Best budgeting app out there
I’m a personal finance nerd and have tried all the big apps, but Threshold has been my favorite.
Free
In-App Purchases
Details
About
This personal finance app offers a customizable workspace to organize your money. Connect accounts, track net worth, set goals, and create budgets. It also allows for custom calculations and AI-powered financial insights.
✓Customizable financial workspace
✓Secure account linking via Plaid
✓Integrated net worth, spending, and debt tracking
✓Goal setting with progress projection
✓Automated budget creation
✓Customizable financial calculations
✓AI-powered financial insights
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What's New in Threshold
1.0
August 11, 2026
Subscription plans
Threshold Membership
Unlock the full Threshold experience.
$12.991 Month
14 Days trialCharts
User reviews
FAQ
What is Threshold?
Threshold is a personal finance app that provides a customizable workspace for organizing your money. It allows you to connect accounts, track net worth, set goals, and create budgets in a way that suits your individual needs.
How does Threshold handle security?
Threshold prioritizes privacy by design. Bank credentials are not stored by the app; connections are made through Plaid. Financial data is encrypted in transit and at rest, and you can delete your account and data at any time from within the app.
What are the subscription options for Threshold?
Threshold offers a subscription called Threshold Membership. You can choose between a monthly plan for $12.99/month or an annual plan for $99.99/year. Both plans include a 14-day free trial.
Can I try Threshold before subscribing?
Yes, you can explore a fully-interactive demo canvas with realistic sample data before connecting your own accounts. This demo allows you to experience the app's features without any commitment.
How often is Threshold updated?
The app was last updated on August 11, 2026, indicating recent development activity. The latest version is 1.0, suggesting it is a relatively new but actively maintained application.
What devices does Threshold support?
Threshold is available for iPhone and iPod devices. It is designed for users who prefer managing their finances on Apple mobile platforms.
Does Threshold have ads?
Threshold does not rely on advertising for support and charges for a subscription. This means the app is ad-free, providing an uninterrupted user experience.
How do I cancel my Threshold subscription?
Subscriptions auto-renew unless canceled at least 24 hours before the end of the period. You can manage or cancel your subscription anytime through your App Store settings.