Comparison

Instantpay vs dopay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Instantpay

A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.

Highlights
  • Smart current account for simplified banking
  • Connect and manage existing bank accounts
  • Send and receive payments via all methods
  • Bulk payouts and one-click payments
  • Payment links and QR code collections
  • Contactless cards for expense management
  • Collateral-free business loans
Read full description

Millions of businesses trust Instantpay — one place for all your business banking needs. Providing a superior digital experience, we offer a full-featured current account and debit card that simplify and automate payouts, collections, expense management, and more, making it easier for your business to run. With a quick and easy KYC process, you can begin accepting payments within minutes. With our assistance, startups, small and medium businesses, large companies, and others can manage all of their money movements seamlessly. Designed for modern businesses, our tech-led solutions enable them to spend, save, and manage their money online. Managing your bank account isn't the only thing you can do with Instantpay. You can manage employee expenses, make business decisions, and take advantage of new market opportunities with its help. Reasons to Choose Instantpay: • Open a smart current account for your business that simplifies banking and payments. • Connect and manage existing bank accounts via a single interface. • Send and receive payments via all payment methods. • Make one-click payments and send payouts in bulk. • Simply add the recipient's details to the Contact Book to enjoy seamless fund transfers. • Create payment links and share them via SMS, WhatsApp, or email to make collecting payments as easy as possible. • Enable digital payment collections through QR codes. • With Instantpay Contactless Cards, you can spend, track, and manage business expenses. • Create unique corporate gifting programs with Gift Cards and Brand Vouchers. • Scale your business with collateral-free business loans that meet your working capital needs. • 100,000+ physical touchpoints. • With our 24x7 support, we are always available to assist you.

About

dopay

Manage your finances with this app, offering secure sign-in, instant balance checks, and early access to eligible funds. Control your card, track deliveries, and get quick support.

Highlights
  • Secure mobile sign-in
  • Instant balance checks
  • EarlyPay access
  • Card management (freeze, replace)
  • Real-time card delivery tracking
  • Direct support access
Features
Read full description

dopay - Meet the new dopay experience. Everything you need — now in one app! With dopay, you can: 1. Sign in securely using your mobile number and dopay card. 2. Check your balance anytime with just a tap. 3. Access your EarlyPay when you’re eligible — no waiting. 4. Control your card: freeze it, request a replacement, and manage it easily. 5. Track your card delivery in real time. 6. Report card issues directly from the app. 7. Reach the dopay Support Center and get help within minutes. Who can download the app? All employees with dopay account. What’s coming next: 1. Bill payments and mobile top-ups 2. Money transfers 3. Track your financial activity and transaction history 4. More smart features to support your daily life

Screenshots

Instantpay4 screens
dopay4 screens

Verdict

The call

The clearest difference is rating: dopay at 5.0 against Instantpay's 1.1. Instantpay's advantage is ratings volume (19 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

dopay holds the better App Store score, 5.0 against 1.1. That said, the two scores are not equally well evidenced: Instantpay has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Instantpay ships an update monthly, dopay every 3 weeks. The most recent releases landed on October 3, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
Instantpay versus dopay: the parameters behind the verdict, then further details
ParameterInstantpaydopay
PriceFreeFree
Rating1.1 (19 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings19 — better1
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.0 — better15.6
Further details — not scored
Size94 MB30 MB
Age rating17+12+
DeveloperInstantpay India Limiteddopay

Customer experience

Instantpay

Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

dopay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Instantpay

No in-app purchases

None

dopay

No in-app purchases

Questions

Is Instantpay free?
Instantpay is free to download, with no in-app purchases.
Is dopay free?
dopay is free to download, with no in-app purchases.
Which has better reviews, Instantpay or dopay?
dopay is rated higher. Instantpay averages 1.1 out of 5 from 19 ratings, while dopay averages 5.0 from 1 ratings.
Do Instantpay or dopay have ads?
Neither Instantpay nor dopay shows ads.
Which is updated more often, Instantpay or dopay?
Instantpay ships an update monthly, and dopay every 3 weeks. Most recently, Instantpay was updated on October 3, 2026 and dopay on October 8, 2026.

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