Best apps like Surplus: Expense Tracker

10+ similar apps compared and reviewed

4.6 avg rating

10 free apps

Updated October 2026

Surplus: Expense Tracker

Dev Harvest LLC

📊 Productivity

Whether you want more options like Surplus or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Surplus

#1

Go Budget by Go Apps LLC

Money Manager

Editor's Choice

4.8(38 ratings)

FreeIn-App Purchases

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Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.

#2

Bills io: Subscription Tracker by Studio Ember LLC

Private & secure bill manager

Strong Contender

4.7(34 ratings)

FreeIn-App Purchases

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Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.

#3

Money Manager: Budget Expense by Shanghai Yiqing Refrigeration Equipment Engineering Co., Ltd.

Tracker your personal finance

Worth Considering

4.9(12 ratings)

FreeIn-App Purchases

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Manage your personal finances with custom budgeting, expense tracking, and subscription monitoring. See all your bills at a glance, set financial goals, and develop better money habits with intuitive charts and quick input.

More apps like Surplus

Finance Monthly Budget Planner

Finance Monthly Budget Planner

Finance Monthly Budget Planner

Income and Expense tracker app

Track income and expenses with ease. Assign categories, tags, and events to transactions. Manage multiple accounts in different currencies and view analytics. Unlock advanced features like budget planning and data synchronization with the full version.

Track income and expensesCategorize transactionsManage multiple accounts

Compare with Surplus

Finance Tracker・Money & Budget

Finance Tracker・Money & Budget

Finance Tracker・Money & Budget

Net Worth, Spending, Investing

This AI-powered financial wellness partner helps you spend smarter, save more, and reduce financial stress. It offers automatic transaction syncing, AI-driven insights, budget planning, and goal-based savings pots.

AI Smart InsightsAutomatic Transaction SyncingBudget Planning

free with in-app purchases

Compare with Surplus

The Prax: Budget Tracker

The Prax: Budget Tracker

The Prax: Budget Tracker

Share budgets with friends

This app helps you track daily spending and manage budgets with friends and family. It offers real-time collaboration, receipt photo storage, and international currency support. See your daily left-to-spend amount and make informed spending decisions.

Create unlimited budgets (monthly, weekly, custom)Real-time collaboration with friends and familyTrack daily left-to-spend amounts

free with in-app purchases

Compare with Surplus

Budget Box: Expense Tracker

Budget Box: Expense Tracker

Budget Box: Expense Tracker

Budgeting app to track bills

Easily track expenses, manage bills, and create budgets to save money and build wealth. Organize your spending with daily reports and visualize your financial habits.

Expense trackingBudget creationBill organization

Compare with Surplus

Money Tracker - Money Manager

Money Tracker - Money Manager

Money Tracker - Money Manager

Expense Tracker

Compare with Surplus

Money Journal - Budget Planner

Money Journal - Budget Planner

Money Journal - Budget Planner

Expense Tracker & Bill Manager

A privacy-first budget planner and expense tracker that helps you plan where your money will go without linking bank accounts. Organize finances, track bills, and set savings goals with flexible billing cycles and AI-powered transaction logging.

Privacy-first expense trackingBudget planningFlexible billing cycles

free with in-app purchases

Compare with Surplus

Ploutos Budget: Money Manager

Ploutos Budget: Money Manager

Ploutos Budget: Money Manager

Personal Finance & Budgeting

This app consolidates all your financial accounts into a single platform, offering tools for budgeting, investment tracking, and net worth monitoring. Plan for future expenses, manage spending guilt-free, and gain a clear overview of your financial health.

Consolidated financial account viewInvestment trackingExpense and income tracking

Compare with Surplus