Comparison

Expense Tracker vs AI Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Features
Read full description

Track expenses with less effort. Digits brings your spending, budgets, and insights together in a clear, simple interface, with expense records stored locally on your iPhone. ADD EXPENSES YOUR WAY • Text: Enter an amount and description, with on-device AI category suggestions on supported devices. • Speech: Turn a spoken expense into editable details. • Image: Scan a receipt or select an image and review the extracted expense details before saving. • Apple Pay: Set up a personal automation in Shortcuts to import purchases into Digits. UNDERSTAND YOUR SPENDING • See spending totals, budget progress, and recent expenses on Home. • Explore today, this week, previous budget months, or a custom date range. • Tap charts to explore daily spending and monthly category trends. • View category shares, top merchants, and on-device spending insights. • Compare spending with the same point in the previous period. • Search your transaction history and filter by category. A BUDGET THAT FITS YOUR MONTH Set a monthly budget and choose when your budget month starts. See how much you have spent, what remains, and how your spending is tracking. KEEP THINGS ORGANIZED • Multi-currency expenses with conversion to your default currency. • Eight default categories, plus custom categories with your choice of icons and colors. • Editable expense details and CSV export. • Optional Face ID or Touch ID app lock. ON-DEVICE BY DESIGN No app account or sign-up is required. Your expense records stay on your iPhone, and AI expense processing and spending analytics run on device. Internet access is used for services such as exchange rates and subscription management. REQUIREMENTS Digits requires iOS 26 or later. AI features require a compatible iPhone with Apple Intelligence enabled and available. Manual expense entry works without Apple Intelligence. Apple Pay import requires setup in Apple's Shortcuts app. SUBSCRIPTION REQUIRED Digits requires a subscription to use: • Monthly: $5.99/month • Annual: $29.99/year (includes 3-day free trial) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Privacy-Policy-for-Digits-2eeae2047e3c81a9a88cf3b4290b3a7a

About

AI Expense Tracker

Effortlessly track your expenses using AI. Simply speak or type your spending, and the app automatically categorizes it. Manage budgets, view spending patterns, and sync across devices.

Highlights
  • AI-powered expense parsing
  • Voice and text input
  • Shared expense lists
  • Optional budgeting tools
  • Weekly and monthly spending digests
  • Multi-currency support
  • iCloud syncing
Features
Read full description

Dengii is a personal expense tracker powered by AI. Speak or type — AI parses the amount, currency, and category instantly. — Voice or text. "Coffee 5", "uber 12", "groceries 80". Done. — One list or many. Default private list "Personal". Optionally create a second list and share it with a partner, parent, or roommate. Up to 2 people per shared list. — Budget is optional. Without one, Dengii just shows what you've spent. Turn it on — and you'll see how much is left today and until the end of the period. Set monthly, weekly, or a custom range (like July 1–15 for a vacation). — AI observes, doesn't lecture. Sunday weekly digest. End-of-month Mini-Wrapped. Patterns, not morals. — Multi-currency. Each list with its own currency. Tenge, ruble, dollar, euro. — CloudKit sync. Data flows between your devices via iCloud. No account, no password. — Apple Family Sharing. One subscription, two people. Built in Kazakhstan for people who want to understand their money without spreadsheets or guilt. Just say it — see it. Dengii Premium is an auto-renewable subscription. 7-day free trial, then 2,490 ₸/month or 14,990 ₸/year. Manage in Settings → Subscriptions. Terms of Use: https://dengii.app/terms Privacy Policy: https://dengii.app/privacy

Screenshots

Expense Tracker4 screens
AI Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: AI Expense Tracker at every 2 days against Expense Tracker's fortnightly. AI Expense Tracker also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and AI Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update fortnightly, AI Expense Tracker every 2 days. Both last shipped on October 24, 2026.

Scorecard2 real differences · 8 level
Expense Tracker versus AI Expense Tracker: the parameters behind the verdict, then further details
ParameterExpense TrackerAI Expense Tracker
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings—2 — better
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS26.017.0 — better
Further details — not scored
Size21 MB17 MB
Age rating4+4+
DeveloperAbir MajumderUshnitckii Timofei

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Monthly Premium$4.991 Month
  • Annual Premium7 Days trial$29.991 Year
4 purchases

AI Expense Tracker

Subscriptions4
  • Dengii Premium · Solo (Monthly)7 Days trial$4.991 Month
  • Dengii Premium · Family (Monthly)7 Days trial$5.991 Month
  • Dengii Premium · Solo (Annual)7 Days trial$29.991 Year
Show 1 more
  • Dengii Premium · Family (Annual)7 Days trial$39.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is AI Expense Tracker free?
AI Expense Tracker is free to download, with in-app purchases available.
Do Expense Tracker or AI Expense Tracker have ads?
Neither Expense Tracker nor AI Expense Tracker shows ads.
Which is updated more often, Expense Tracker or AI Expense Tracker?
Expense Tracker ships an update fortnightly, and AI Expense Tracker every 2 days. Most recently, Expense Tracker was updated on October 24, 2026 and AI Expense Tracker on October 24, 2026.

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