SwiftSpend — Expense Tracker

SwiftSpend — Expense Tracker

Money Manager & Budget Planner

0 ratings
1 review
Free

Details

  • Released
  • Updated
  • July 17, 2026
  • October 9, 2026

Features

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About

Effortlessly track your expenses in seconds using voice commands or quick manual entry. Manage multiple currencies, set budgets, and gain insights into your spending habits with AI-powered analysis. Secure and private, with optional premium features for advanced control.

✓Voice-activated expense logging
✓Multi-currency account management
✓AI-driven spending analysis
✓Customizable budget limits
✓Data export to CSV
✓Recurring transaction tracking
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What's New in SwiftSpend

2.0

October 9, 2026

SwiftSpend 2.0 – the biggest update since launch. Bank SMS – forward it to the bot: Forward a debit notification – the bot picks out the amount and offers to log the transaction. 10 transactions a month free, unlimited with Premium. Car: Logged a fill-up – enter the mileage. The app calculates full-to-full fuel consumption, cost per kilometre and all your car spending by month: fuel, repairs, car wash. Deposits: Open, top up and withdraw, interest accrued on schedule, a chart by week and month, recalculation when the terms change. Loans and instalment plans: Payment schedule, adding and editing payments, early repayment. Mortgage with tranches and a grace period – in Premium. Category groups: Combine categories into groups – Analytics now has a "Categories / Groups" switch. Forecast and analytics: Weekly forecast with past weeks' history: press and hold to see any point. Analytics now covers expenses only; income is a separate card with period comparison. Debts: "Add to debt" button; the balance is calculated from all movements. Bot: Weekly spending summary.

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User reviews

Professional Expense tracker

Very smooth app i use every day makes me organize my expenses through telegram

Response from developer

Thank you for the nice review.

FAQ

How does SwiftSpend's voice input work?

You can send voice messages to the Telegram bot, and it will automatically recognize amounts, categories, dates, and comments. Up to 20 voice entries are free per month, with unlimited access in Premium.

What are the benefits of SwiftSpend Premium?

Premium unlocks advanced features like spending forecasts, extended analytics, unlimited voice input, monthly AI analysis, and unlimited categories and goals. It is available via subscription.

Is SwiftSpend secure and private?

Yes, SwiftSpend emphasizes privacy with no ads, no data selling, and no access to bank accounts. It also offers Face ID lock for added security.

Can SwiftSpend handle multiple currencies?

Yes, you can manage accounts in various currencies like USD, EUR, and more. The app automatically converts balances to a common currency using current exchange rates.

How often is SwiftSpend updated?

The app was last updated on July 22, 2026, with version 1.1. This indicates a recent update, suggesting ongoing development and support.

What devices does SwiftSpend support?

SwiftSpend is currently supported on iPhones. The app is rated for ages 4+.

Can I export my financial data from SwiftSpend?

Yes, SwiftSpend allows you to export your financial data in CSV format, making it easy to analyze your spending in other applications or for record-keeping.

How do I cancel my SwiftSpend Premium subscription?

You can cancel your subscription at any time in your App Store settings. Cancellation must be done at least 24 hours before the end of the current subscription period to avoid further charges.