lendingplate User Reviews

lendingplate-Personal Loan App
lendingplate-Personal Loan App
Unifinz Capital India Limited

Customer Experience

Positive experience47.6% of reviews
Neutral0.0% of reviews
Negative experience52.4% of reviews

~ Based on 21 written reviews from the US App Store.

Is lendingplate Safe?

lendingplate-Personal Loan App appears safe based on user ratings. AppsHunter Safety Score for lendingplate is 91/100.

This assessment is based on 27,858 user ratings, with an App Store average of 4.6/5.

Safety Analysis

76.9% of ratings point to a safe experience
15.4% of ratings suggest some concerns
7.7% of ratings point to a risky experience

~ Based on 13 App Store ratings for lendingplate.

Is lendingplate Legit?

lendingplate-Personal Loan App appears legitimate, with a few gaps. AppsHunter Legitimacy Score for lendingplate is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Shyam Muppidi

For the first two times I had to upload all the necessary docs and then it took it’s time for processing the request and disbursing the amount. But now as I’ve repaid the first two loans on time, it was a like a breeze and hassle free process to get the loan third time. I’m really impressed with speedy and swift process. Thank you TEAM - Lending Plate😊
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Response from developer

Thank you very much. Keep using our app 😊

Amazing app

Thank you so much team! Due to low cibil i always have to go with loan platform with 1% interest rate thank you to this app it was not only help me be financial free but also given me opportunity to stop using worst app out there which i was using for months thank you team and thank you one who made this it really help people us when actually in some urgent needs. Thank you so so much !!!
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Response from developer

Thank you very much. Keep using our app 😊

Worst Application

The worst application, I have ever seen because I have been trying to contact the customer care since many days even after the loan has been approved, they have not credited anything to my account, but even I even try calling the customer care nobody is responding. Hence I am cancelling the mandate and I have also dropped an email on your email address telling that I need to cancel my loan application and at the same time, I am cancelling all the email date and then necessary things because I have not received any amount to my account going further. I don’t wanna take risk. Thank you.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Best App Available-It’s my Best Friend Now

I was admitted in hospital as i was diagnosed with Dengue and a dangerous Bacterial infection. While all other apps like lendit, Fibe, Kreditbee got my data and sold it but Lending plate supported me continuously for 3 months with higher amounts to meet my medical expenses along with my daily expenses. I am really grateful to be a customer of such a good lending partner whose interest rates are nominal and really helps when needed. Thank You lending plate, you’re the reason i am back on my foot again. Lets create this bond more stronger ❤️
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Response from developer

We appreciate your kind words, its a great pleasure.

No proper update

So the process was approval was really fast. That was a good point. It was my first instance so happy with that.
But after that it’s stuck at disbursement point for 2 business days.

Support confirmed there is a glitch, but after that No proper communication for the timeline for solving issues.

No response from either of the channels today - email, WhatsApp or call. I

I don’t think they will change the due dates even though the issue is from their end.

Few minutes commitment and if issues persisted then no timeline. I guess this will be the first and last time.

Might change this if proper communications are received.

As said change the rating to 4 star. Not giving 5 as there were still communication gaps which backfires when we ever need support.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Fast & Easy Loan Process

The app is very user-friendly and the loan process is quick and simple. Approval was fast and everything was clearly explained without confusion. Customer support is also helpful and responsive. Overall, a smooth and reliable experience. Highly recommended for anyone looking for a quick personal loan.
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Response from developer

We appreciate your kind words, its a great pleasure.

Fraudsters

I had an amount that had to be settled because of issues. An employee contacted me and asked me to pay the amount through the app and said it would be closed. After I paid the amount, I still am getting calls and texts everytime regarding the fact that I’ve to pay again and this time an unbelievable amount. The customer support section is only stuck in the choose Hindi or English section and doesn’t proceed further. On top of this, the employee still harasses me and again has blocked my number through both WhatsApp and calls. Totally run by fraudsters this company is.
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Response from developer

We don’t support such behavior. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Genuine App

I recommend everyone to please don't be fool of searching fake loan apps on play store and app store, this app is the best and the easy way to apply and get money into your bank account in 20 mins, if your good payer the amount will increase every time you pay on time, use it and enjoy take care

Response from developer

We appreciate your kind words, its a great pleasure.

Dont ever take loan from here

Please dont take any loan from them they literaly show you no mercy while gettimg back the money. I was hospitalised and i explained them i ll do partment and settle but they ruined my life by mailing my company they used bad words and they were treating so badly i was a loyal customer to them for past 1.5years i paid back on time i even preclosed loans. One time i got missed the emi payment then they started their abusive way to collect the money. Please dont fall on this trap. Use bank option to get loan not from this third rated app and third rated service
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Response from developer

We don’t support such behavior. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Supportive staff

Lendingplate is one of the top loan lending apps on my playstore and it is easy to use and always gives me the best offers with hassle free and smooth disbursement. I have been using this app since a year and helped me in many ways in my bad times. I do prefer to refer this app to my friends and colleagues. Thank you lending plate team.
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Response from developer

We appreciate your kind words, its a great pleasure.

Surely they will call and will talk absue words and photo morphing and balckmail you

They will give loan if you are late to pay they will hack you phone and will take your family members phone numbers and as well they will hack you family members phone they will call to them and talk abuse words. If payment is late if they call
To family members they should ask payment but they will not ask about payment and will use start with abuse words only and they will hack you phone ans take your or your family members pic and morph it and will black mail please don’t go to this app.
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Response from developer

We don’t support such behavior. Please send us mail on care@lendingplate.com so that we can address your concern immediately.

