Spensyble
Bills & Safe-to-Spend Planner
About
This app helps you determine your true safe-to-spend balance by analyzing your bank statements. It identifies recurring bills and paychecks to show you how much disposable income you have until your next payday.
What's New in Spensyble
1.6.1
October 30, 2026
Better support for VoiceOver and keyboard users. - Settings, forms and other sheets are announced by name when they open, and screen readers no longer reach them while they are closed. - The current tab is announced in the tab bar. - Bill and payment rows can be opened from VoiceOver and keyboard. - Clearer labels on buttons that only showed an icon, including on the subscription screen.
MoreSubscriptions & In-App Purchases
Spensyble Annual Plan
Spensyble App
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FAQ
How does Spensyble determine my safe-to-spend balance?
Spensyble analyzes imported bank statements to identify recurring bills and paychecks. It then calculates your balance after accounting for these known expenses, showing you what's truly available to spend until your next payday.
Does Spensyble connect to my bank account?
No, Spensyble does not connect to your bank account or require any bank logins. You import your statements directly as files, ensuring your financial data remains private and processed on your device.
What types of files can I import into Spensyble?
You can import bank statement exports in CSV, XLSX, or PDF formats. The app is designed to read your transaction history from these files to detect bills and paychecks.
What features are included in the free trial of Spensyble?
The 7-day free trial unlocks balance projection through payday, cash trajectory analysis, the bills due before payday, a day-by-day calendar with 'what-if' spending scenarios, and monthly totals and trends.
How much does Spensyble cost after the free trial?
After the trial, Spensyble is available for $9.99 per month or $79.99 per year, offering a 33% saving compared to the monthly plan.
Can I cancel my Spensyble subscription?
Yes, subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings.
Is Spensyble safe to use with my financial data?
Spensyble is designed with privacy in mind. Your statements are processed on your device, and no transaction data is sent to any Spensyble servers. Network requests are limited to subscription handling.
Does Spensyble offer financial advice or budgeting categories?
No, Spensyble functions as a calculator, not a financial coach. It does not offer categories to maintain, savings goals, or financial advice. Its sole purpose is to clearly indicate your safe-to-spend amount.
