The Beans

The Beans

by TheBeans

87 ratings
41 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 6, 2020
  • July 15, 2026

Features

The Beans screenshot #1 for iPhone
The Beans screenshot #2 for iPhone
The Beans screenshot #3 for iPhone
The Beans screenshot #4 for iPhone
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About

This app offers a free, personalized visual financial plan to help you achieve money and life balance. It automatically categorizes transactions, plans expenses, and provides spending updates. Securely connect your accounts for a holistic financial overview.

Custom visual financial plan
Automatic transaction labeling
Monthly expense planning
Spending and bill updates
Secure account connection
Personalized plan customization
Show original description
+1

What's New in The Beans

3.0.5

July 15, 2026

Minor updates and bug fixes

Subscription plans

The Beans Premium - 1 year

One year subscription to The Beans Premium

$29.991 Year
14 Days trial
How to cancel The Beans subscription ⁉️

User reviews

Motivated!

I am so happy that The Beans helps me stay motivated in my financial awareness without adding stress. When I open the app I don’t have anxiety which other apps I have used made me feel.

Response from developer

Hi StellaLynnTX, thank you so much for your review! What you named, that The Beans doesn't cause you anxiety when you open it, is the first design principle at the company. This comes from my own experience of being stressed about money only to open my app and get a scary message, or to get a text that tells me I overspent ⚠️ I learned in graduate school that these negative messages actually make us more likely to spend our money 😬 so we work really hard to remove stressful things from the app and from our messaging. Thanks again, Stella. Don't hesitate to reach out when we can support you, just reply to any email or text we send! - Melissa, Founder + CEO

Check out The Beans!

The Beans has helped me look at my finances in a whole new way. I love the app design and how it gives a clear picture of my budget. It was easy to set up and a plan was developed for me quickly. When something makes my life easier, I absolutely share with my family and friends. Check out The Beans!
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Response from developer

Hi CNM!!! (: I love a handle with !!! 💜 Thanks so much for your review and for sharing The Beans with your community. We're on a mission to simplify the path to money + life balance so you can stop stressing about money and focus on what you love, and it's music to our ears when we hear back that it's working. We also appreciate the shoutout for the design of the app ✨ I'll pass this on to Alex, our VP of Product Design who has spent many long days making sure the app is beautiful and easy to use. We're here if you ever want support, just reply to any of our texts or emails, it goes straight to the team. -Melissa, Founder + CEO

Great budgeting app!

I want to budget and have tried many ways on my own. In the past I have been discouraged and quit. Since finding The Beans I have done a much better job and have not lost my motivation! The Beans has really helped me, I am excited!

Response from developer

Hey MarlyOneLove, thank you so much for taking the time to write us a review, and for being so honest about your own experiences with budgeting apps. We've tried them all, too and work hard to make sure our Plans are as smart and effortless as possible to use. Don't lose that motivation! Though tbh, it's bound to happen at some point 🙃, and it's just as important to be graceful with yourself when that inevitable moment happens! Relapse is literally one of the 6 stages of behavior change 🤓 You definitely deserve to feel good about your money and we are thrilled to be your partners on the path to financial progress. Don't ever hesitate to reach out if we can better support you! We're just a text or an email away. -Melissa, Founder + CEO

The Beans

The Beans is well designed, reliable, and user-friendly. Developing a plan with The Beans is so easy. I love opening the app and seeing where I am for the month. I highly recommend it for those who want to work towards their financial goals.

Response from developer

Hi MoneySaenz, (great handle, btw!) Thanks so much for your review and for offering to share The Beans with your community! That is genuinely the highest praise 🫶🏽 We spent a very long time turning cutting edge research about how we think and feel about our money into that Plan feature, and it's really wonderful to hear that it's easy to use and useful. If you ever need support, just reply to any of our texts or emails! Thanks again! - Melissa, Founder + CEO

Not great for Entrepreneurs

The app wasn’t able to recognize all of my income flows and set them up as consistent feed. It ended up being moire trouble than it was worth. Pretty disappointed because I was really interested in the idea and spent $40ish on it :(

FAQ

What is The Beans app?

The Beans is a free mobile application that provides a custom, visual financial plan. It helps users achieve a better money and life balance by offering a holistic view of their finances, going beyond traditional budgeting. The app connects to your financial accounts to automatically label transactions, plan monthly expenses, and keep you informed about your spending and upcoming bills.

How does the visual financial plan work?

A visual financial plan offers a comprehensive overview of your finances. After connecting your checking, credit card, loan, and savings accounts, the app identifies your bills and financial commitments. Once confirmed, it calculates your average spending outside of these commitments and presents a customizable visual plan. This plan begins on the first of each month and can be adjusted anytime as your financial situation evolves.

Is The Beans app free to use?

Yes, The Beans app is free to download and use. The core functionality of building a custom, simple, and free visual financial plan is provided at no cost. The app also states it will not sell your information or advertise to you, ensuring a private and secure experience.

Is my financial information safe with The Beans?

The Beans prioritizes the safety and security of your information. It keeps your data private and secure, and the company explicitly states they will not sell your information or use it for advertising. The app connects to nearly 10,000 banks, and they work to expand compatibility.

What are the main benefits of using The Beans?

The primary benefit is achieving a better money and life balance through a personalized visual financial plan. Key features include automatic transaction labeling, simplified expense planning, real-time updates on available spending money and upcoming bills, and a secure platform to manage your finances holistically. Users also receive support to stay on track and can earn achievements.