SpendZero vs No Spend Tracker

Don't spend. Mint gold. SpendZero turns every no-spend day into a gold coin: watch them pile up in your Coin Vault, fill your year on the Mint Calendar and see what a year of not spending could be worth. Streaks, XP, quests, badges and a living wealth tree make it a game you actually want to win. Doing a no-buy month, a low-buy year or No-Spend January, or just trying to stop impulse buying? SpendZero makes every day you don't spend feel like a win. NEW IN 2.0 • Coin Vault: each sealed day drops a gold coin into a glass jar you can tilt and shake • Mint Calendar: your whole year in gold coins, brighter on the days you kept more • Savings forecast, all-new charts, and what your savings could buy • Monthly Recap: a story of your month, ready to share • Seal today from your Lock Screen, Dynamic Island, Control Center or Siri • A living wealth tree: day and night, the seasons, lights in December • Unlock Gold, Emerald and Midnight app icons as you level up A GAME YOU WIN BY NOT SPENDING Mark a no-spend day and it's sealed with a gold coin. Your streak ticks up, rewards pop in, and you see how close your next milestone is. • Streaks, with streak freezes that cover you on a rough day • Daily and weekly quests that progress from what you actually do • 25 levels, from Frugal Novice to Wealth King • Badges for 7-, 30-, 100- and 365-day streaks and savings milestones • Challenges like the 30-Day No-Spend Challenge, Coffee Detox Week and seasonal ones like No-Spend January, or make your own GROW YOUR WEALTH TREE Your tree is one of a kind. It grows with every level, hangs gold coins as your savings add up and follows your real day, from sunrise to moonlit nights. Let your streak lapse and it starts to wilt; one no-spend day brings it back. CRUSH IMPULSE BUYS Something sitting in your cart? Log it. Walk away and the money counts as saved, with XP to prove it. Caved? No shame: log it and keep going. Essentials like groceries and transportation don't break your no-spend day. NEVER BREAK THE CHAIN • Interactive widgets: seal today without opening the app • An optional evening countdown on your Lock Screen before the day runs out • "Seal today in SpendZero" with Siri, or one tap in Control Center • A gentle evening check-in, plus a morning reminder if you forgot yesterday PRIVATE BY DESIGN Everything you log stays on your iPhone. No account, no bank login, no ads, no tracking. Available in English, Chinese (Simplified and Traditional), Danish, Dutch, Finnish, French, German, Italian, Japanese, Korean, Norwegian, Portuguese, Spanish, Swedish and Turkish. SUBSCRIPTIONS SpendZero Pro is available weekly, monthly or yearly, or as a one-time lifetime purchase. Monthly and yearly plans may include a 3-day free trial for eligible new subscribers. Prices are shown in the app in your local currency. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gwlabs.app/privacy

Spend with greater intention, one day at a time. No Spend helps you complete practical spending challenges without connecting your bank account or building a complicated budget. Choose a challenge, decide what is allowed, set genuine exceptions and follow one clear rule each day. CHOOSE A PRACTICAL CHALLENGE Start with ready-made challenges including: • No-Spend Day • No Takeaways Week • No New Clothes Month • Use What I Already Own • Pantry-First Week • Cancel Three Subscriptions • No Impulse Weekend KNOW TODAY’S RULE Your Today screen shows exactly what your current challenge asks of you. Allowed spending, restricted categories and agreed exceptions remain visible, so you do not have to remember complicated rules. CHECK IN WITHOUT GUILT Record each day as: • Successful • Successful with an allowed exception • Partially successful • Challenge broken • Not yet checked in A difficult day does not erase the progress you have already made. Continue tomorrow, adjust your challenge, restart or finish when it is right for you. RECORD TEMPTATIONS Log something you nearly bought, what triggered the urge and whether you resisted, postponed or purchased it. Amounts are always optional. No Spend only includes money in your totals when you explicitly enter it. TRACK REAL PROGRESS See: • Successful challenge days • Strict success streak • Participation streak • Challenges completed • Temptations resisted • Money intentionally not spent • Milestones and challenge history Different currencies are kept separate rather than combined into an inaccurate total. BUILD YOUR OWN CHALLENGES No Spend Premium adds custom challenge creation, configurable rules and exceptions, advanced progress insights, additional widgets, export formats and other planning tools. PRIVATE BY DESIGN No account is required. Your challenges, check-ins, spending events and reflections stay on your device. No Spend does not connect to your bank or require access to financial accounts. Optional local notifications can remind you about today’s challenge or evening check-in. Notification previews can be kept private. No Spend is a behavioural planning tool. It does not provide financial, debt, investment, medical or legal advice. Essentials, necessary purchases and genuine emergencies should always remain allowed. We use standard terms: "Standard Apple Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/"