SpendSafe: Payday Planner

What can I spend before payday—and still cover what matters? Your balance is only part of the picture. SpendSafe turns the money you have, the bills ahead and your savings priorities into a clearer daily spending estimate. No bank connection. No app account sign-up. YOUR NEXT SPENDING DECISION, MADE CLEARER See your result at the top of the home screen, with the calculation period beside it. A green, yellow and red gauge pairs color with words, while a simple breakdown shows what your plan protects for bills, essentials, reserves and savings. PAYDAYS AND BILLS, IN ONE PLACE See money coming in and going out on a monthly calendar. Tap a day to add income or spending, and set repeat entries for regular paychecks and bills. Keep expected pay separate from money already received; when it arrives, confirm the amount or adjust it. Optional payday reminders help you remember to check in. GIVE YOUR SAVINGS ROOM TO GROW Include your monthly savings goal, what you have already saved, everyday essentials and an emergency reserve. SpendSafe accounts for the part of your goal still to be saved, so your spending estimate reflects what matters to you. A SIMPLE ROUTINE, NOT ANOTHER SPREADSHEET Enter your figures. Check the result. Update your plan when life changes. Your calendar and spending estimate help you see how today's choices fit around what's coming next. YOUR PLAN. YOUR DEVICE. No bank passwords and no in-app ads. Your entered budget information is stored locally on your device; automatic cross-device syncing is not included. MAKE IT FEEL LIKE YOUR APP Choose light, dark or device-matched appearance. Follow your device language or select English, Arabic, Urdu, German, French, Spanish, Portuguese, Turkish or Chinese in Settings. Choose a display currency; no exchange-rate conversion is performed. Less guessing. A clearer plan for the days before payday. SpendSafe provides estimates based on information you enter. It does not verify bank balances or guarantee that an amount is safe to spend. Keep your entries current and check your actual balances and obligations before spending. TRY IT BEFORE YOU BUY Start with seven days of full access without a purchase or automatic charge. After seven days, your current-money spending estimate, basic spending entry and history stay free. Premium includes the calendar, payday reminders and expected-income projections. Your saved data is preserved. Upgrade whenever you choose with a monthly auto-renewing subscription or a one-time lifetime purchase. Prices are shown in your local App Store currency. If you choose to buy during the app trial, billing starts when you confirm the purchase. Monthly access renews automatically unless canceled in Apple account subscription settings. Restore eligible purchases in the app. Support: https://www.newgenixapps.com/#support Privacy: https://www.newgenixapps.com/#privacy Terms of Use: https://www.apple.com/legal/itunes/appstore/dev/stdeula