Instantpay vs Homelify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Instantpay
A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.
- Smart current account for simplified banking
- Connect and manage existing bank accounts
- Send and receive payments via all methods
- Bulk payouts and one-click payments
- Payment links and QR code collections
- Contactless cards for expense management
- Collateral-free business loans
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Millions of businesses trust Instantpay — one place for all your business banking needs. Providing a superior digital experience, we offer a full-featured current account and debit card that simplify and automate payouts, collections, expense management, and more, making it easier for your business to run. With a quick and easy KYC process, you can begin accepting payments within minutes. With our assistance, startups, small and medium businesses, large companies, and others can manage all of their money movements seamlessly. Designed for modern businesses, our tech-led solutions enable them to spend, save, and manage their money online. Managing your bank account isn't the only thing you can do with Instantpay. You can manage employee expenses, make business decisions, and take advantage of new market opportunities with its help. Reasons to Choose Instantpay: • Open a smart current account for your business that simplifies banking and payments. • Connect and manage existing bank accounts via a single interface. • Send and receive payments via all payment methods. • Make one-click payments and send payouts in bulk. • Simply add the recipient's details to the Contact Book to enjoy seamless fund transfers. • Create payment links and share them via SMS, WhatsApp, or email to make collecting payments as easy as possible. • Enable digital payment collections through QR codes. • With Instantpay Contactless Cards, you can spend, track, and manage business expenses. • Create unique corporate gifting programs with Gift Cards and Brand Vouchers. • Scale your business with collateral-free business loans that meet your working capital needs. • 100,000+ physical touchpoints. • With our 24x7 support, we are always available to assist you.
Homelify
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Split bills, track shared expenses, and keep home finances clear without spreadsheets. Homelify helps you manage rent, utilities, groceries, and other shared costs with housemates, partners, or roommates. Whether you live together or manage expenses on your own, Homelify brings clarity and fairness to everyday finances. You don't need everyone to join. Even if your housemates aren’t using the app, you can still track expenses, assign shares, and stay on top of what’s owed, all in one place. Homelify supports recurring bills, flexible expense splitting, and balance tracking that adapts to how you live. Use camera and email capture to turn receipts, bills, and forwarded emails into ready-to-review expense drafts, then save them when everything looks right. Simple visual insights show where your shared home money goes. Homelify helps you: • Itemise expenses line by line • Tag expenses to places, homes, or properties • Search expenses, itemised entries, and places without limits • Convert expenses in 100+ currencies • Export your data to CSV • Capture bills and receipts with AI-suggested itemisation and categories • Remind housemates and close out balances when repayments happen Designed for flatshares, student housing, co-living spaces, and shared homes, Homelify also works well for people managing expenses across one or more properties. Whether you’re sharing a home, managing a sublet, or simply want to keep shared finances organised, Homelify keeps expense management simple, transparent, and easy to follow. Download Homelify today and make shared living money easier to manage. Questions or feedback? Contact us at contact@gethomelify.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Instantpay at none against Homelify's 2. Instantpay also leads on iOS requirement (14.0 vs 16.4). Homelify's advantage is update cadence (every 9 days vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Homelify sells 2 in-app purchases, starting at $3.99 per month. Instantpay asks for nothing beyond the download.
Instantpay ships an update monthly, Homelify every 9 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Instantpay | Homelify |
|---|---|---|
| Price | Free | Free |
| Rating | 1.1 (22 ratings) — better | — |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 22 — better | — |
| Update frequency | Monthly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 94 MB | 196 MB |
| Age rating | 17+ | 4+ |
| Developer | Instantpay India Limited | Astra Prospera |
In-app purchases
Instantpay
No in-app purchases
Homelify
- Monthly Pro Subscription$3.991 Month
- Annual Pro Subscription$39.991 Year









