Spense: Your Budget Companion

Spense: Your Budget Companion

by DelamainLabs LLC

12 ratings
11 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • December 23, 2025
  • June 5, 2026

Features

Spense: Your Budget Companion video #1 for iPhone
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Spense: Your Budget Companion screenshot #8 for iPhone
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About

This app helps you manage your money by assigning every dollar a purpose through zero-sum budgeting. It offers manual budgeting for free and optional automatic bank syncing for a fee. Track spending, categorize transactions, and gain control over your finances.

Zero-sum budgeting
Envelope categorization
Manual transaction entry
Automatic bank sync (paid)
Real-time envelope balances
Transaction review and categorization
YNAB import
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What's New in Spense

2.2.0

June 5, 2026

New - Six new animated splash screens — your fish does something different every time you open the app - Recent Updates popup so you don't miss what changed - Custom emojis on any category or subcategory — make your budget feel like yours - Notifications for new transactions in both Auto and Classic modes - Credit cards now show as actual cards on the Accounts screen Improvements - Transactions are now individual cards instead of one big container — easier to read, easier to act on - Cleaner Auto Mode budget screen with fewer redundant subcategories - Classic mode review shows whether a transaction is income or expense up front - Tap Assigned on Manual Mode to see what you've already spent - Smoother onboarding with Auto Mode selected by default - Major framework upgrade -- faster startup, smoother animations across the board Bug Fixes - Fixed swipe actions crashing on the Accounts and Subcategories screens - Fixed dark/light mode toggle crash on startup - Fixed product tour glitches and onboarding errors - Fixed credit card payments showing as income in Reflect - Fixed assigned amounts for system subcategories like credit card payments

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Subscription plans

Spense Monthly

Monthly Spense Price

$2.991 Month
14 Days trial
How to cancel Spense subscription ⁉️

User reviews

Good Budgeting App

I had no idea how much I was spending on recurring subscriptions I had forgotten about and on vtuber merch. Spense made it easy to see where I could cut my spending, like canceling some of these subscriptions or buying less food, so I can buy even more merch of my oshi. Good app.

Perfect expense companion

I’m am extremely happy and satisfied with this app. It’s finally something that helps me to stay on top of my budget. Facilitate my personal operating expenses and protects towards over expenditures.
This app helps develop habits of mindful spending.
Kudos to the team for making this great app!! 👌🥇🎖️
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Master Budgeter

I be budgeting all day with this app. 11/10 would budget again.

Great app

This app has completely changed the way I manage my money. The interface is clean and easy to navigate, making it simple to track expenses and set realistic budgets. Highly recommended.

Helps me spreadsheet expenses with a modern ui

Proactive budgeting App ! something I had been waiting for is finally here . Best part this App allows you to budget your expenses proactively and not be reactive to your spend . Must for financial success !

FAQ

How does Spense's zero-sum budgeting work?

Spense uses zero-sum budgeting, meaning you assign every dollar of your income to a specific category (envelope) until your 'To be budgeted' amount reaches $0. This ensures every dollar has a purpose and prevents idle money.

Is Spense free to use?

Yes, Spense is free for manual budgeting. You can create accounts, add transactions, and manage your envelopes without any cost. Automatic bank syncing requires a paid subscription.

What are the subscription costs for Spense Plus?

Spense Plus offers automatic bank sync for $4.99 per month or $49.99 per year. A 14-day free trial is included for the bank sync feature.

Can I import my data from YNAB to Spense?

Yes, Spense allows you to import your existing categories and transaction history from YNAB. This makes switching to Spense a seamless process.

What security measures does Spense use for bank syncing?

Bank syncing is handled by Plaid with read-only access. Spense also employs bank-level security with biometric authentication for user accounts.

How often is Spense updated?

The app was last updated on February 11, 2026, indicating active development and regular updates to improve functionality and reliability.

What devices is Spense compatible with?

Spense is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.

What is the age rating for Spense?

Spense has an age rating of 4+, making it suitable for users of all ages interested in managing their finances.