SpendMind: AI Expense Tracker

SpendMind: AI Expense Tracker

Voice Log, Budget, Track Money

1 ratings
Free
In-App Purchases

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Details

Released
February 5, 2026
Updated
October 4, 2026

Features

SpendMind: AI Expense Tracker screenshot #1 for iPhone
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About

Effortlessly track your spending by simply speaking. This AI-powered app automatically extracts expense details, categorizes them, and provides insightful financial overviews. Manage bills, subscriptions, and recurring payments with ease.

✓Voice-powered expense logging
✓AI-extracted amount, category, date
✓Automatic expense categorization
✓Recurring expense tracking
✓Home screen widget for quick overview
✓iCloud sync across devices
✓Encrypted and private data storage
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What's New in SpendMind

1.2.7

October 4, 2026

Your Apple Pay payments are now saved for you. - Pay in a shop with Apple Pay, and SpendMind saves the expense for you. You don't need to type anything. - It saves the shop name and the amount, and picks a category for you. - Setup takes about 2 minutes. Go to Settings → Apple Pay tracking and follow the steps. - Paying in another country? The expense is saved in the currency you paid in. - If the same payment comes in twice, it is only saved once. - If a payment is not clear, it is saved for you to check, not lost. - SpendMind only sees the shop name and the amount. It never sees your card number or your bank. - This works only when you pay in a shop. Online Apple Pay payments must still be added by hand. Voice in AI chat is safer and smarter - Recording now stops on its own after 2 minutes, so it never keeps running by mistake. - If we can't hear anything, we tell you and suggest typing instead. - If you leave the app while recording, the recording stops properly. - Tapping the mic twice by mistake won't start two recordings. News from SpendMind - We can now send you news about new features and helpful tips. No spam. - We ask once, during setup, right after the microphone. If you've already set up the app, we ask once on the Home screen. - If you say no, the app still works fine. You can turn notifications on any time in iPhone Settings. - Your daily expense reminder works the same as before. Improvements & Fixes - The Apple Pay setup guide now shows what you should see after each step, and helps if a payment doesn't show up. - If another app also saves your Apple Pay payments, the guide explains how to make sure SpendMind gets them too. - The setup guide now looks like the rest of SpendMind. - A message on the Home screen can now open the Apple Pay setup guide. - Messages now show at the top of the screen, not over the bottom bar. - The app icon no longer shows as a blank square. - When you reach your daily message limit, we now tell you clearly. - Voice chats now count toward your daily message limit, just like typed messages. - You can scan up to 10 receipts every 12 hours. - Your daily message count stays correct, even if you reinstall the app. - Failed requests now retry up to 3 times.

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Subscriptions & In-App Purchases

Pro Monthly

Monthly subscription

$9.991 Month
3 Days trial
How to cancel SpendMind subscription ⁉️

FAQ

How does SpendMind track expenses?

SpendMind uses AI to process your voice input, instantly extracting the amount, category, and date of your expenses. You can simply speak naturally, like 'Spent $12 on coffee today,' and the app handles the rest.

What kind of expenses can SpendMind track?

SpendMind can track a wide range of expenses including daily spending like groceries and transport, bills and utilities, subscriptions, health and fitness costs, business expenses, and recurring payments like rent and insurance.

Is SpendMind secure and private?

Yes, SpendMind prioritizes your financial data security. Your information is encrypted and stored privately, and no account is required to use the core features.

What are the subscription options for SpendMind?

SpendMind offers a free trial with premium features available through subscription. Options include 'Pro Monthly' at $9.99/month with a 3-day free trial, and 'Pro Yearly' at $69.99/year with a 7-day free trial. Subscriptions can be managed in your Apple ID settings.

Can I export my data from SpendMind?

Yes, SpendMind allows you to export your expense data as a CSV file. This is useful for accounting, tax purposes, or your own detailed financial analysis.

What devices does SpendMind support?

SpendMind is available on iPhone and iPad. iCloud sync ensures your data is consistent across all your Apple devices.

How often is SpendMind updated?

The latest version of SpendMind is 1.2.6, and it was last updated on September 21, 2026. Updates typically bring new features, performance improvements, and bug fixes.

Does SpendMind have ads?

SpendMind does not display advertisements within the application. The app is free to try, with premium features unlocked via subscription.