Instantpay vs dopay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Instantpay
A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.
- Smart current account for simplified banking
- Connect and manage existing bank accounts
- Send and receive payments via all methods
- Bulk payouts and one-click payments
- Payment links and QR code collections
- Contactless cards for expense management
- Collateral-free business loans
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Millions of businesses trust Instantpay — one place for all your business banking needs. Providing a superior digital experience, we offer a full-featured current account and debit card that simplify and automate payouts, collections, expense management, and more, making it easier for your business to run. With a quick and easy KYC process, you can begin accepting payments within minutes. With our assistance, startups, small and medium businesses, large companies, and others can manage all of their money movements seamlessly. Designed for modern businesses, our tech-led solutions enable them to spend, save, and manage their money online. Managing your bank account isn't the only thing you can do with Instantpay. You can manage employee expenses, make business decisions, and take advantage of new market opportunities with its help. Reasons to Choose Instantpay: • Open a smart current account for your business that simplifies banking and payments. • Connect and manage existing bank accounts via a single interface. • Send and receive payments via all payment methods. • Make one-click payments and send payouts in bulk. • Simply add the recipient's details to the Contact Book to enjoy seamless fund transfers. • Create payment links and share them via SMS, WhatsApp, or email to make collecting payments as easy as possible. • Enable digital payment collections through QR codes. • With Instantpay Contactless Cards, you can spend, track, and manage business expenses. • Create unique corporate gifting programs with Gift Cards and Brand Vouchers. • Scale your business with collateral-free business loans that meet your working capital needs. • 100,000+ physical touchpoints. • With our 24x7 support, we are always available to assist you.
dopay
Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.
- Secure mobile sign-in
- Instant balance checks
- EarlyPay access
- Card management (freeze, replace)
- Real-time card delivery tracking
- Direct support access
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dopay - Meet the new dopay experience. Everything you need — now in one app! With dopay, you can: 1. Sign in securely using your mobile number and dopay card. 2. Check your balance anytime with just a tap. 3. Access your EarlyPay when you’re eligible — no waiting. 4. Control your card: freeze it, request a replacement, and manage it easily. 5. Track your card delivery in real time. 6. Report card issues directly from the app. 7. Reach the dopay Support Center and get help within minutes. Who can download the app? All employees with dopay account. What’s coming next: 1. Bill payments and mobile top-ups 2. Money transfers 3. Track your financial activity and transaction history 4. More smart features to support your daily life
Screenshots
Verdict
The clearest difference is rating: dopay at 5.0 against Instantpay's 1.1. Instantpay's advantage is ratings volume (19 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
dopay holds the better App Store score, 5.0 against 1.1. That said, the two scores are not equally well evidenced: Instantpay has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
Instantpay ships an update monthly, dopay every 3 weeks. The most recent releases landed on October 3, 2026 and October 8, 2026 respectively.
| Parameter | Instantpay | dopay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.1 (19 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 19 — better | 1 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 94 MB | 30 MB |
| Age rating | 17+ | 12+ |
| Developer | Instantpay India Limited | dopay |
Customer experience
Instantpay
dopay
In-app purchases
Instantpay
No in-app purchases
dopay
No in-app purchases









