SpendMind vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
SpendMind
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Track expenses by just speaking. SpendMind uses AI to instantly extract the amount, category, and date from your voice โ no typing, no fuss. Perfect for busy professionals, freelancers, and anyone serious about their finances. โโโ WHY SPENDMIND? โโโ Voice-Powered Logging - Just say "Spent $12 on coffee today" and SpendMind does the rest. AI extracts every detail instantly. Smart Categories & Insights - Automatically organise spending into categories like Food, Transport, Health, and more โ with beautiful charts to see where your money goes. Recurring Expenses - Set up subscriptions and recurring bills once. SpendMind tracks them automatically every cycle. Home Screen Widget - Check your spending at a glance โ right from your home screen, without opening the app. iCloud Sync - Your data syncs seamlessly across iPhone, iPad, and Mac. Always up-to-date, everywhere. Encrypted & Private - Your financial data is encrypted and stored securely. No account required. Export Anytime - Export your expenses as CSV for accounting, tax time, or your own analysis. โโโ WHAT YOU CAN TRACK โโโ โข Daily Expenses โ groceries, meals, coffee, transport โข Bills & Utilities โ electricity, water, internet, phone โข Subscriptions โ streaming, apps, memberships โข Health & Fitness โ gym, medicines, doctor visits โข Business Expenses โ equipment, coworking, travel โข Recurring Payments โ rent, insurance, loans โโโ HOW IT WORKS โโโ 1. Tap the microphone and speak your expense naturally 2. AI extracts the amount, category, and date 3. Review, confirm, and you're done โ in seconds โโโ FREE TRIAL & PREMIUM โโโ SpendMind is free to try. Premium unlocks voice-powered expense entry, recurring automation, advanced analytics, and iCloud sync across all devices. Manage your subscription anytime in your Apple ID settings. Contact us: support@spendmind.co Privacy Policy: https://www.spendmind.co/privacy-policy Terms of Use: https://www.spendmind.co/terms-and-conditions Track smarter. Spend mindfully.
Expense Tracker
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Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY โข Text: Enter an amount and description, with on-device AI category suggestions on supported devices. โข Speech: Turn a spoken expense into editable details. โข Image: Scan a receipt or select an image and review the extracted expense details before saving. โข Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING โข See spending totals, budget progress, and recent expenses on Home. โข Explore today, this week, previous budget months, or a custom date range. โข Tap charts to explore daily spending and monthly category trends. โข View category shares, top merchants, and on-device spending insights. โข Compare spending with the same point in the previous period. โข Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED โข Multi-currency expenses with conversion to your default currency. โข Eight default categories, plus custom categories with your choice of icons and colors. โข Editable expense details and CSV export. โข Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: โข Monthly: $5.99/month โข Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a
Screenshots
Verdict
The clearest difference is iOS requirement: SpendMind at 17.0 against Expense Tracker's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. SpendMind sells 2 in-app purchases, starting at $9.99 per month and Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
SpendMind ships an update every 2 weeks, Expense Tracker fortnightly. The most recent releases landed on August 31, 2026 and September 21, 2026 respectively.
| Parameter | SpendMind | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks โ better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 17.0 โ better | 26.0 |
| Further details โ not scored | ||
| Size | 31 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Wajahat Hassan | Abir Majumder |
In-app purchases
SpendMind
- Pro Monthly3 Days trial$9.991 Month
- Pro Yearly7 Days trial$69.991 Year
Expense Tracker
- Monthly Premium$4.991 Month
- Annual Premium3 Days trial$29.991 Year





