Best Surplus alternatives: apps like Surplus: Expense Tracker

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated November 2026

Whether you want more options like Surplus or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Surplus

Go Budget#1

Go Budget by Go Apps LLC

Money Manager
Editor's Choice
💰 Finance
4.8(39 ratings)
FreeIn-App Purchases
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Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.

Bills io: Subscription Tracker#2

Bills io: Subscription Tracker by Studio Ember LLC

Private & secure bill manager
Strong Contender
💰 Finance
4.7(34 ratings)
FreeIn-App Purchases
Bills io: Subscription Tracker screenshot 1
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Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.

More apps like Surplus

4
Finance Monthly Budget Planner
Finance Monthly Budget Planner
Finance Monthly Budget Planner
Income and Expense tracker app
Free

Track income and expenses with ease. Assign categories, tags, and events to transactions. Manage multiple accounts in different currencies and view analytics. Unlock advanced features like budget planning and data synchronization with the full version.

Track income and expensesCategorize transactionsManage multiple accounts
💰 Finance
(4)
freemium
5
Finance Tracker・Money & Budget
Finance Tracker・Money & Budget
Finance Tracker・Money & Budget
Net Worth, Spending, Investing
Free

This AI-powered financial wellness partner helps you spend smarter, save more, and reduce financial stress. It offers automatic transaction syncing, AI-driven insights, budget planning, and goal-based savings pots.

AI Smart InsightsAutomatic Transaction SyncingBudget Planning
💰 Finance
(22)
free with in-app purchases
6
Ploutos Budget: Money Manager
Ploutos Budget: Money Manager
Ploutos Budget: Money Manager
Personal Finance & Budgeting
Free

This app consolidates all your financial accounts into a single platform, offering tools for budgeting, investment tracking, and net worth monitoring. Plan for future expenses, manage spending guilt-free, and gain a clear overview of your financial health.

Consolidated financial account viewInvestment trackingExpense and income tracking
💰 Finance
(11)
freemium
7
Money Focus
Money Focus
Money Focus
Account, Budget & Bill Manager
Free

Manage personal and business finances with this comprehensive app. Track accounts, create budgets, monitor bills, and generate detailed reports. Supports multiple profiles, currencies, and offers passcode protection for your financial data.

Account transaction and balance trackingBudget creation and trackingBill management with reminders
💰 Finance
(72)
subscription
8
Budget & Expense manager : 24
Budget & Expense manager : 24
Budget & Expense manager : 24
Expense24, bill reminder App
Free

Track your spending, manage bills, and monitor subscriptions with this personal finance tool. Visualize your expenses with charts and receive timely bill reminders to avoid late fees.

Expense trackingBill remindersSubscription management
💰 Finance
(102)
free with in-app purchases
9
Budget Box: Expense Tracker
Budget Box: Expense Tracker
Budget Box: Expense Tracker
Budgeting app to track bills
Free

Easily track expenses, manage bills, and create budgets to save money and build wealth. Organize your spending with daily reports and visualize your financial habits.

Expense trackingBudget creationBill organization
💰 Finance
(26)
freemium
10
Money Tracker - Money Manager
Money Tracker - Money Manager
Money Tracker - Money Manager
Expense Tracker
Free
💰 Finance
(0)