Spense: Budget App & Planner

Spense: Budget App & Planner

Envelope Budget & Bill Tracker

12 ratings
11 reviews
Free
In-App Purchases

Details

Released
December 23, 2025
Updated
November 3, 2026

Features

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About

Automate your finances with this budgeting app that connects to your bank to categorize transactions. It helps you understand your spending, set financial goals, and manage bills effortlessly. Offers both automatic and manual budgeting modes.

✓Automatic bank sync and categorization
✓Real-time category balances
✓Savings goals with progress tracking
✓Bill and debt payoff targets
✓Monthly spending reflections
✓YNAB import functionality
✓Face ID/Touch ID app lock
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What's New in Spense

v2.7.0

November 3, 2026

New: • A new app icon and a faster launch. The fish shows up in about a second instead of up to five. • Reminders: a nudge if you haven't added an account a day after you start, and a heads-up 2 days before your free trial ends. • Subscribe during your free trial and still get 2 free weeks before your first payment. • The YNAB import screen shows how to export your data from YNAB, with a link to the guide. • A cleaner Budget header. Fixes: - Transactions waiting for review always show in your review list however old they are, deleting a category shows its progress and can't be sent twice, and subscribers no longer get free-trial emails.

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Subscriptions & In-App Purchases

Spense Monthly

Monthly Spense Price

$2.991 Month
14 Days trial
How to cancel Spense subscription ⁉️

User reviews

Good Budgeting App

I had no idea how much I was spending on recurring subscriptions I had forgotten about and on vtuber merch. Spense made it easy to see where I could cut my spending, like canceling some of these subscriptions or buying less food, so I can buy even more merch of my oshi. Good app.

Perfect expense companion

I’m am extremely happy and satisfied with this app. It’s finally something that helps me to stay on top of my budget. Facilitate my personal operating expenses and protects towards over expenditures.
This app helps develop habits of mindful spending.
Kudos to the team for making this great app!! 👌🥇🎖️
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Master Budgeter

I be budgeting all day with this app. 11/10 would budget again.

Great app

This app has completely changed the way I manage my money. The interface is clean and easy to navigate, making it simple to track expenses and set realistic budgets. Highly recommended.

Helps me spreadsheet expenses with a modern ui

Proactive budgeting App ! something I had been waiting for is finally here . Best part this App allows you to budget your expenses proactively and not be reactive to your spend . Must for financial success !

FAQ

How does Spense categorize transactions?

Spense automatically categorizes transactions as they arrive by connecting to your bank account via Plaid. This allows for real-time tracking of your spending per category without manual input.

What budgeting methods does Spense support?

Spense supports both Auto Mode, where transactions categorize themselves, and Manual Mode, where you can assign every dollar yourself. You can switch between modes anytime to suit your preference.

What are the pricing details for Spense?

Spense offers a 14-day free trial. After the trial, it costs $2.99 per month or $24.99 per year. There is one plan that includes all features.

Can I import my data from other budgeting apps?

Yes, Spense allows you to import your categories and history from YNAB in minutes. It's designed to offer a simpler alternative with the same core budgeting method.

How secure is Spense?

Spense uses Face ID/Touch ID for app lock, providing an extra layer of security for your financial data. The app is built by an independent team, not a large financial institution.

How often is Spense updated?

The latest version of Spense is v2.7.0, last updated on November 3, 2026. Updates are provided by an independent team, suggesting a commitment to ongoing development and improvement.

What devices does Spense support?

Spense is available on iPhone, iPad, and iPod. It is designed for iOS devices and is rated for ages 4 and up.

Does Spense have ads?

No, Spense does not contain advertisements. The app is free to download and offers a free trial, with subscription options available thereafter.