Stashfin: Loans, Bonds & More

Stashfin: Loans, Bonds & More

Personal Loan & Credit Line

17K ratings
64 reviews
Free

Details

  • Released
  • Updated
  • October 16, 2017
  • June 29, 2026

Features

Stashfin: Loans, Bonds & More screenshot #1 for iPhone
Stashfin: Loans, Bonds & More screenshot #2 for iPhone
Stashfin: Loans, Bonds & More screenshot #3 for iPhone
Stashfin: Loans, Bonds & More screenshot #4 for iPhone
Stashfin: Loans, Bonds & More screenshot #5 for iPhone
Stashfin: Loans, Bonds & More screenshot #6 for iPhone
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About

Access instant funds with a flexible credit line or personal loan up to ₹5,00,000. Enjoy low interest rates, minimal documentation, and quick disbursal for various needs like travel, emergencies, or home upgrades.

Credit line up to ₹5,00,000
Instant personal loans
Low-interest rates
Flexible repayment plans
Minimum documentation
Quick disbursal
Interest only on utilized amount
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What's New in Stashfin

6.8.10

June 29, 2026

New UPI versions

User reviews

Worst Customer Service and Worst app for adding too much extra charges for everything

I have taken a loan from them firstly they showed EMI amounts which were appropriate for the loan but when they gave the loan then they added more into it and which wasn’t a bit appropriate, then I talked to their Customer Care they told me that in starting it was showing approximate, so we can’t do anything, but it wasn’t written anywhere that it is approximate and why it’s written approximate EMIs, don’t they know how much they gonna charge and there are lot of problems after these problems like they won’t tell you that they are gonna extra charge from you if you give money on due date, you have to give them three four days before due date, they are SCAMMERS they want to bankrupt peoples who are in need of money, they don’t have humanity to tell people that what are gonna be charges for every normal thing, they just give surprise charges, which are not normal charges, on anything and you can do nothing about it, and if you mail or call them, then they will issue the ticket that they will look into in 24 hours so that they will waste your 24 hours for nothing.
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Response from developer

Dear Customer, We’re sorry to hear about your experience. Your feedback is valuable to us, and we’d like to make things right. Please connect with us at www.stashfin.com/customer-services so our team can assist you promptly. – Team Stashfin

THANK YOU SO MUCH

I am a newly employed person, I made many financial mistakes but never missed any loan repayment.
At a time where it was too difficult to manage my payments; I found Stashfin. Although I tried while I was working Part time and I got rejected. Stashfin gave me a chance again; it was not just to be financially free but also another chance to rebuild my career and life.
There is a price to everything, and the interest is what I think of my way of expressing Gratitude to you.
Thank you Stashfin, I hope I wont face any struggle while repaying.
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Response from developer

Dear Customer, Thank you for your rating! ⭐ We appreciate your feedback and would love to understand your concerns better. Please reach out to us at www.stashfin.com/customer-services. so we can assist you and improve your experience. Looking forward to serving you better! - Team Stashfin

Disappointed

I have been a loyal user of this app for the past 3.5 years and have availed multiple loans during this period. All my EMIs have been paid on time without fail, through auto-debit. Despite maintaining a perfect repayment record, I am now unable to access the credit line without any clear reason or explanation.

This situation is extremely disappointing, especially when the credit line was promoted by the company’s sales representatives as being similar to a credit card—reliable and accessible during emergencies. Unfortunately, that assurance has proven to be misleading.

I believe customers who have consistently demonstrated financial discipline deserve transparency and continued access to the services they were promised. I hope the company takes note of this and works towards resolving such issues fairly.
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Response from developer

"Dear Customer, Thank you for rating us highly and choosing us as your preferred lending App. We strive to provide outstanding service to all our customers and we promise to continue improving your experience on Stashfin. -Team Stashfin"

Smooth Journey

I first downloaded the app, I was a bit nervous about the verification steps. They asked for address proof and some additional details, which seemed thorough but necessary. I followed the process carefully, uploading all the documents they requested. At each step, I received clear updates and helpful tips from their support team, which made the whole experience much easier.
Though my application didn’t go through in the end, I truly appreciated the honesty and clarity in their communication. They explained the eligibility criteria well, and I felt like they genuinely cared about ensuring the right people got approved. It was a learning experience, and I feel confident that next time I apply, I’ll have a better chance.
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Response from developer

Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin

Worth trying app

I paid ₹350 for loan processing through the Stashfin app but ran into repeated errors while uploading my bank statement. It was frustrating at first, and although customer support was a bit slow initially, the team eventually stepped in and helped resolve the issue.
The app itself is user-friendly and has some great features. With a few improvements to the process and quicker support, I think Stashfin could be a solid option. I’m hopeful for a better experience next time.
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Response from developer

Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin

FAQ

What is Stashfin?

Stashfin is a financial app that provides instant money through a credit line or personal loans. It is powered by Akara Capital Advisors Private Limited, an NBFC registered with the Reserve Bank of India (RBI).

What are the key features of Stashfin?

Key features include a credit line ranging from ₹1,000 to ₹5,00,000, personal loans for various needs, interest charged only on the utilized amount, flexible repayment periods from 3 to 36 months, minimal documentation, and quick disbursal.

How much does Stashfin cost?

The app itself is free to download. Interest rates range from 11.99% to 59.99% APR, varying case by case. A low processing fee may be charged in certain cases, but there are no hidden costs.

Who is eligible for a Stashfin loan?

To be eligible, you must be an Indian citizen, above 18 years of age, and have a source of income (either salaried or self-employed). You will need to provide address and identity proof.

What can I use a Stashfin loan for?

Funds from Stashfin can be used for a wide range of personal needs, including travel, shopping, medical emergencies, debt consolidation, weddings, home upgrades, education, gadgets, and other consumer durables.