lendingplate-Personal Loan App

lendingplate-Personal Loan App

by Unifinz Capital India Limited

28K ratings
29 reviews
Free

Details

Released
February 1, 2023
Updated
October 8, 2026

Features

lendingplate-Personal Loan App screenshot #1 for iPhone
lendingplate-Personal Loan App screenshot #2 for iPhone
lendingplate-Personal Loan App screenshot #3 for iPhone
lendingplate-Personal Loan App screenshot #4 for iPhone
lendingplate-Personal Loan App screenshot #5 for iPhone
lendingplate-Personal Loan App screenshot #6 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Access personal loans ranging from ₹10,000 to ₹2,50,000 with attractive interest rates and zero collateral. The entirely online, paperless application process allows for quick approval and direct transfer of funds to your bank account within minutes.

✓Personal loans up to ₹2,50,000
✓Zero collateral required
✓Completely online paperless documentation
✓Direct bank account transfer
✓Loans to improve credit score
✓No early repayment charges
✓3-day free-look period
Show original description

What's New in lendingplate

5.5.0

October 8, 2026

UI Improved, Minor Bug fixed etc.

User reviews

Fake scam

Please don't use this app, its fake scam harasses you like hell , i uploaded all my docs n got a limit of 60k with just 2 months emi option 31k per month as i got a couple just a couple of days delay in repaying the emi their team calls 24/7 like as they have lended the money abuses me contacts all my friends n families n harasses and abuses them too n just not that they dont even give a warning notice or any legal notice they send a final warning letter to pay within 6 days to my offical email bcz if this i had even almost lost my job please dont use this app there are multiple others.
Show more

Response from developer

We don’t support such behaviour. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Fraud

This is fraud app they will say in ads that no matter what happens you’ll get a credit but in reality it’s very dark you can’t even be able to login for the first day and thn even after you login also there surely going reject ur application for the loan cause it’s obvious this tech team just gives you a reason to download their app this app is such a trash after submitting all the required documents also they’ll never accept your application for the instead of that they will say try again next month this is really disappointing ugh……
Show more

Response from developer

Loans are approved as per company policy & discretion. Sorry we could not offer you a loan this time. We have communicated our decision through the app and also sms.

H

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses.! am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed.
Thank You lending plate, you're the reason i am back on my foot again.
Lets create this bond more stronger
Show more

Response from developer

Thank you very much. Keep using our app 😊

Approved, but not disbursed. Loan sanctioned, agreement marked “PAID” but no funds received.

My experience with this app has been extremely disappointing. My loan was approved, the eNACH mandate was completed successfully, the loan agreement was generated and signed, and I even received the ₹1 verification transaction. However, despite all the formalities being completed, the loan amount was never disbursed to my bank account. This was on the 31st July and while I write this review it’s the 3rd august.

I contacted customer support multiple times and received inconsistent responses. Initially, I was repeatedly told that the amount would be credited within 24 hours. Later, I was informed that there was a third-party technical issue. To make matters worse, I was then asked to complete the eNACH process again, even though it had already been completed successfully.

The most concerning part is that the loan agreement I received was marked “PAID” despite no funds ever being credited to my account. Even after repeatedly requesting the loan to be revoked and seeking written confirmation that it would not affect my CIBIL, I have been left waiting without a clear resolution. I have sent repeated email but no response to any of my emails.

I hope the company improves its internal processes, communication, and customer support so that future customers do not have to go through a similar experience.
Show more

Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Supportive staff

Lendingplate is one of the top loan lending apps on my playstore and it is easy to use and always gives me the best offers with hassle free and smooth disbursement. I have been using this app since a year and helped me in many ways in my bad times. I do prefer to refer this app to my friends and colleagues. Thank you lending plate team.
Show more

Response from developer

We appreciate your kind words, its a great pleasure.

FAQ

What is the minimum and maximum loan amount offered by lendingplate?

lendingplate offers personal loans ranging from ₹10,000 to ₹2,50,000. The specific amount you are eligible for will depend on your risk profile and other factors.

What are the interest rates and fees associated with lendingplate loans?

The Rate of Interest (ROI) starts from 12% onwards, with an APR ranging from 12% to 36%. Processing and conversion fees typically range from 1% to 5% of the loan amount.

How long does it take to get the loan money after approval with lendingplate?

Once your loan is approved, you can expect a direct transfer of the loan money to your bank account within minutes.

Does lendingplate require any collateral for personal loans?

No, lendingplate offers personal loans with zero collateral, making it a convenient option for borrowers.

What is the repayment tenure for loans from lendingplate?

The repayment tenure for loans from lendingplate ranges from 3 months to 15 months, providing flexibility for borrowers.

Can I repay my loan early with lendingplate?

Yes, you can repay your loan anytime with lendingplate. There are no early repayment charges, allowing you to save on interest.

What are the eligibility criteria for applying for a loan with lendingplate?

To be eligible for a loan, you must be an Indian national over 21 years old with a net monthly take-home salary of at least ₹20,000, which must be credited regularly to your bank account.

Is lendingplate a secure app for personal loan applications?

Yes, lendingplate ensures safety via standard security and privacy protocols to protect its database. They do not share customer information with third parties without consent.