lendingplate User Reviews

lendingplate-Personal Loan App
lendingplate-Personal Loan App
Unifinz Capital India Limited

Customer Experience

Positive experience48.1% of reviews
Neutral0.0% of reviews
Negative experience51.9% of reviews

~ Based on 27 written reviews from the US App Store.

Is lendingplate Safe?

lendingplate-Personal Loan App appears safe based on user ratings. AppsHunter Safety Score for lendingplate is 91/100.

This assessment is based on 27,858 user ratings, with an App Store average of 4.6/5.

Safety Analysis

76.9% of ratings point to a safe experience
15.4% of ratings suggest some concerns
7.7% of ratings point to a risky experience

~ Based on 13 App Store ratings for lendingplate.

Is lendingplate Legit?

lendingplate-Personal Loan App appears to be a legitimate app. AppsHunter Legitimacy Score for lendingplate is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

H

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses.! am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed.
Thank You lending plate, you're the reason i am back on my foot again.
Lets create this bond more stronger
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Response from developer

Thank you very much. Keep using our app 😊

Approved, but not disbursed. Loan sanctioned, agreement marked “PAID” but no funds received.

My experience with this app has been extremely disappointing. My loan was approved, the eNACH mandate was completed successfully, the loan agreement was generated and signed, and I even received the ₹1 verification transaction. However, despite all the formalities being completed, the loan amount was never disbursed to my bank account. This was on the 31st July and while I write this review it’s the 3rd august.

I contacted customer support multiple times and received inconsistent responses. Initially, I was repeatedly told that the amount would be credited within 24 hours. Later, I was informed that there was a third-party technical issue. To make matters worse, I was then asked to complete the eNACH process again, even though it had already been completed successfully.

The most concerning part is that the loan agreement I received was marked “PAID” despite no funds ever being credited to my account. Even after repeatedly requesting the loan to be revoked and seeking written confirmation that it would not affect my CIBIL, I have been left waiting without a clear resolution. I have sent repeated email but no response to any of my emails.

I hope the company improves its internal processes, communication, and customer support so that future customers do not have to go through a similar experience.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Supportive staff

Lendingplate is one of the top loan lending apps on my playstore and it is easy to use and always gives me the best offers with hassle free and smooth disbursement. I have been using this app since a year and helped me in many ways in my bad times. I do prefer to refer this app to my friends and colleagues. Thank you lending plate team.
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Response from developer

We appreciate your kind words, its a great pleasure.

Worst Application

The worst application, I have ever seen because I have been trying to contact the customer care since many days even after the loan has been approved, they have not credited anything to my account, but even I even try calling the customer care nobody is responding. Hence I am cancelling the mandate and I have also dropped an email on your email address telling that I need to cancel my loan application and at the same time, I am cancelling all the email date and then necessary things because I have not received any amount to my account going further. I don’t wanna take risk. Thank you.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Best App Available-It's my Best Friend

edited 24 Apr • Jiten_Nik
I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses. I am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed.
Thank You lending plate, you're the reason i am back on my foot again.
Lets create this bond more stronger
Show more

Response from developer

We appreciate your kind words, its a great pleasure.

Pathetic service

The app is not able to verify work email and the customer support on chat does not reply and everywhere companies increase limit on early payment these guys decrease and when customer support is contacted they do not even accept that the app was not verifying work email even after sending screenshot and will put it on system anything you say is system generated they have a namesake sanction department which does nothing everything is done by their system they say and the people are extremely arrogant
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Shyam Muppidi

For the first two times I had to upload all the necessary docs and then it took it’s time for processing the request and disbursing the amount. But now as I’ve repaid the first two loans on time, it was a like a breeze and hassle free process to get the loan third time. I’m really impressed with speedy and swift process. Thank you TEAM - Lending Plate😊
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Response from developer

Thank you very much. Keep using our app 😊

Amazing app

Thank you so much team! Due to low cibil i always have to go with loan platform with 1% interest rate thank you to this app it was not only help me be financial free but also given me opportunity to stop using worst app out there which i was using for months thank you team and thank you one who made this it really help people us when actually in some urgent needs. Thank you so so much !!!
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Response from developer

Thank you very much. Keep using our app 😊

Worst Application

The worst application, I have ever seen because I have been trying to contact the customer care since many days even after the loan has been approved, they have not credited anything to my account, but even I even try calling the customer care nobody is responding. Hence I am cancelling the mandate and I have also dropped an email on your email address telling that I need to cancel my loan application and at the same time, I am cancelling all the email date and then necessary things because I have not received any amount to my account going further. I don’t wanna take risk. Thank you.
Show more

Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Best App Available-It’s my Best Friend Now

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses. I am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed. Thank You lending plate, you’re the reason i am back on my foot again. Lets create this bond more stronger ❤️
Show more

Response from developer

We appreciate your kind words, its a great pleasure.

