
SpendSmartAI - Expense Tracker
No-bank-login expense tracker
0 ratings
Free
In-App Purchases
About
SpendSmart AI is the expense tracker that does the typing for you. Write "coffee 5" or just say it out loud, and it works out the amount and category for you and stamps today's date. Snap a receipt and it fills itself in (Pro). There's no bank login, which means no forms to wade through and no accounts to connect.
Three ways to add an expense
• Type it. "lunch 14" and it's categorized.
• Say it. Hands-free voice entry.
• Scan it. Photograph a receipt and the details fill themselves in (Pro).
Works across your devices
iPhone, iPad, and web, always in sync. Start on your phone in the coffee line and finish on your laptop that night. Most expense trackers lock you to one device. This one goes where you go.
What you get for free
• Unlimited manual expense tracking
• Monthly AI smart-entries to try
• Voice entry
• 12 months of history
• Budgets and insights
• Fully offline
What Pro adds
• Unlimited AI entry, voice, and receipt scanning
• Receipt scan that snaps and auto-fills
• Unlimited history
• A monthly AI breakdown of where your money went
• Recurring expenses
• PDF and CSV export
No bank login. Ever.
We never connect to your bank. No Plaid, no aggregators, no account access. You can export or delete everything whenever you want. It's real budgeting without handing over your banking credentials.
Fair pricing for where you live
Pro is priced for your country, so you're not paying one flat US price for the whole world.
Whether you're a freelancer, a frequent traveler, or you just want to see where the money goes, download it free and start tracking in seconds.
Terms of Use (EULA): https://spendsmartai.online/terms
Privacy Policy: https://spendsmartai.online/privacy
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What's New in SpendSmartAI
1.0.4
August 4, 2026
• Siri Voice entries can now save automatically when the details are clear. • Fixed converted-currency totals and the monthly entry count after edits. • More reliable sync with fewer spurious error flags. • Wording polish and stability improvements.
MoreSubscription plans
SpendSmart AI Pro – Monthly
AI insights, receipt scanning, PDF reports and more
$2.991 Month






