Best Substrack alternatives: apps like Substrack: Sub Tracker

5+ similar apps compared and reviewed

4.6 avg rating
5 free apps
Updated October 2026

Looking for something like Substrack? We've analyzed 5+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Substrack

MoneyWiz 2026 Personal Finance#2

MoneyWiz 2026 Personal Finance by SILVERWIZ LLC

Personal Accounting Software
Strong Contender
💰 Finance
4.6😊(2.2K ratings)
FreeIn-App Purchases
MoneyWiz 2026 Personal Finance screenshot 1
MoneyWiz 2026 Personal Finance screenshot 2
MoneyWiz 2026 Personal Finance screenshot 3
MoneyWiz 2026 Personal Finance screenshot 4
MoneyWiz 2026 Personal Finance screenshot 5
MoneyWiz 2026 Personal Finance screenshot 6

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

What We Love

  • 🚀 Seamless syncing across devices
  • 👍 Intuitive and user-friendly interface
  • 💰 Great value for the price
  • 🔒 Secure and private data handling
  • 🤖 Reliable automatic transaction downloads
  • 📊 Powerful reporting and analytics
  • 🧠 Excellent customer support

Room to Improve

  • 🐛 Occasional sync and connectivity issues
  • 🕰️ Slow transaction import and reconciliation
  • 🤔 Confusing budgeting and categorization
  • 📈 Inaccurate investment and stock tracking
  • 🔍 Lacking customization and personalization options
  • 💸 Subscription model not suitable for all users
Money OK - personal finance#3

Money OK - personal finance by Mobion OOO

Expenses and income, wallet
Worth Considering
💰 Finance
4.8😊(574 ratings)
FreeIn-App Purchases
Money OK - personal finance screenshot 1
Money OK - personal finance screenshot 2
Money OK - personal finance screenshot 3

This app helps you manage your personal finances by tracking expenses and income. It offers features like budgeting, multiple account management, and detailed reports with graphs. Secure access and data synchronization are also included.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 💰 Simple yet powerful expense tracking
  • 📊 Clear charts and statistics visualization
  • 🔄 Recurring expenses and income feature
  • 💳 Multiple account and currency support
  • ⚡ Fast and responsive performance
  • 🎨 Beautiful and modern design
  • 📱 Works without WiFi/internet connection
  • 🆓 Generous free version with core features
  • 👨‍💻 Responsive developer support
  • 🔐 Cloud backup and synchronization
  • 📈 Comprehensive financial reporting

Room to Improve

  • 🌙 No dark mode available
  • 🎨 UI inconsistencies (white text on white background)
  • 🔄 Syncing issues across devices
  • 📱 Pro features not syncing between devices
  • 🗂️ Cannot arrange or edit categories
  • 💱 Currency conversion updates retroactively
  • 🔐 Password recovery issues
  • ⚠️ Data loss reported by some users
  • 🐢 Manual syncing required (no background sync)
  • 🌐 Russian language text in English version
  • 📦 App feels incomplete/unpolished
  • 🔄 Syncing erases unsaved entries