Lesser limit and robotic answers

Every time I’ll be making on time payments without any delay then, I paid my whole salary to repay the loan and I was expected either same limit or higher limit then before, this time they disappointed me with lesser amount and there is no changes on my cibil score, it’s remains same.. I’m having a lot of commitments and family responsibilities I need to pay all my other EMI’s, Rent, bills etc..I’m not sure why my limit got dropped. Then I’ve sent a message on what’s app I’ve start received robotic responses and they closed my ticket.. I’m not sure what kind of services your support team giving to the middle class people, and I think They don’t have a proper knowledge about the process and what to answer.. disappointed
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Easy app

The app works really well for quick personal loans. The application process was simple, and the approval came through faster than expected. The interface is clean and easy to navigate. Would have given 5 stars if there were more repayment options and slightly lower interest rates. Overall, a reliable app in times of need.
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Response from developer

Thank you very much. Keep using our app 😊

Worst experience

I m using this application from last 4 months and paying the amount on time that to before due date but whenever i try to reapply they say as in their are no offers available may i know the reason for this?

i called the customer care they just says that their is some technical issue try after sometime. How come this issue pursue every month? then whats the use to repay on time ? We are in need hence we are repaying it on time them why thus it so much time to just simply process it
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Pathetic

I have been using this app since 4-5 months and I am a loyal and honest customer. I take loan from them every month and I pay it before my due date and out of nowhere this month after paying the money before 3 days of my due date suddenly I couldn't able to get the loan again. I have no idea how many calls I did and how many emails that I have dropped. Everytime I got ntg but an automatic bot reply. These people charge like bonkers of almost 40% interest that too for what like 21-26 days, which is way too much. But still I have never complained and kept on paying them full amount and for being a loyal and an honest customer this is what I get in reply. That is why people shouldn't be this good. These people deserve the ones who never answer their calls or messages and never pay the loan. Worst and Pathetic. Would never recommend to anyone. I wish I can give 0 stars, not even zero they deserve negative.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Worst experience

Please don’t take loan I have taken but I met with accident I’m unable to repay I have requested Costmar care but very badly they scolded me I don’t have parents I have requested them I can’t explain my pain they sending voicemails using worst words on my mother sister like but definitely KARMA Won’t live I have my medical reports also I told I will send no use sending messages to family & office calling everyone lots of harassment I can’t explain here they said pay 44k it will clear but after pay they said it’s a settlement fake please don’t trust don’t spoil your life because of problems we will take but this peoples will do like anything I have all records I’m feeling to die because of that words i feel to Comet SUICIDE one day I’ll do I will write later on this app because of this app please hope you understand
Thank you
Srikanth S
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Worst Application- Don’t ever use this platform.

I don’t deny that I have not taken loan.. but this is the first ever such platform, whose employees will Harass you UPTO the Hell.. and will even blackmail you, if you have delayed even by 1 day. They will be very soft spoken, when they give you loan. After taking loan, due to medical emergency, I called them to inform, that I will be slightly late in paying the loan, but no problem, whatever is the interest, I am okay to pay that. But there employees started calling and blackmailing me to an extent, that I ended up filing complaint against them in RBI and CM/police helpline. Be ware of such apps. Don’t borrow.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern at the earliest.

Beware: Lendingkart App Loan Experience Review

I recently had the unfortunate experience of using the Lendingkart app for a loan, and I must say it was nothing short of a nightmare. Initially, I borrowed a seemingly modest amount of 24,000 rupees, but what followed was a series of shocking events.

After a mere 40 days, I was demanded to repay a staggering 40,000 rupees. The sudden increase in the repayment amount was not only unexpected but also highly unreasonable. Moreover, what truly astounded me was the unprofessional and disrespectful behavior exhibited by the representatives of Lendingkart.

Instead of addressing my concerns with empathy and understanding, they resorted to using pathetic language, hurling abuses towards my family members, and engaging in other forms of verbal harassment. Such behavior is not only unacceptable but also deeply troubling, especially coming from a financial institution that claims to provide assistance.

Given my distressing encounter with Lendingkart, I wholeheartedly advise anyone considering borrowing money through their app to think twice. It's not worth subjecting yourself to the emotional distress and financial burden that may result from dealing with such an unscrupulous company.

In conclusion, I urge individuals to explore alternative options and steer clear of Lendingkart for any financial assistance needs. Your peace of mind and dignity are far too valuable to compromise for the sake of a loan.
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Response from developer

You have reached to wrong platform we are not Lendingkart we are Lendingplate. Kindly delete your review and update on correct platform!

Do not take a loan from these people however urgent your problem is

These people take enormous interest and start behaving like goons on the first day delay itself. When asked to waiver the penalty they start abusing you and they keep harassing you on WhatsApp messages and keep threatening to send email or call in the office. They should ban these people’s lending license. Don’t bother asking for feedback on your email ID. When you all didn’t think before harassing a person to this level. Why should we send feedback and waste our time.
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Response from developer

Sorry if you feel this way! Every time you borrow from us & make timely repayment to avoid such extra charges.

Worst Experience

Worst Experience , took a loan from this app , they approved it for a very short period and short amount. They never comply with RBI Policies and will harras you with best possible sources available if you delay in payback even if someone met with accident and undergone a surgery they wont leave you and will make your repo at stake like your account is becoming NPA in like 4-5 days delay. Never take a loan from this app as their charges are high too, they can even destroy your repo at your workplace by mailing the details to your HR in 4-5 days delay. Never Take loan from this app Never , even not worth one star.
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Response from developer

We are sorry for the inconvenience cause to you. Please send us mail on care@lendingplate.com so that we can address your concern immediately.