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The Halo App

The Halo App

Build MicroLending Communities

100 ratings
34 reviews
💰 Finance

Archived App

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • April 12, 2021
  • May 23, 2022

Features

Developer

Halo Lending Company
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About

Connect with others in your community for peer-to-peer lending. Backers can fund small loans with flexible terms, while borrowers can request amounts between $100-$1000. The app prioritizes safety with advanced security measures and a unique "Halo Score" for risk assessment.

✓Community lending marketplace
✓Flexible loan terms
✓Bi-weekly repayments
✓Secure transactions
✓Halo Score risk assessment
✓Fraud prevention
Show original description

What's New in The Halo App

1.0.6

May 23, 2022

When accepting the loan contract a loading page will show while request is being processed.

User reviews

Most RecentHighest RatedLowest Rated

Don’t touch the app or website

Scam payed for membership and never got refunded for the ripoff of a service they advertised in the first place
hippy-jhippy-j

App stopped working after I paid for a year

Worst app ever! Paid for access and the app has been down for over a year now! No refund no explanation no nothing!
BossLadyJGBossLadyJG

Not good

Figured I’d give it a try. Never could receive a loan and now the app won’t load
Che0025Che0025

App Is Broken

Downloaded, figured I’d give it a try. But I’m unable to do so… the app just tries to load until it finally crashes and closes out. I see a lot of other similar statements in the reviews… may be something to fix.
nicklebellnicklebell

PLEASE FIX YOUR APP

Looking at the reviews, it looks like this app doesn’t work for anybody. That’s because, this app literally won’t even open for anybody. That’s disgusting. Out of all the reasons for this app to not work for somebody, it’s because the app just won’t load? That’s ridiculous.
yo yo yosyo yo yos
See 29 more reviews

FAQ

What does The Halo App do?

The Halo App facilitates a private, community lending economy where individuals can connect for small dollar loans. It acts as a marketplace for 'Backers' to fund loans and 'Borrowers' to request them, making peer-to-peer lending accessible and secure.

How does the Halo Score work?

The Halo Score is a unique risk assessment tool that goes beyond traditional credit history. It uses thousands of data points, including real-time data, conventional scoring models, and personal reputation, to evaluate trustworthiness and assess risk without limiting access to lending.

What are the loan limits and repayment terms?

Borrowers can request loan amounts between $100 and $1000, specifying the repayment period. Backers can set their own terms for the loans they choose to fund. Repayments are managed through bi-weekly automated payments.

Is my information safe on The Halo App?

Yes, the app prioritizes safety and security. It employs machine learning and global security networks for real-time fraud prevention and fake account detection. Best-in-class security tools and bank-level SSL encryption are used to protect user information.

Who is this app for?

This app is designed for individuals who want to participate in a peer-to-peer lending environment within their community. It's suitable for those looking to back small loans or borrow funds for personal needs, with an emphasis on community trust and alternative risk assessment.