofisa Acesso Empresas

by Banco Sofisa S.A.

💰 Finance
Free
Sofisa Empresas: Conta PJ
Sofisa Empresas: Conta PJ

by Banco Sofisa S.A.

💰 Finance
Free
See developer apps

User experience

🐞

Reported Bugs

29 issues

App prompts update even when updated

Bug

QR code not readable for payments

Bug

App goes offline

Bug

Error sharing information from other institutions

Bug

CDB wallet unified after update, losing objective separation

Bug

Random redemption without control of origin

Bug

Cannot log in after update, stuck in password change loop

Bug

Token not received for login

Bug

Password recovery email not received

Bug

Fatura session scrolls incorrectly, overlapping text

Bug

Difficulty canceling account

Bug

Investment in CDB liquidity daily fails

Bug

Cannot proceed with account opening (button disabled)

Bug

Incorrect password even with Face ID

Bug

App closes constantly

Bug

Cannot access chat

Bug

App freezes and restarts when trying to redeem Tesouro Direto

Bug

Cannot edit investment objectives

Bug

App crashes frequently

Bug

Cannot apply for CDB due to inability to create objectives

Bug

Login failure after app updates

Bug

Form fields not appearing during new account registration

Bug

Cannot issue a new card after losing the old one

Bug

Cheque photo for deposit is cut off

Bug

App crashes on initial screen on iPhone X

Bug

Touch ID not working

Bug

App not adapting to iPad horizontal mode

Bug

Debug active ('Xamarin Studio Host')

Bug

App not supporting screens above 4 inches (iPhone 6/6S/7)

Bug
✨

Requested Features

10 requests

Add iPhone wallet integration

Feature

Improve investment goal creation

Feature

Allow viewing monthly profitability

Feature

Enable simulator for investments

Feature

Improve app layout and design

Feature

Unify applied investments in CDB

Feature

Add option to export contracts

Feature

Provide more investment information (e.g., term)

Feature

Allow iPad horizontal compatibility

Feature

Implement investment/transfer scheduling

Feature

FAQ

What does Sofisa Direto do?

Sofisa Direto is a digital banking and investment platform that allows users to open a free digital account. It provides access to various investment options like fixed and variable income, Tesouro Direto, and funds. It also offers a Black credit card with benefits such as cashback and VIP lounge access.

What are the key investment features?

The app offers investments in LCA, LCI, and CDB with FGC security, Tesouro Direto, variable income products like stocks, FIIs, BDRs, and ETFs, and various investment funds. It also functions as a zero-fee investment brokerage.

How does the credit card work?

The Sofisa Visa Infinite credit card offers zero annual fees, 5% cashback on bars and restaurants worldwide, and 1% cashback on other purchases. It also provides access to over 1,000 VIP lounges globally and exclusive benefits from the Vai de Visa program.

Is there a cost to use Sofisa Direto?

Opening a digital account with Sofisa Direto is free. The app also offers free Pix, DOC, and TED transfers, as well as free bill payments. While the core banking and investment services are free, the credit card has associated benefits and potential spending requirements.

What are the common use cases for Sofisa Direto?

Common use cases include managing daily finances, investing in diverse financial products for wealth growth, utilizing a credit card with significant cashback and travel perks, and centralizing financial life in a secure and practical digital environment.