Free

Details

  • Released
  • Updated
  • February 15, 2023
  • April 20, 2026
Instantpay screenshot #1 for iPhone
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About

A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.

Smart current account for simplified banking
Connect and manage existing bank accounts
Send and receive payments via all methods
Bulk payouts and one-click payments
Payment links and QR code collections
Contactless cards for expense management
Collateral-free business loans
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What's New in Instantpay

11.2.8

April 20, 2026

Thanks for using Instantpay App! This release brings bug fixes that improve our product.

User reviews

Sign up doesn't work

It won't let me sign up through number

Won’t let me sign up

It just keeps saying my number is incorrect and won’t allow me to sign up

Garbage

Won’t even let me sign up

Doesn’t work

Won’t let me sign up says mobile number is incorrect waste of time

FAQ

What is Instantpay?

Instantpay is a business banking platform that offers a current account, debit card, and tools for managing payments, collections, and expenses. It aims to simplify financial operations for businesses.

Is Instantpay free to use?

Yes, Instantpay is available for free. The app does not have any upfront costs or subscription fees for its core services.

What types of payments can I make with Instantpay?

You can send and receive payments via all payment methods, including one-click payments, bulk payouts, and by adding recipients to your Contact Book. It also supports payment links and QR codes for collections.

Can I manage my existing bank accounts with Instantpay?

Yes, Instantpay allows you to connect and manage your existing bank accounts through a single, unified interface, providing a consolidated view of your finances.

Does Instantpay offer business loans?

Yes, Instantpay offers collateral-free business loans designed to meet working capital needs, helping businesses scale and manage cash flow.

What is the security like for Instantpay?

While specific security measures are not detailed in the provided data, as a business banking platform, Instantpay is expected to employ industry-standard security protocols to protect user data and financial transactions.

How often is Instantpay updated?

The latest version of Instantpay is 11.2.8, and it was last updated on April 20, 2026. This indicates a recent update, suggesting ongoing development and maintenance.

What devices does Instantpay support?

Instantpay is supported on iPhone and iPod devices. It is designed for mobile use on these platforms.