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The Beans

The Beans

by TheBeans

87 ratings
41 reviews
💪 Health & Fitness
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 6, 2020
  • August 10, 2026

Features

Developer

TheBeans
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About

This app offers a free, personalized visual financial plan to help you achieve money and life balance. It automatically categorizes transactions, plans expenses, and provides spending updates. Securely connect your accounts for a holistic financial overview.

✓Custom visual financial plan
✓Automatic transaction labeling
✓Monthly expense planning
✓Spending and bill updates
✓Secure account connection
✓Personalized plan customization
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What users say

Summarized from real user reviews of The Beans. Based on 87 reviews and a 4.1/5 average, it highlights the 12 positives and 13 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Easy to use and user-friendly
  • 🚀Helps stay motivated and reduce financial anxiety
  • 💡Provides a clear picture of budget and finances
  • ✅Quick and easy plan development
  • ✨Well-designed and reliable
  • 🎯Helps work towards financial goals
  • 🌟Makes financial life easy to manage
  • 🧘Keeps mind at peace and feeling in control of money
  • 📈Organizes finances effectively
  • 🎨Beautifully designed and intuitive interface
  • 💯Elegant solution for financial health
  • 🤝Caring and accessible team

Negative things

  • ❌Not great for entrepreneurs with complex income
  • 💸Unauthorized withdrawal of funds
  • 🚫Unable to download on iPhone
  • 🤔Confusing interface and lack of explanation
  • ⚠️Inaccurate expense tracking
  • 📧Difficult account deletion process (requires email)
  • 😵Overheating issues on iPhone
  • 📍Not available in certain areas
  • 🚧App feels like it's in beta stage
  • 🐌Slow and painful manual input process
  • 🤷‍♀️Difficulty understanding app functionality
  • 📉Doesn't cater to weekly payment schedules
  • 🧐Minimalist/trendy UI is not effective
See all reviews

What's New in The Beans

3.0.7

August 10, 2026

Minor updates and bug fixes

2

Subscriptions & In-App Purchases

The Beans Premium - 1 year

One year subscription to The Beans Premium

$29.991 Year
14 Days trial
How to cancel The Beans subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Motivated!

I am so happy that The Beans helps me stay motivated in my financial awareness without adding stress. When I open the app I don’t have anxiety which other apps I have used made me feel.
StellaLynnTXStellaLynnTX

Check out The Beans!

The Beans has helped me look at my finances in a whole new way. I love the app design and how it gives a clear picture of my budget. It was easy to set up and a plan was developed for me quickly. When something makes my life easier, I absolutely share with my family and friends. Check out The Beans!
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CNM!!!CNM!!!

Great budgeting app!

I want to budget and have tried many ways on my own. In the past I have been discouraged and quit. Since finding The Beans I have done a much better job and have not lost my motivation! The Beans has really helped me, I am excited!
MarlyOneLoveMarlyOneLove

The Beans

The Beans is well designed, reliable, and user-friendly. Developing a plan with The Beans is so easy. I love opening the app and seeing where I am for the month. I highly recommend it for those who want to work towards their financial goals.
MoneySaenzMoneySaenz

Not great for Entrepreneurs

The app wasn’t able to recognize all of my income flows and set them up as consistent feed. It ended up being moire trouble than it was worth. Pretty disappointed because I was really interested in the idea and spent $40ish on it :(
AliviuhhAliviuhh
See 36 more reviews

User experience

🐞

Reported Bugs

10 issues

🐛 App unable to recognize all income flows for entrepreneurs

Bug

🐛 Buggy app preventing access to transferred money details

Bug

🐛 Inaccurate tracking of expenses and month-over-month spending

Bug

🐛 App overheats iPhone

Bug

🐛 Transactions on account not showing up in the app

Bug

🐛 Glitches in initial setup steps

Bug

🐛 Difficulty connecting to banks

Bug

🐛 Slow manual input process

Bug

🐛 App not recognizing income accounts correctly

Bug

🐛 App not downloading on iPhone

Bug
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Requested Features

5 requests

Ability to manually add reoccurring expenses and income

Feature

More clear explanations of visuals and functionality

Feature

Option to delete account directly within the app

Feature

Support for weekly payment schedules

Feature

Improved handling of complex income flows for entrepreneurs

Feature

FAQ

What is The Beans app?

The Beans is a free mobile application that provides a custom, visual financial plan. It helps users achieve a better money and life balance by offering a holistic view of their finances, going beyond traditional budgeting. The app connects to your financial accounts to automatically label transactions, plan monthly expenses, and keep you informed about your spending and upcoming bills.

How does the visual financial plan work?

A visual financial plan offers a comprehensive overview of your finances. After connecting your checking, credit card, loan, and savings accounts, the app identifies your bills and financial commitments. Once confirmed, it calculates your average spending outside of these commitments and presents a customizable visual plan. This plan begins on the first of each month and can be adjusted anytime as your financial situation evolves.

Is The Beans app free to use?

Yes, The Beans app is free to download and use. The core functionality of building a custom, simple, and free visual financial plan is provided at no cost. The app also states it will not sell your information or advertise to you, ensuring a private and secure experience.

Is my financial information safe with The Beans?

The Beans prioritizes the safety and security of your information. It keeps your data private and secure, and the company explicitly states they will not sell your information or use it for advertising. The app connects to nearly 10,000 banks, and they work to expand compatibility.

What are the main benefits of using The Beans?

The primary benefit is achieving a better money and life balance through a personalized visual financial plan. Key features include automatic transaction labeling, simplified expense planning, real-time updates on available spending money and upcoming bills, and a secure platform to manage your finances holistically. Users also receive support to stay on track and can earn achievements.