Interesting New FinTech
Really like the idea to earn points and interest on savings. App works great. Modern sign up process. Support assistance has been great if needed.
Awesome way to grow money
Usually don't write reviews too often but this app has exceeded all of my expectations. This is like having an overpowered HYSA. As someone who is a credit card points connoisseur this is a great opportunity to actually earn points on savings. So far been great!
Bad services
Once you add bank account you cannot remove it that’s very weird and not safe for the customers who have a lot of money in their bank account . I wouldn’t recommend this application only for the simple fact I cannot remove my bank account for my safety
Response from developer
Thank you for sharing your feedback. Customers can revoke Symphony’s access directly through their bank at any time. Bank accounts can also be removed in the Symphony app once the standard 60-day ACH return window has passed. During that window, the funding account remains linked as a fraud-prevention measure, so deposits can only be withdrawn back to the account they came from. This helps protect customers from unauthorized transfers. If you have any questions about your account, our team is happy to help at support@symphony.io.
Reimagining Savings
Really impressed with this one. Saving money and racking up travel points at the same time? I’m in. Smooth app, easy to navigate, and a genuinely fresh take. Looking forward to the updates.
Great savings app!
Cool balance feature between points and cash
Great App
In love with this new era of saving money and earning points! I highly recommend this app so all users!
Cheat code for points hacking
I never leave reviews for apps but I really can’t believe this type of product didn’t exist before Symphony, this app has has gotten me more money and free flights than any other bank and that too without spending a single dollar. I’m constantly collecting points through my credit cards, Rakuten, or other ways to transfer to airlines and fly for free. Meanwhile my savings are typically sitting in some bank that gets me pennies on the dollar. It’s almost pointless, but whatever, it’s been better than nothing. That’s until I discovered Symphony and it really has been a game changer. Not only do I get higher APY on my savings than any other bank out there, but I ALSO get points on top of that to transfer to all the big airlines and hotels I always transfer too anyway! It’s amazing, I am literally earning points by doing nothing. I used to have to optimize which credit cards I use where, spend more to earn more points to hit a flight redemption, spend more on Rakuten, etc. that’s just the way it used to be, but with this app Symphony literally gives me points while I sleep. It really does encourage me to save more too so it’s just been a huge positive all around. I highly recommend Symphony the app is super easy and intuitive to use, and I mean it’s free money and points lol what’s not to love. Thank you to the team who built this, you guys are rockstars 🤘
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The Future
Incredible app - this feels like the future of finance.
The Best Way to Grow Your Money and Get Rewarded!
Of the various options to make your money work for you in a simple, intuitive manner, the Symphony High-Yield Savings App completely stands out. Setting up custom savings goals are incredibly straightforward, and you can watch your money grow fast with their 5% APY! The best part is earning reward points just for building savings, which can actually be redeemed for flights and dining. It is secure, user-friendly, and very motivating. Highly recommend to anyone looking to level up their finances!
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Amazing concept!
I love the concept of earning points on savings. Finally an app that encourages people to have better financial habits.
Clean app / wish I found this sooner
Wish I found this app sooner and parked money here instead of getting 3% smh
Savings made simple, plus 5% APY! 🙌🏻
Symphony’s Consumer app is truly redefining modern savings and how your money work smarter for you. I love to travel - earning points on airlines and hotels for every dollar saved is a game changer!
First Savings-Based Point System
I can basically travel for free because I get points for saving! The more I save the more points I get. Be one of the first to take advantage of the new point system
Highly recommend!
This app is so well designed and is a great concept!
Amazing!
Great app! While there’s so much good stuff here, I especially love the slider functionality to customize earning travel points vs money!
Super cool idea - beautiful app
Really nice UI and a great idea to get higher savings!! Love the concept of converting the points to travel too without spending.
Symphony’s app for earning and saving is a game changer!
I actively am always researching and trying every savings / fintech app out there, and Symphony is the first one that actually changed how I think about money. The whole notion about saving for tomorrow while still living today sounds like marketing fluff until you actually use it and see it in action. Then it clicks.
The 5% is great, but the thing I didn't expect to love is getting to choose how I receive my yield. I split mine between cash and points equally, and watching the points compound has honestly made me want to keep money in instead of pulling it out. It's the only finance app that's made saving feel like something I'm getting away with rather than something I'm sacrificing for.
The app itself looks great and runs ridiculously smooth. Onboarding took a few minutes and it even shifts a little with the time of day, which is a small thing that somehow makes opening it feel good :)
If you've been parking money in a checking account earning nothing, just download it.
The 5% is great, but the thing I didn't expect to love is getting to choose how I receive my yield. I split mine between cash and points equally, and watching the points compound has honestly made me want to keep money in instead of pulling it out. It's the only finance app that's made saving feel like something I'm getting away with rather than something I'm sacrificing for.
The app itself looks great and runs ridiculously smooth. Onboarding took a few minutes and it even shifts a little with the time of day, which is a small thing that somehow makes opening it feel good :)
If you've been parking money in a checking account earning nothing, just download it.
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Earn Points Guilt Free
Super interesting concept to earn points on saving your money instead of spending it. Finally found a way to earn airline points without the guilt of spending thousands of dollars! Modern UI and easy to use. Highly recommend!
User friendly
The app is super easy to use, down to the graphics, charts, info buttons, etc. Setting up my account and connecting my bank was very smooth and I clearly understood what my money will earn over time as well as the points aspect. Super excited!!
Living Life
Fast and easy to use.