Comparison

Tendi vs Range Finance, Inc.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tendi

This app uses AI to help you manage your money, create budgets, and track spending. It offers personalized financial guidance, goal setting, and insights to improve your financial habits. Securely link bank accounts for a complete financial overview.

Highlights
  • AI-powered personalized financial guidance
  • Automatic transaction categorization
  • Spending insights and analysis
  • Financial goal setting and tracking
  • Recurring expense management
  • Custom challenges for financial habits
  • Secure bank account linking via Plaid
Features
Read full description

Tendi is your private money coach — and it lives entirely on your iPhone. No bank logins. No account to create. No data sent to a server. Tendi turns messy household finances into clear weekly wins, using a serious financial engine wrapped in something that actually feels good to open. This is Tendi v2, rebuilt from the ground up for privacy, speed, and momentum. KNOW WHERE YOU STAND Your Financial Health Index (FHI) scores your household from 0 to 100 across seven pillars: cashflow, debt load, emergency fund, savings momentum, goal clarity, family alignment, and habits. See what's holding you back — and the single fastest move to raise your score. MUTILATE YOUR DEBT Turn payoff into something you'll actually do. The Debt Mutilator models your real debts as "bosses," compares the Avalanche (APR Assassin) and Snowball (Momentum Mutilator) strategies, and shows your debt-free date, total interest, and how much future interest a small extra payment prevents. Slide the extra-payment dial and watch the math change in real time. WIN WEEKLY MONEY MISSIONS Small, finishable, and aimed at your biggest opportunity. Subscription purges, emergency-fund seeds, no-spend weekends, debt strikes — each mission shows its impact before you start and celebrates when you finish. Build a streak. Keep the momentum. YOUR ON-DEVICE AI COACH Ask real questions, like "Can we afford an extra $50 payment this week?", and get grounded answers based on your actual numbers. Powered by Apple Intelligence on supported devices, with a smart deterministic coach that keeps working even when AI isn't available. The coach never guesses at your math — it uses Tendi's tested finance engine. IMPORT STATEMENTS, PRIVATELY No bank connection required. Import a PDF, scan a paper statement with your camera, or load a CSV — everything is read on your iPhone. Tendi finds your transactions, categorizes them, and detects recurring charges without uploading a thing. Raw files are deleted after you review. PLAN AS A FAMILY Add household members, set shared goals, and run family money missions together. Money decisions are easier when everyone is pulling the same direction. PRIVATE BY DESIGN - No bank connection required - No Tendi account, no server, no remote AI - Statements processed on-device and deleted after review - Optional Face ID app lock - Encrypted backups you control - Sanitized share cards — celebrate wins without revealing balances Tendi is an educational financial planning tool. It is not investment, tax, or legal advice, and your FHI is not a credit score. Membership unlocks unlimited missions, more monthly statement imports, the family mission board, and the full AI coach. Your first month is free. Start where you are. Make one small move this week. Watch it add up.

About

Range Finance, Inc.

Consolidate your financial life into a single platform. This app uses AI to analyze your investments, budget, and goals, providing personalized strategies for wealth optimization and tax efficiency.

Highlights
  • All-in-one financial dashboard
  • AI-driven financial strategy optimization
  • Personalized tax strategies
  • Professional-grade investment analysis
  • Automatic cash flow tracking
  • Retirement and estate planning projections
Features
Read full description

Stop piecing together your financial life. Start building wealth intelligently. All-in-one place. Range brings your entire financial picture together—every account, investment, and goal—then uses AI to help you optimize your strategy across everything. The problem with managing money today: You're tracking investments in one app, budgeting in another, taxes in spreadsheets, and hoping it all works together. It doesn't. And you know you're leaving money on the table. Range changes everything: • Complete picture, finally - See every account, investment, property, and goal in one intelligent dashboard • AI that connects the dots - Our AI advisor analyzes your entire financial life to guide you through every financial decision • Tax strategies that actually work - Personalized optimization across all your accounts, not just generic advice • Investment intelligence - Professional-grade analysis that considers your whole portfolio, not just individual accounts • Cash flow clarity - Understand where money flows across all accounts, automatically categorized and tracked Built for successful people who want control: Whether you're optimizing RSUs, managing multiple properties, or planning for kids' education, Range handles the complexity while keeping you in command. No more wondering if your money is working as hard as you are. Everything handled, finally: Investment management with tax-aware rebalancing, Tax optimization that catches what you're missing, Retirement projections based on your actual data, Cash flow modeling across all accounts, Estate planning coordination, Real estate impact on your overall strategy, Professional-grade projections and scenarios, Flat monthly fee Stop settling for: • Spreadsheets that are always out of date • Multiple apps that don't talk to each other • Generic advice that ignores your situation • That nagging feeling you're missing something Range is designed for households earning $250K+ who are ready to graduate to all-in-one wealth management. A subscription to Range Pro, billed either monthly or annually, is required to access these features. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Terms of Service: https://www.range.com/public/terms Privacy Policy: https://www.range.com/public/privacy

Screenshots

Tendi4 screens
Range Finance, Inc.4 screens

Verdict

The call

The clearest difference is review sentiment: Range Finance, Inc. at 71% against Tendi's 0%. Range Finance, Inc. also leads on rating (4.3 vs 3.0) and ratings volume (49 vs 8). Tendi's advantage is monetization model (free with in-app purchases vs subscription). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Tendi sells 5 in-app purchases, starting at $3.99 per month and Range Finance, Inc. sells 2 in-app purchases, starting at $59.00 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Range Finance, Inc. holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: Range Finance, Inc. has 49 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 0% of Tendi's written reviews are positive against 71% of Range Finance, Inc.'s.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Tendi versus Range Finance, Inc.: the parameters behind the verdict, then further details
ParameterTendiRange Finance, Inc.
PriceFreeFree
Rating3.0 (8 ratings)4.3 (49 ratings) — better
Positive reviews0.0% of reviews71.4% of reviews — better
Number of ratings849 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases — betterSubscription
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size5 MB39 MB
Age rating4+4+
DeveloperEnvyGamesRange Finance, Inc.

Customer experience

Tendi

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Range Finance, Inc.

All ratings49 ratings
Positive81.6%
Neutral2.0%
Negative16.3%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

5 purchases

Tendi

Subscriptions5
  • Tendi Plus$3.991 Month
  • Tendi Basic Monthly7 Days trial$3.991 Month
  • Tendi Family$6.991 Month
Show 2 more
  • Tendi Pro Monthly$6.991 Month
  • Tendi Power$9.991 Month
2 purchases

Range Finance, Inc.

Subscriptions2
  • Range Pro (Monthly)7 Days trial$59.001 Month
  • Range Pro (Yearly)7 Days trial$699.001 Year

Questions

Is Tendi free?
Tendi is free to download, with in-app purchases available.
Is Range Finance, Inc. free?
Range Finance, Inc. is free to download, with in-app purchases available.
Which has better reviews, Tendi or Range Finance, Inc.?
Range Finance, Inc. is rated higher. Tendi averages 3.0 out of 5 from 8 ratings, while Range Finance, Inc. averages 4.3 from 49 ratings.
Do Tendi or Range Finance, Inc. have ads?
Neither Tendi nor Range Finance, Inc. shows ads.
Which is updated more often, Tendi or Range Finance, Inc.?
Tendi ships an update every 3 weeks, and Range Finance, Inc. every 3 weeks. Most recently, Tendi was updated on October 7, 2026 and Range Finance, Inc. on October 24, 2026.

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