SpendZero: No Spend Challenge

SpendZero: No Spend Challenge

Stop Impulse Buying & Save

2 ratings
3 reviews
Free
In-App Purchases

Details

Released
June 2, 2026
Updated
October 25, 2026

Features

SpendZero: No Spend Challenge screenshot #1 for iPhone
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SpendZero: No Spend Challenge screenshot #9 for iPhone
SpendZero: No Spend Challenge screenshot #10 for iPhone
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About

This app gamifies saving money by rewarding users for resisting impulse purchases and maintaining no-spend days. It focuses on positive reinforcement and achievement-based progress rather than traditional budgeting restrictions. All data is stored locally for complete privacy.

✓Log impulse purchases resisted
✓Earn XP for no-spend days
✓Build and track spending streaks
✓Unlock levels and ranks
✓Complete daily and weekly quests
✓Collect achievement badges
✓Visualize wealth growth
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+2

What's New in SpendZero

2.0.3

October 25, 2026

• Settings › Privacy has a new switch, "Share anonymous usage stats". SpendZero counts things like how many days are sealed, never what you log, amounts or who you are. It's on by default and you can turn it off anytime. • Clearer privacy wording in Settings and on exported PDFs.

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Subscriptions & In-App Purchases

SpendZero Pro Yearly

All Pro features, billed once a year

$49.991 Year
3 Days trial
How to cancel SpendZero subscription ⁉️

Events

Read more about No-Buy November

No-Buy November

30 days of essentials only

Nov 1, 2026 — Dec 1, 2026

User reviews

Super Useful for a heavy spender

I’ve never been more aware of the little expenses and things that I do to spend unnecessary money than I am now. The app is great. Recommended!

Just a girl

If you need a little help or want to make saving money fun then this is it!! Quests, points/levels, there’s even a cute little(well mines small right now) wealth tree that grows the more you save.

Budget Helper

Didn’t know how much money I was actually wasting until I started using this!

Developer apps

FAQ

How does SpendZero help me save money?

SpendZero gamifies saving by awarding experience points (XP) for resisting impulse purchases and maintaining no-spend days. This positive reinforcement system encourages consistent financial discipline and helps users build streaks, making saving feel like an achievement.

Is my financial data safe with SpendZero?

Yes, SpendZero prioritizes complete privacy. All financial data is stored 100% on-device using SwiftData, with zero cloud sync or server storage. There are no accounts, logins, or authentication required, ensuring your data never leaves your phone.

What are the subscription options for SpendZero?

SpendZero offers a weekly subscription for $4.99, a monthly subscription for $7.99 with a 3-day free trial, and a yearly subscription for $49.99 with a 3-day free trial. These plans unlock premium features and enhance the user experience.

Does SpendZero have ads?

No, SpendZero is designed without advertisements. The app focuses on a clean, premium, and purposeful user experience, free from clutter, spammy engagement bait, or any form of advertising.

How often is SpendZero updated?

SpendZero was last updated on August 22, 2026, with version 1.2. The app is developed by Rob Goldstein and is available on iPhone, indicating ongoing development and support.

What is the age rating for SpendZero?

SpendZero has an age rating of 4+. This indicates that the content is generally suitable for all ages, with no mature themes or potentially objectionable material.

Can I use SpendZero on multiple devices?

Currently, SpendZero is only supported on iPhone. The app utilizes on-device storage, which means your progress is tied to that specific device and not synced across different platforms.

What do users like most about SpendZero?

Users report breaking impulse spending habits, doubling monthly savings, and rediscovering excitement around financial goals. The app's focus on positive reinforcement and its gamified approach are frequently praised for building confidence and making financial change feel achievable.