Best SpendCents alternatives: apps like SpendCents

10+ similar apps compared and reviewed

4.9 avg rating
10 free apps
Updated November 2026

Looking for something like SpendCents? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to SpendCents

Loan Wallet -  Loan Calculator#1

Loan Wallet - Loan Calculator by Eniom LLC

AI, track, Analyze, calculate
Editor's Choice
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
Loan Wallet -  Loan Calculator screenshot 1
Loan Wallet -  Loan Calculator screenshot 2
Loan Wallet -  Loan Calculator screenshot 3
Loan Wallet -  Loan Calculator screenshot 4

This app helps you manage and calculate various types of loans, offering insights and visualizations to optimize your debt. Track multiple loans, view payment timelines, and analyze your portfolio for potential savings. An ad-free experience is available with a Pro subscription.

TippingTracker#2

TippingTracker by Victoria Julin

Track tips & real take-home
Strong Contender
💰 Finance
5.0(7 ratings)
FreeIn-App Purchases
TippingTracker screenshot 1
TippingTracker screenshot 2
TippingTracker screenshot 3
TippingTracker screenshot 4
TippingTracker screenshot 5

Easily track your earnings from tips and tip-outs. Calculate your real hourly pay after each shift and get a clear overview of your weekly income. The app also helps estimate tax savings.

More apps like SpendCents

4
Loan Wise: Pro Finance
Loan Wise: Pro Finance
Loan Wise: Pro Finance
Instant loan impact analysis
Free

Analyze loan impacts on income, cash flow, and financial stability without complex spreadsheets. Get clear, data-driven insights before committing to a loan. Compares loan offers and tracks payments.

Income impact analysisAffordability assessmentAmortization schedule
💰 Finance
(0)
ad-supported
5
TaxSet - Set Aside for Taxes
TaxSet - Set Aside for Taxes
TaxSet - Set Aside for Taxes
Freelancer Tax Calculator
Free

This app calculates the exact amount of each payment to set aside for taxes, considering self-employment tax, federal and state brackets, and deductions. It provides real-time updates on your tax obligations and savings without requiring bank login.

Real-time tax calculation per paymentNo bank account linking requiredConsiders self-employment tax, federal/state rates
💰 Finance
(2)
freemium
6
Renew Subscription Manager
Renew Subscription Manager
Renew Subscription Manager
Recurring Monthly Subs Tracker
Free

Manage all your recurring subscriptions and memberships in one place. Get timely alerts before charges occur, allowing you to easily pause, cancel, or approve them. Effortlessly set up new subscriptions with AI-powered image scanning and access guides to help you cancel unwanted services.

Subscription tracking7-day charge alertsAI-powered setup
💰 Finance
(3)
freemium
7
PurchaseGuard v1
PurchaseGuard v1
PurchaseGuard v1
Never miss a return deadline
Free

Track online order return deadlines and warranty expirations. Get timely reminders and see your protected purchase value. Offers advice on whether to keep, return, or exchange items.

Track return deadlinesTrack warranty expirationsAutomated reminders
💰 Finance
(1)
freemium
8
DeskLedger
DeskLedger
DeskLedger
Simple books for freelancers
Free

This app simplifies bookkeeping for freelancers and solo business owners. It tracks income and expenses, provides a real-time tax picture, and helps manage invoices and client payments. An optional subscription offers advanced features like receipt scanning and unlimited clients.

Real-time profit margin dashboardCash-basis tax estimationInvoice creation and tracking
💰 Finance
(4)
freemium
9
TaxSetAside
TaxSetAside
TaxSetAside
Set aside taxes as you earn $$
Free

This app helps self-employed individuals manage their tax obligations by automatically calculating and setting aside funds from each payment received. It provides clear overviews of tax reserves, upcoming deadlines, and projected liabilities, ensuring users are always prepared for quarterly bills.

Log payments instantlyCalculate tax set-aside amountsTrack tax reserve growth
💰 Finance
(6)
freemium
10
Money:Personal Finance
Money:Personal Finance
Money:Personal Finance
Budget, Debts & Expenses
Free
💰 Finance
(0)