Tendi

Tendi

AI Budgeting, Financial Advice

8 ratings
3 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 9, 2025
  • June 15, 2026
Tendi screenshot #1 for iPhone
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Tendi screenshot #4 for iPhone
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About

This app uses AI to help you manage your money, create budgets, and track spending. It offers personalized financial guidance, goal setting, and insights to improve your financial habits. Securely link bank accounts for a complete financial overview.

AI-powered personalized financial guidance
Automatic transaction categorization
Spending insights and analysis
Financial goal setting and tracking
Recurring expense management
Custom challenges for financial habits
Secure bank account linking via Plaid
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What's New in Tendi

2.0

June 15, 2026

Tendi has been completely rebuilt. This is a from-scratch reboot focused on privacy, speed, and momentum — a private money coach that runs entirely on your iPhone, with no bank connection and no server. What's new: • Financial Health Index — a 0 to 100 score across seven pillars, with your fastest win highlighted • Debt Mutilator — compare Avalanche vs Snowball, see your debt-free date, and watch a small extra payment prevent future interest • Weekly money missions — tiny, high-impact tasks with streaks and celebrations • On-device AI money coach — grounded in your real numbers, powered by Apple Intelligence (with a deterministic fallback) • Private statement import — PDF, camera scan, or CSV, all processed on-device; raw files deleted after review • Family planning — household members, shared goals, and family missions • Privacy by design — Face ID lock, encrypted backups, and sanitized share cards • Now universal — beautiful on both iPhone and iPad • Your first month is free Thanks for being part of the reboot. Tell us what you'd love to see next.

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Subscription plans

Tendi Plus

Missions, Debt Mutilator & on-device coach

$3.991 Month
How to cancel Tendi subscription ⁉️

User reviews

Nonfunctional

This app is atrocious. I wish I could figure out how to get them to delete my data from their system but even that doesn’t work. Unresponsive customer service team to make matters worse. STAY AWAY.

Travesty

I don’t have words for how disappointing this app was. It’s like they don’t even try. It let me register an account, then indicated that it was analyzing and would notify me in a “few minutes” when it was done - that time never came. On top of that, the app kept indicating that it didn’t have an account setup - but could tell me the balance and nothing else of the account I already set up. This app is a joke and doesn’t do a single thing it advertises. Steer clear. The 4 five star reviews must be from the fly by night jokers that created this garbage.
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Not registering

Wanted to try but it will not let you register your email at all.

Developer apps

FAQ

How does Tendi use AI for budgeting?

Tendi's AI analyzes your spending patterns and financial habits to offer personalized guidance, create tailored budgets, and suggest custom challenges to improve your financial behavior.

Is Tendi secure for linking bank accounts?

Yes, Tendi uses top-notch security with state-of-the-art encryption to protect your financial data. It securely connects to online bank accounts using Plaid integration.

What are the subscription plans for Tendi?

Tendi offers a 'Tendi Basic Monthly' plan for $3.99/month with a 7-day free trial, and a 'Tendi Pro Monthly' plan for $6.99/month.

How often is Tendi updated?

The latest version of Tendi, 1.3, was last updated on March 5, 2025. Updates are released to improve features and security.

What devices can I use Tendi on?

Tendi is available on iPhone and iPad devices, making it accessible for users on the Apple ecosystem.

What is the age rating for Tendi?

Tendi has an age rating of 4+, indicating it is suitable for a wide range of users, including younger individuals learning about finance.

Can Tendi help me save for specific goals?

Absolutely. Tendi allows you to set specific financial goals, such as saving for a vacation or building an emergency fund, and provides step-by-step guidance to help you achieve them.

Does Tendi have ads?

No, Tendi does not contain advertisements. The app focuses on providing a clean and uninterrupted user experience for managing finances.