Best apps like The Penny Hoarder

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated September 2026

Whether you want more options like The Penny Hoarder or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to The Penny Hoarder

Fundrise: Invest in Alts#1

Fundrise: Invest in Alts by Fundrise

Venture, Real estate, Income
Editor's Choice
💰 Finance
4.8😐(38K ratings)
FreeIn-App Purchases
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Build a diversified portfolio of private market investments, including real estate, venture capital, and private credit. Access high-growth opportunities and receive transparent reporting with bank-level security. Start investing with flexible minimums.

What We Love

  • 🚀 Easy to use
  • 📈 Decent returns
  • 💰 Diversified investments
  • 🏢 Exposure to real estate
  • 👍 Straightforward platform

Room to Improve

  • 🔒 Lack of liquidity
  • 🕰️ Slow withdrawal process
  • 💸 Penalties for early withdrawal
  • 🤔 Unclear investment strategy
  • 📉 Inconsistent/poor returns
myCashery: Earn Money#2

myCashery: Earn Money by ayeT-Studios GmbH

Surveys, Tasks, Receipts
Strong Contender
💰 Finance
4.4😞(521 ratings)
FreeAds
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Earn rewards by completing surveys, engaging in tasks, scanning receipts, and shopping online. Redeem your earnings for PayPal or gift cards. Participate in contests and refer friends for extra benefits.

What We Love

  • ⭐ Decent overall rating

Room to Improve

  • 🔒 Verification and payout issues
  • 🚫 Signing up problems
  • 🔒 Potential privacy concerns
  • 🚫 Missing features
  • 🚫 App not working as expected
  • 🚫 Confusing user experience
  • 🚫 Lack of earning opportunities
Ark7: Real Estate Investing#3

Ark7: Real Estate Investing by Ark7 Inc.

Earn a steady passive income
Worth Considering
💰 Finance
4.6😊(1.3K ratings)
Free
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Invest in prime rental properties with shares starting at just $20. This platform offers AI-powered property selections, a unique trading market for liquidity, and transparent financial data. Earn passive income through monthly dividends with hassle-free ownership.

What We Love

  • 👍 Easy to use
  • 💰 Steady passive income
  • 🚀 Straightforward investment process
  • 🔒 Transparent platform
  • 🤑 Consistent dividends
  • 🌐 Diversification of investments
  • 👌 User-friendly interface
  • 🤝 Responsive customer support

Room to Improve

  • 🔍 Limited property options
  • 📊 Lack of advanced analytics and data
  • 🔄 Difficulty in selling/liquidating investments
  • 💰 Declining returns over time
  • 🕰️ Slow response from customer support
  • 🔒 Accredited investor requirement for some properties

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4
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Pennies: Budget & Bill Tracker
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This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

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FaithFi: Faith & Finance
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Where Faith Meets Finance
Free

Manage your finances with a Christ-centered approach. This app provides intelligent budgeting, personalized financial rhythms, and integrates biblical wisdom. Connect with a community of stewards to pursue faithful stewardship and live with clarity and purpose.

Intelligent budgeting toolsPersonalized financial rhythmsIntegrated biblical wisdom
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Goalsetter: Invest & Bank
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Debit, Learn, Earn
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This app offers a debit card and banking services designed to teach financial literacy to the next generation. It uses fun quizzes, games, and goal tracking to help teens and families learn about earning, spending, and saving money.

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Stackwell: Start Investing
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An investment app focused on building generational wealth within the Black community. It offers curated investment portfolios, educational content, and automated tools to simplify stock market investing and financial growth.

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Arrived: Real Estate Investing
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Buy & sell real estate shares
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Invest in rental homes and vacation rentals with as little as $100. Buy shares of pre-vetted properties, earn passive income, and enjoy stress-free management. Build a diversified real estate portfolio with professional expertise.

Invest in rental homesInvest in vacation rentalsBuy shares of properties
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The Motley Fool
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The Motley Fool
Official Motley Fool US App
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Access real-time stock rankings, recommendations, news, and analysis from The Motley Fool. Receive instant notifications about your portfolio, new stock picks, and expert commentary. Customize alerts or get comprehensive updates to stay informed about market insights.

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