Decent app
Ambiguous grading & creepy tracking
How is a 79th percentile in the bottom 40%?
How does an average 4.3 out of 5 star rating equal 79%?
Why does a trip to the closest store automatically earn a 2 star smoothness score?
Why is there no guidance on which roads are considered more favorable than others so that I could adjust accordingly in my local area?
Why is there no transparency as to how the tracking affects my premium?
Mrs
Already worth $250 annually?
Linda Novak
My rating is sometimes confusing
Good app
I will offer a few suggestions to make the app even better. Have the Safety360 Mobile device beep when the vehicle is going more than 8 mph over the speed limit, or doing a hard breaking or cell phone is used while driving.
Just don’t get it
Battery killer
No event but just one star for the trip score
It seems this is the way they scam you into paying higher insurance rate. No worry, I will just change insurance afterwards lol
Take my first review back
The system only determines that you are a safe driver based off of breaking and accelerating, and phone usage, time of day driving, also if you follow the speed limits; that the program has set and not what the actual speed limits are on the streets. If this was used off of Google maps or Apple Maps or some other type of system to get the accurate speed limits then it may be a little better.
The sensor does not read if you come to a complete stop at stop signs or if you are running red lights etc. Or if for some reason your child is using your phone during the drive then it goes negatively against the drive.
Another thing that it doesn’t do is keep track of cars that are around you like let’s say; during traffic hour when people are constantly just slamming on their brakes for no reason or that you are driving with the flow of traffic. Or if you actually use your turning signals, all of those things determine if you were driving safe or not.
The worst part of it is that you don’t even see any discounts until you’re driving with the sensor for a whole year, it would make more sense if they did quarterly discounts or something like that where you got to see some of the benefits sooner versus waiting a whole year. In order to finally get to see the outcome.
Also one huge issue that I have with this is, what I do for a living requires me to constantly have phone calls and navigation while I’m driving, and even though I have Bluetooth that goes over my car so that way I do not have my phone in hand the system still reads that I am on the phone and it negatively effects my stars.
All in all it is a good idea and concept however it is very very very janky at best.
Unnecessary solution to a non-existent problem
Personally I don’t see why this app even needs to exist. It feels like an unnecessary intrusion into my life given the type of tracking relevant to auto insurers can be obtained via a small device in a vehicle’s OBD2 port. Aside from the privacy issues this app also is constantly draining the battery from my phone since location services are always on.
The app itself is unresponsive at times and doesn’t even correctly track half of my trips. It does a worse job than older tracking methods like the OBD2 method and it kills my phone at the same time.
Used up all my data
Does not record trips
Inaccurate
Not sure this I worth the effort for a savings
The thought of saving more on my premium was a no brainer, however, I don’t think this app is worth the effort. Im sure everyone thinks they are good driver until eagle eyes says differently. Well, I’ve had a very good driving record and am intentional on the road. This seem to think otherwise.
A few things I’ve noticed:
1. The user interface is not clean or helpful. Compared to other apps I’ve seen from other companies, this need help. Invest the money to cleaning this up.
2. The initial process kept sending me reminders to activate a week after I activated. The startup instructions should also indicate you need to create a separate username for each driver.
3. It is missing trips. Not every trip is logged.
4. Driving a short distance (under 3 miles) rates you poorly. I don’t care if most accidents happen closer to home, use the same standard on me no matter the distance.
5. There are no explanations of the criteria that is supposed to help you change your habits. Smoothness refers to what exactly? Roads are what?
6. I cannot help the time of day I drive because I work outside the home. Find a better way to evaluate that or adjust its criticism.
7. Don’t just give me a score but help me understand how much of a savings I or anyone in my family is creating.
That’s what I have for now. I’m not sure we are going to keep this on our policy. We will keep an eye on it for a couple of months and if no changes, then we more than likely will remove.

