Archived App
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
Access a digital credit line for personal loans up to ₹80,000. Repay and reuse funds with flexible EMIs and transparent interest rates. The entire process is paperless and secure.
What's New in SRupeeNow
1.0.1
May 22, 2023
1.Fixed some issues
FAQ
What is the maximum loan amount available on SRupeeNow?
SRupeeNow offers a credit line of up to ₹80,000. You can borrow any amount from ₹2,000 up to your approved limit for a tenure of 3 to 12 months.
What are the interest rates for loans on SRupeeNow?
The interest rate starts from a minimum of 13.49% per annum and can go up to 29.99% per annum. You only pay interest on the amount you withdraw from your credit line.
Are there any hidden charges on SRupeeNow?
SRupeeNow states there are no hidden charges for opening a credit line or withdrawing funds. However, processing fees range from 1% to 3% plus GST, and other charges apply for overdue interest, prepayment, and dishonor.
What is the eligibility criteria for SRupeeNow?
To be eligible for SRupeeNow, you must be a salaried employee between 21 and 57 years old, with a minimum monthly income of ₹18,000 and a CIBIL score of at least 650.
How long does it take to get a loan from SRupeeNow?
The app is designed for instant credit. The process involves downloading the app, setting up your profile, completing KYC, and then choosing your required amount, implying a quick disbursement.
What documents are needed for SRupeeNow?
As a digital finance app, SRupeeNow requires your PAN and Aadhaar number linked to your phone number, along with a selfie for verification. The entire process is paperless.
Does SRupeeNow have ads?
The provided data does not specify if SRupeeNow contains advertisements. However, it is listed as 'Free' with 'in-app purchases' potentially referring to loan processing fees or other financial services.
On which devices can I use SRupeeNow?
SRupeeNow is available on iPhone, iPad, and iPod devices. It is designed for iOS users.
