Symphony Reviews: Is It Legit?

Customer Experience

Positive experience97.3% of reviews
Neutral0.0% of reviews
Negative experience2.7% of reviews

~ Based on 37 written reviews from the US App Store.

Is Symphony Safe?

Symphony: Save & Earn appears safe based on user ratings. AppsHunter Safety Score for Symphony is 94/100.

This assessment is based on 117 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.2% of ratings point to a safe experience
1.9% of ratings suggest some concerns
0.9% of ratings point to a risky experience

~ Based on 108 App Store ratings for Symphony.

Is Symphony Legit?

Symphony: Save & Earn appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Symphony is 63/100.

Based on 63 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Great customer service

First of all, I’m very impressed with their customer service. They responded quickly and were very knowledgeable! I think the concept of this app is amazing. I’m still a bit hesitant as the release of their transfer partners has been delayed, but overall I’m happy.

New favorite app!!!

I’m so glad this finally exists! I can save money and make money while planning my next vacation. I’ve already earned points and am looking forward to using them on future adventures. Ive also found it’s super easy to get in touch with the support team - sometimes it’s even the founders themselves! Highly recommend!
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Super cool idea - beautiful app

Really nice UI and a great idea to get higher savings!! Love the concept of converting the points to travel too without spending. Excited for this!

Addicting in a good way

It’s only been 24 hours and I’m already hooked on watching my points interest rack up! Plus, the chat feature is fantastic. An actual human is responding and answering all my random questions. Hoping this ends up a long term program.

Best Fintech I’ve seen in Years

Honestly one of the coolest financial apps I’ve used. I’m a huge points and miles person so earning even more points just for saving (can’t believe this hasn’t been a thing yet).

App is super smooth, modern, and I love how transparent the team and company is which is rare nowadays.

Seeing this level of transparency and all of the different safeguards they have in place was what really convinced me to give it a go.

Def recommend trying it out if you love traveling!
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Interesting New FinTech

Really like the idea to earn points and interest on savings. App works great. Modern sign up process. Support assistance has been great if needed.

Awesome way to grow money

Usually don't write reviews too often but this app has exceeded all of my expectations. This is like having an overpowered HYSA. As someone who is a credit card points connoisseur this is a great opportunity to actually earn points on savings. So far been great!

Bad services

Once you add bank account you cannot remove it that’s very weird and not safe for the customers who have a lot of money in their bank account . I wouldn’t recommend this application only for the simple fact I cannot remove my bank account for my safety

Response from developer

Thank you for sharing your feedback. Customers can revoke Symphony’s access directly through their bank at any time. Bank accounts can also be removed in the Symphony app once the standard 60-day ACH return window has passed. During that window, the funding account remains linked as a fraud-prevention measure, so deposits can only be withdrawn back to the account they came from. This helps protect customers from unauthorized transfers. If you have any questions about your account, our team is happy to help at support@symphony.io.

Reimagining Savings

Really impressed with this one. Saving money and racking up travel points at the same time? I’m in. Smooth app, easy to navigate, and a genuinely fresh take. Looking forward to the updates.

Great savings app!

Cool balance feature between points and cash

Great App

In love with this new era of saving money and earning points! I highly recommend this app so all users!

Cheat code for points hacking

I never leave reviews for apps but I really can’t believe this type of product didn’t exist before Symphony, this app has has gotten me more money and free flights than any other bank and that too without spending a single dollar. I’m constantly collecting points through my credit cards, Rakuten, or other ways to transfer to airlines and fly for free. Meanwhile my savings are typically sitting in some bank that gets me pennies on the dollar. It’s almost pointless, but whatever, it’s been better than nothing. That’s until I discovered Symphony and it really has been a game changer. Not only do I get higher APY on my savings than any other bank out there, but I ALSO get points on top of that to transfer to all the big airlines and hotels I always transfer too anyway! It’s amazing, I am literally earning points by doing nothing. I used to have to optimize which credit cards I use where, spend more to earn more points to hit a flight redemption, spend more on Rakuten, etc. that’s just the way it used to be, but with this app Symphony literally gives me points while I sleep. It really does encourage me to save more too so it’s just been a huge positive all around. I highly recommend Symphony the app is super easy and intuitive to use, and I mean it’s free money and points lol what’s not to love. Thank you to the team who built this, you guys are rockstars 🤘
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The Future

Incredible app - this feels like the future of finance.

The Best Way to Grow Your Money and Get Rewarded!

Of the various options to make your money work for you in a simple, intuitive manner, the Symphony High-Yield Savings App completely stands out. Setting up custom savings goals are incredibly straightforward, and you can watch your money grow fast with their 5% APY! The best part is earning reward points just for building savings, which can actually be redeemed for flights and dining. It is secure, user-friendly, and very motivating. Highly recommend to anyone looking to level up their finances!
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Amazing concept!

I love the concept of earning points on savings. Finally an app that encourages people to have better financial habits.

Clean app / wish I found this sooner

Wish I found this app sooner and parked money here instead of getting 3% smh

Savings made simple, plus 5% APY! 🙌🏻

Symphony’s Consumer app is truly redefining modern savings and how your money work smarter for you. I love to travel - earning points on airlines and hotels for every dollar saved is a game changer!

First Savings-Based Point System

I can basically travel for free because I get points for saving! The more I save the more points I get. Be one of the first to take advantage of the new point system

Highly recommend!

This app is so well designed and is a great concept!

Amazing!

Great app! While there’s so much good stuff here, I especially love the slider functionality to customize earning travel points vs money!