With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • July 20, 2023
  • June 23, 2026

Features

Synergy FCU screenshot #1 for iPhone
Synergy FCU screenshot #2 for iPhone
Synergy FCU screenshot #3 for iPhone
Synergy FCU screenshot #4 for iPhone
Synergy FCU screenshot #5 for iPhone
Synergy FCU screenshot #6 for iPhone
🖼️Get Icon
Icons↘︎

About

Manage your Synergy Federal Credit Union accounts conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and apply for loans securely and at your convenience.

Check account balances
Transfer funds
Pay bills
Deposit checks
Apply for loans
View credit card statements
Show original description

What users say

See all reviews

What's New in Synergy FCU

26.1.30

June 23, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

More

User reviews

Please fix!

When you open to review your “cards” at the bottom it closes the app. When I try to review my purchases in the “card” section at the top where my accounts are listed it doesn’t show my transactions. How are we supposed to review this section to ensure there is no fraudulent activity?

Trash

What happened to synergy! This thing is bad straight garbage!!!!

Terrible App

App never maintains login credentials. Users also can’t make a payment to an account using an external bank account. Please fix these issues.

HORRIBLE!!!

This app is HORRIBLE, it never works I’m getting ready to close this account because I can never use this app

Garbage

Got in with Synergy FCU about 3 months before this major overhaul in the mobile app and it has been horrendous. There was no longer the ability to schedule auto payments for my loan. Yes the auto payments I had setup came to a stop. I had to walk into the bank monthly to make a payment for nearly 6 months. Then they had to send me a link to setup auto payment. There is still no way to edit or cancel this via the mobile app. It's been over a year. I can't add an external institution to transfer funds. I can't send Zelle payments to my other banks.

Once I'm done with my loan here I will never return. In this day and age, mobile banking is important and they blew it

The old interface was so much better.
Show more

Developer apps

User experience

🐞

Reported Bugs

9 issues

Login credentials not persisting between sessions

Bug

App crashes on weekends preventing access

Bug

Password changes not resolving login issues

Bug

External bank transfer functionality broken

Bug

Security detection errors with unresponsive support team

Bug

Auto-payment setup stopped working after update

Bug

Camera instability during mobile deposit

Bug

Transaction history not displaying

Bug

Unauthorized activity detection false positives

Bug

Requested Features

10 requests

Restore external bank account transfer capability

Feature

Restore Zelle payment integration

Feature

Restore auto-payment scheduling and management

Feature

Restore full transaction history viewing

Feature

Improve user interface design and modernization

Feature

Optimize app for tablet screen sizes

Feature

Extend customer service hours (weekend support)

Feature

Improve app stability and reliability

Feature

Enhance camera quality for mobile deposits

Feature

Provide advance notification for major updates

Feature

FAQ

What can I do with the Synergy FCU app?

The app allows you to access your Synergy Federal Credit Union accounts on the go. You can check your account balances, review recent transactions, transfer funds between your accounts, deposit checks, enroll for bill payment to view and pay your bills, view credit card statements, and even apply for loans and make loan payments.

Is the Synergy FCU app free to use?

Yes, the app provides fast, secure, and free access to your accounts anytime, anywhere. There are no charges for using the app itself.

What features are available for managing my money?

Key features for managing your money include checking account balances, reviewing recent transactions, transferring funds between your accounts, depositing checks, and enrolling in bill payment to view and pay your bills. You can also view credit card statements.

Can I apply for loans through the app?

Yes, the app allows you to apply for loans and make loan payments directly. This provides a convenient way to manage your borrowing needs with Synergy Federal Credit Union.

Is the app secure for managing my finances?

The app is designed to provide fast and secure access to your accounts. It ensures that your financial information is protected while you manage your banking needs on the go.