lendingplate-Personal Loan App

lendingplate-Personal Loan App

by Unifinz Capital India Limited

28K ratings
27 reviews
Free

Details

  • Released
  • Updated
  • February 1, 2023
  • August 22, 2026

Features

lendingplate-Personal Loan App screenshot #1 for iPhone
lendingplate-Personal Loan App screenshot #2 for iPhone
lendingplate-Personal Loan App screenshot #3 for iPhone
lendingplate-Personal Loan App screenshot #4 for iPhone
lendingplate-Personal Loan App screenshot #5 for iPhone
lendingplate-Personal Loan App screenshot #6 for iPhone
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About

Access personal loans ranging from ₹10,000 to ₹2,50,000 with attractive interest rates and zero collateral. The entirely online, paperless application process allows for quick approval and direct transfer of funds to your bank account within minutes.

Personal loans up to ₹2,50,000
Zero collateral required
Completely online paperless documentation
Direct bank account transfer
Loans to improve credit score
No early repayment charges
3-day free-look period
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+1

What's New in lendingplate

5.3.0

August 22, 2026

Dashboard, VKYC , Bug Fixed etc.

User reviews

H

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses.! am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed.
Thank You lending plate, you're the reason i am back on my foot again.
Lets create this bond more stronger
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Response from developer

Thank you very much. Keep using our app 😊

Approved, but not disbursed. Loan sanctioned, agreement marked “PAID” but no funds received.

My experience with this app has been extremely disappointing. My loan was approved, the eNACH mandate was completed successfully, the loan agreement was generated and signed, and I even received the ₹1 verification transaction. However, despite all the formalities being completed, the loan amount was never disbursed to my bank account. This was on the 31st July and while I write this review it’s the 3rd august.

I contacted customer support multiple times and received inconsistent responses. Initially, I was repeatedly told that the amount would be credited within 24 hours. Later, I was informed that there was a third-party technical issue. To make matters worse, I was then asked to complete the eNACH process again, even though it had already been completed successfully.

The most concerning part is that the loan agreement I received was marked “PAID” despite no funds ever being credited to my account. Even after repeatedly requesting the loan to be revoked and seeking written confirmation that it would not affect my CIBIL, I have been left waiting without a clear resolution. I have sent repeated email but no response to any of my emails.

I hope the company improves its internal processes, communication, and customer support so that future customers do not have to go through a similar experience.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Supportive staff

Lendingplate is one of the top loan lending apps on my playstore and it is easy to use and always gives me the best offers with hassle free and smooth disbursement. I have been using this app since a year and helped me in many ways in my bad times. I do prefer to refer this app to my friends and colleagues. Thank you lending plate team.
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Response from developer

We appreciate your kind words, its a great pleasure.

Worst Application

The worst application, I have ever seen because I have been trying to contact the customer care since many days even after the loan has been approved, they have not credited anything to my account, but even I even try calling the customer care nobody is responding. Hence I am cancelling the mandate and I have also dropped an email on your email address telling that I need to cancel my loan application and at the same time, I am cancelling all the email date and then necessary things because I have not received any amount to my account going further. I don’t wanna take risk. Thank you.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Best App Available-It's my Best Friend

edited 24 Apr • Jiten_Nik
I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses. I am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed.
Thank You lending plate, you're the reason i am back on my foot again.
Lets create this bond more stronger
Show more

Response from developer

We appreciate your kind words, its a great pleasure.

FAQ

What is the minimum and maximum loan amount offered by lendingplate?

lendingplate offers personal loans ranging from ₹10,000 to ₹2,50,000. The specific amount you are eligible for will depend on your risk profile and other factors.

What are the interest rates and fees associated with lendingplate loans?

The Rate of Interest (ROI) starts from 12% onwards, with an APR ranging from 12% to 36%. Processing and conversion fees typically range from 1% to 5% of the loan amount.

How long does it take to get the loan money after approval with lendingplate?

Once your loan is approved, you can expect a direct transfer of the loan money to your bank account within minutes.

Does lendingplate require any collateral for personal loans?

No, lendingplate offers personal loans with zero collateral, making it a convenient option for borrowers.

What is the repayment tenure for loans from lendingplate?

The repayment tenure for loans from lendingplate ranges from 3 months to 15 months, providing flexibility for borrowers.

Can I repay my loan early with lendingplate?

Yes, you can repay your loan anytime with lendingplate. There are no early repayment charges, allowing you to save on interest.

What are the eligibility criteria for applying for a loan with lendingplate?

To be eligible for a loan, you must be an Indian national over 21 years old with a net monthly take-home salary of at least ₹20,000, which must be credited regularly to your bank account.

Is lendingplate a secure app for personal loan applications?

Yes, lendingplate ensures safety via standard security and privacy protocols to protect its database. They do not share customer information with third parties without consent.