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Spiko

Spiko

by Spiko

1 ratings
9 reviews
💰 Finance
Free

Details

Released
June 19, 2026
Updated
October 7, 2026

Features

Developer

Spiko
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About

Earn daily interest on your cash with a free account that takes minutes to open. Withdraw funds anytime without fees or penalties, and manage multiple currencies from one app. Ideal for individuals and businesses seeking to maximize their cash returns.

✓Daily interest on cash
✓Free account opening
✓No withdrawal fees
✓Multi-currency management
✓Integrates with accounting tools
✓Personal and business accounts
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What's New in Spiko

1.13

October 7, 2026

Miscellaneous improvements

User reviews

Most RecentHighest RatedLowest Rated

Excellent

L’app est superbe, comme le site et comme les produits ! Ils sont très forts.
GGuillaumeGBRY

Short term cash investment

I love to see my balance grow every day 🔥
MMat_gi

Meilleur taux du marché

Je l’utilise en perso et en pro. Rend la gestion de sa trésorerie tres facile avec l’accès aux meilleurs taux du marché!
PPaul-A-Ve

Transparence et efficacité

Application claire, simple d’usage, accessible à toute personne. Transparence , simplicité et efficacité garanties.
GGoethelieb

Super fonctionnel

Spiko c’est top, et cette application propose toutes les fonctionnalités les plus utiles, c’est parfait !
Ccharles.arnault
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FAQ

How secure are my funds with Spiko?

Your funds are held by CACEIS Bank, part of the Crédit Agricole group, and are never on Spiko's balance sheet. This ensures a high level of security for your deposited money.

What are the fees associated with Spiko?

Spiko offers free accounts with zero deposit, withdrawal, subscription, or custody fees. The returns you see are always net of any applicable charges.

Can I access my money whenever I need it?

Yes, you can withdraw your cash on any business day without notice or penalties on earned interest. Business transfers are instant up to €500,000 per day.

Does Spiko support multiple currencies?

Spiko allows you to manage your cash in euros, dollars, and pounds. You can also convert between these currencies without incurring exchange fees or spreads.

How often is Spiko updated?

The latest version of Spiko is 1.13, and it was last updated on October 7, 2026. Updates are released regularly to improve functionality and security.

What devices is Spiko available on?

Spiko is currently available on iPhone devices. Support for other platforms may be added in future updates.

How long does it take to open a Spiko account?

You can open a free account with Spiko in less than 5 minutes directly from the app. Your first interest payment can be earned as soon as today.

Does Spiko have ads?

Spiko is ad-free, meaning you will not encounter any advertisements within the application.