Comparison

Expense Tracker vs Centee

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Features
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Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

About

Centee

Easily log expenses using voice commands or by scanning receipts with AI. This app helps you track spending, income, and bills, providing simple AI-powered reports for better financial awareness. It's designed for quick daily tracking without needing bank account links.

Highlights
  • Log expenses by voice
  • Scan receipts and bills with AI
  • Track spending, income, and subscriptions
  • AI spending reports and summaries
  • Attach photos to records
  • Widgets and shortcuts for fast capture
Features
Read full description

Speak an expense or scan a receipt. Centee helps extract the details so you can review, save, and track your spending—without linking a bank account. Add a purchase in the quickest way for you. Centee helps recognize the item, amount, date, and category, then you review every detail before saving. Capture every expense in seconds No ads, account registration, bank connection, or long forms. Speak naturally, for example: “I bought a coffee this morning for $5.” Centee recognizes the item, amount, and time, then turns your words into a record you can review before saving. Keep receipts, bills, and payment screens together Store receipts, invoices, payment screens, and bills with each expense. Scan a photo and let AI help extract key details before you save. Track how you paid Record cash, cards, digital wallets, bank transfers, and other payment methods alongside each expense. Ask your ledger with AI When your ledger has enough history, search a purchase or ask a question about spending. Centee bases answers on your saved titles, amounts, categories, dates, and notes—not generic financial advice. Receipt photos are not shared for these answers. Review AI results before acting. Capture faster with Back Tap Set up Centee Shortcuts and assign them to Back Tap in iPhone Settings. Double-tap to send a screenshot of a receipt or payment screen to Centee. Triple-tap to enter and save an expense through Quick Add without opening the app. More ways to stay on top of spending - Log expenses by voice - Scan receipts and bills - Track spending, income, subscriptions, and daily costs - Review category trends and AI summaries - Ask Centee about your ledger and spending patterns - Attach photos and item stickers to records - Use widgets and Shortcuts for faster capture - Export or review your history when needed Minimal by design A calm, focused interface keeps daily expense tracking simple, with no unnecessary setup. Private by design Centee does not require bank linking. AI results may need review before saving, and your records should be checked for accuracy. Centee is a personal finance tracking tool. It does not provide financial, tax, investment, credit, debt, or legal advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sunheihei.github.io/app-policie/centee-ios-privacy.html Terms of Use: https://sunheihei.github.io/app-policie/centee-ios-terms.html

Screenshots

Expense Tracker4 screens
Centee4 screens

Verdict

The call

The clearest difference is update cadence: Centee at every 3 days against Expense Tracker's fortnightly. Centee also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Centee sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update fortnightly, Centee every 3 days. Both last shipped on October 15, 2026.

Scorecard2 real differences · 7 level
Expense Tracker versus Centee: the parameters behind the verdict, then further details
ParameterExpense TrackerCentee
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS26.017.0 — better
Further details — not scored
Size21 MB31 MB
Age rating4+4+
DeveloperAbir Majumder依欢 孙

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year
3 purchases

Centee

Subscriptions2
  • Flow Pro Monthly3 Days trial$2.991 Month
  • Flow Pro Yearly3 Days trial$19.991 Year
One-time1
  • Flow Pro Lifetime$39.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Centee free?
Centee is free to download, with in-app purchases available.
Do Expense Tracker or Centee have ads?
Neither Expense Tracker nor Centee shows ads.
Which is updated more often, Expense Tracker or Centee?
Expense Tracker ships an update fortnightly, and Centee every 3 days. Most recently, Expense Tracker was updated on October 15, 2026 and Centee on October 15, 2026.

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