lendingplate-Personal Loan App

lendingplate-Personal Loan App

by Unifinz Capital India Limited

28K ratings
31 reviews
Free

Details

Released
February 1, 2023
Updated
November 10, 2026

Features

lendingplate-Personal Loan App screenshot #1 for iPhone
lendingplate-Personal Loan App screenshot #2 for iPhone
lendingplate-Personal Loan App screenshot #3 for iPhone
lendingplate-Personal Loan App screenshot #4 for iPhone
lendingplate-Personal Loan App screenshot #5 for iPhone
lendingplate-Personal Loan App screenshot #6 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Access personal loans ranging from ₹10,000 to ₹2,50,000 with attractive interest rates and zero collateral. The entirely online, paperless application process allows for quick approval and direct transfer of funds to your bank account within minutes.

✓Personal loans up to ₹2,50,000
✓Zero collateral required
✓Completely online paperless documentation
✓Direct bank account transfer
✓Loans to improve credit score
✓No early repayment charges
✓3-day free-look period
Show original description
+1

What's New in lendingplate

5.6.0

November 10, 2026

UI Improved, minor bug fixed etc.

User reviews

Subject: Request for Review of Loan Eligibility After Successful Repayments

I have borrowed money from LendingPlate twice and successfully repaid both loans. However, when I tried to apply for my third loan, I was unable to access the app and received a message stating that I am not eligible.

I would like to understand why my eligibility has been rejected despite my previous successful repayments. I have maintained my repayment commitments and expected to be considered for another loan.

Please review my profile and clarify the reason for this decision. Thank you.
Show more

Extremely disappointing and harassing experience

Lendingplate is one of the worst loan apps I have ever experienced. The level of mental harassment from their staff over loan repayments is absolutely unacceptable. Their behaviour is extremely unprofessional, and the way their customer care representatives speak to customers is even worse.

Instead of treating customers with respect and understanding their circumstances, they put enormous mental pressure on them. The constant harassment and rude behaviour can cause serious stress and anxiety.

My sincere advice to everyone: Please think twice before taking a loan from Lendingplate, even if you are facing a financial emergency. Based on my experience, I would never recommend this app to anyone.

A loan service should provide professional customer support, not mentally torture or harass people. Their customer service seriously needs improvement. I hope others read reviews like this before making a decision.
Show more

Response from developer

Thank you very much. Keep using our app 😊

Fake scam

Please don't use this app, its fake scam harasses you like hell , i uploaded all my docs n got a limit of 60k with just 2 months emi option 31k per month as i got a couple just a couple of days delay in repaying the emi their team calls 24/7 like as they have lended the money abuses me contacts all my friends n families n harasses and abuses them too n just not that they dont even give a warning notice or any legal notice they send a final warning letter to pay within 6 days to my offical email bcz if this i had even almost lost my job please dont use this app there are multiple others.
Show more

Response from developer

We don’t support such behaviour. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Fraud

This is fraud app they will say in ads that no matter what happens you’ll get a credit but in reality it’s very dark you can’t even be able to login for the first day and thn even after you login also there surely going reject ur application for the loan cause it’s obvious this tech team just gives you a reason to download their app this app is such a trash after submitting all the required documents also they’ll never accept your application for the instead of that they will say try again next month this is really disappointing ugh……
Show more

Response from developer

Loans are approved as per company policy & discretion. Sorry we could not offer you a loan this time. We have communicated our decision through the app and also sms.

H

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses.! am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed.
Thank You lending plate, you're the reason i am back on my foot again.
Lets create this bond more stronger
Show more

Response from developer

Thank you very much. Keep using our app 😊

FAQ

What is the minimum and maximum loan amount offered by lendingplate?

lendingplate offers personal loans ranging from ₹10,000 to ₹2,50,000. The specific amount you are eligible for will depend on your risk profile and other factors.

What are the interest rates and fees associated with lendingplate loans?

The Rate of Interest (ROI) starts from 12% onwards, with an APR ranging from 12% to 36%. Processing and conversion fees typically range from 1% to 5% of the loan amount.

How long does it take to get the loan money after approval with lendingplate?

Once your loan is approved, you can expect a direct transfer of the loan money to your bank account within minutes.

Does lendingplate require any collateral for personal loans?

No, lendingplate offers personal loans with zero collateral, making it a convenient option for borrowers.

What is the repayment tenure for loans from lendingplate?

The repayment tenure for loans from lendingplate ranges from 3 months to 15 months, providing flexibility for borrowers.

Can I repay my loan early with lendingplate?

Yes, you can repay your loan anytime with lendingplate. There are no early repayment charges, allowing you to save on interest.

What are the eligibility criteria for applying for a loan with lendingplate?

To be eligible for a loan, you must be an Indian national over 21 years old with a net monthly take-home salary of at least ₹20,000, which must be credited regularly to your bank account.

Is lendingplate a secure app for personal loan applications?

Yes, lendingplate ensures safety via standard security and privacy protocols to protect its database. They do not share customer information with third parties without consent.