HouseBase vs Spiko
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HouseBase
Invest in exclusive real estate projects with a minimum of 100€. Access off-market opportunities selected by experts and manage your investments easily through the app. The mission is to democratize access to high-yield real estate investments.
- Invest in exclusive real estate projects
- Access off-market opportunities
- Invest from 100€
- Short-term projects for maximum profitability
- Easy investment management app
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Le 1er club d’investissement immobilier accessible à tous Investissez dans des projets immobiliers exclusifs de marchands de biens. Des projets off-market sélectionnés par nos experts et accessibles à partir de 100€. - Des opérations courtes pour une rentabilité maximale - Une application pour gérer facilement ses investissements Notre mission : vous permettre d’investir dans des opérations exclusives de marchands de biens, normalement réservés à un petit nombre d’investisseurs fortunés. Inscrivez-vous en moins de 3 mn et commencez à investir !
Spiko
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Daily interest on your cash. Open a free account in less than 5 minutes. Withdraw anytime, with no fees or penalties. Spiko is the cash management solution that puts your money to work every day: interest paid daily, withdrawals anytime, and no deposit or withdrawal fees. Put your cash in funds approved by the AMF. Deposit, withdraw, and track your interest in real time, all from a single app. Whether you're just starting out, have just raised funds, or manage the treasury of an established company, keep your cash available while it earns a return every day. Join the thousands of SMEs, startups, freelancers, and individuals who have already trusted Spiko with over one billion euros. Features Open an account in minutes: Sign up straight from the app, and your first interest can land as soon as today. Daily interest, no lock-up period: Your cash earns a return every day and stays available, with no commitment period and none of the lock-up of a term deposit. Your cash available anytime: Withdraw on any business day, with no notice, no penalty on the interest you've earned. Business transfers are instant up to €500,000 per day. Multiple currencies, one interface: Manage your cash in euros, dollars, and pounds, and convert from one to another with no exchange fees or spreads. Free accounts, net returns: Zero deposit, withdrawal, subscription, or custody fees. The returns shown are always net of fees. Your funds kept safe: Your funds are held by CACEIS Bank (Crédit Agricole group) and never sit on Spiko's balance sheet. Simple for your accountant: Spiko integrates with your accounting tools, such as Pennylane and Sage. Personal and business accounts together: Manage your business and personal accounts from a single interface. Each account stays separate - funds are never mixed. Start putting your cash to work today.
Screenshots
Verdict
The clearest difference is update cadence: Spiko at every 8 days against HouseBase's monthly. HouseBase's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HouseBase ships an update monthly, Spiko every 8 days. The most recent releases landed on August 20, 2026 and September 10, 2026 respectively.
| Parameter | HouseBase | Spiko |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 122 MB | 62 MB |
| Age rating | 17+ | 4+ |
| Developer | HOUSEBASE | Spiko |
In-app purchases
HouseBase
No in-app purchases
Spiko
No in-app purchases
Questions
Is HouseBase free?
Is Spiko free?
Do HouseBase or Spiko have ads?
Which is updated more often, HouseBase or Spiko?
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