No proper update

So the process was approval was really fast. That was a good point. It was my first instance so happy with that.
But after that it’s stuck at disbursement point for 2 business days.

Support confirmed there is a glitch, but after that No proper communication for the timeline for solving issues.

No response from either of the channels today - email, WhatsApp or call. I

I don’t think they will change the due dates even though the issue is from their end.

Few minutes commitment and if issues persisted then no timeline. I guess this will be the first and last time.

Might change this if proper communications are received.

As said change the rating to 4 star. Not giving 5 as there were still communication gaps which backfires when we ever need support.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Fast & Easy Loan Process

The app is very user-friendly and the loan process is quick and simple. Approval was fast and everything was clearly explained without confusion. Customer support is also helpful and responsive. Overall, a smooth and reliable experience. Highly recommended for anyone looking for a quick personal loan.
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Response from developer

We appreciate your kind words, its a great pleasure.

Fraudsters

I had an amount that had to be settled because of issues. An employee contacted me and asked me to pay the amount through the app and said it would be closed. After I paid the amount, I still am getting calls and texts everytime regarding the fact that I’ve to pay again and this time an unbelievable amount. The customer support section is only stuck in the choose Hindi or English section and doesn’t proceed further. On top of this, the employee still harasses me and again has blocked my number through both WhatsApp and calls. Totally run by fraudsters this company is.
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Response from developer

We don’t support such behavior. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Genuine App

I recommend everyone to please don't be fool of searching fake loan apps on play store and app store, this app is the best and the easy way to apply and get money into your bank account in 20 mins, if your good payer the amount will increase every time you pay on time, use it and enjoy take care

Response from developer

We appreciate your kind words, its a great pleasure.

Dont ever take loan from here

Please dont take any loan from them they literaly show you no mercy while gettimg back the money. I was hospitalised and i explained them i ll do partment and settle but they ruined my life by mailing my company they used bad words and they were treating so badly i was a loyal customer to them for past 1.5years i paid back on time i even preclosed loans. One time i got missed the emi payment then they started their abusive way to collect the money. Please dont fall on this trap. Use bank option to get loan not from this third rated app and third rated service
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Response from developer

We don’t support such behavior. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Supportive staff

Lendingplate is one of the top loan lending apps on my playstore and it is easy to use and always gives me the best offers with hassle free and smooth disbursement. I have been using this app since a year and helped me in many ways in my bad times. I do prefer to refer this app to my friends and colleagues. Thank you lending plate team.
Show more

Response from developer

We appreciate your kind words, its a great pleasure.

Surely they will call and will talk absue words and photo morphing and balckmail you

They will give loan if you are late to pay they will hack you phone and will take your family members phone numbers and as well they will hack you family members phone they will call to them and talk abuse words. If payment is late if they call
To family members they should ask payment but they will not ask about payment and will use start with abuse words only and they will hack you phone ans take your or your family members pic and morph it and will black mail please don’t go to this app.
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Response from developer

We don’t support such behavior. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Lesser limit and robotic answers

Every time I’ll be making on time payments without any delay then, I paid my whole salary to repay the loan and I was expected either same limit or higher limit then before, this time they disappointed me with lesser amount and there is no changes on my cibil score, it’s remains same.. I’m having a lot of commitments and family responsibilities I need to pay all my other EMI’s, Rent, bills etc..I’m not sure why my limit got dropped. Then I’ve sent a message on what’s app I’ve start received robotic responses and they closed my ticket.. I’m not sure what kind of services your support team giving to the middle class people, and I think They don’t have a proper knowledge about the process and what to answer.. disappointed
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Easy app

The app works really well for quick personal loans. The application process was simple, and the approval came through faster than expected. The interface is clean and easy to navigate. Would have given 5 stars if there were more repayment options and slightly lower interest rates. Overall, a reliable app in times of need.
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Response from developer

Thank you very much. Keep using our app 😊

Worst experience

I m using this application from last 4 months and paying the amount on time that to before due date but whenever i try to reapply they say as in their are no offers available may i know the reason for this?

i called the customer care they just says that their is some technical issue try after sometime. How come this issue pursue every month? then whats the use to repay on time ? We are in need hence we are repaying it on time them why thus it so much time to just simply process it
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.