Tim: Time is Money

Tim: Time is Money

Tracking Finances at a glance

5 ratings
4 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • July 17, 2025
  • March 18, 2026

Features

Tim: Time is Money screenshot #1 for iPhone
Tim: Time is Money screenshot #2 for iPhone
Tim: Time is Money screenshot #3 for iPhone
Tim: Time is Money screenshot #4 for iPhone
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About

This app simplifies personal finance by displaying your total cash, debt, and remaining monthly budget directly on your home screen. It offers real-time spending alerts to make digital transactions feel more tangible and helps you understand your financial standing at a glance.

Home screen widgets for cash, debt, and budget
Real-time spending alerts
Budget estimation based on past spending
Secure connection via Plaid
Bank-level encryption
Read-only access to financial data
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What's New in Tim

1.12

March 18, 2026

UI Updates for budgeting, onboarding and swipe to refresh!

Subscription plans

Tim Premium

Unlimited bank connections & insights

$2.991 Month
1 Month trial
How to cancel Tim subscription ⁉️

User reviews

Simple and intuitive

all budgeting apps feel like home work. Tim is so simple and just gave me awareness! It’s already helped me save hundreds of dollars a month. Love the app!

Better than Mint/YNAB

I work in investment research, am active on several personal finance subreddits, and have
used all the major budgeting apps over the last 10 years, including Mint (too simple) and YNAB (too many knobs).

I tried Tim this week and am impressed.

What stands out most: Thoughtful interface exposes only what you need. Smooth onboarding (“it just works”). Also, seems like there’s some real sophisticated forecasting under the hood.

Worth trying!
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Money saver!

Just started using this and already love it! Super easy way to track my monthly budget. Now I know when I should save and when I can splurge. No more guessing!

Love this app

This is such an easy way to get a big picture of your finances and watch your spending in a low effort way. It’s great and helps me save more month to month!

Developer apps

FAQ

What is Tim: Time is Money?

Tim: Time is Money is a finance app that displays your total cash, debt, and remaining monthly budget on your home screen. It aims to provide a clear, at-a-glance understanding of your financial situation.

How does Tim: Time is Money connect to my bank accounts?

The app uses Plaid, a secure service also used by major banking apps, for a read-only connection to your financial accounts. This ensures your bank-level encryption is maintained and Tim can never move your money.

What are the pricing details for Tim: Time is Money?

Tim: Time is Money offers a subscription model. You can choose between a monthly plan at $2.99 or an annual plan at $29.99. Both plans include a free trial period.

Does Tim: Time is Money offer a free trial?

Yes, Tim: Time is Money provides a 7-day free trial with full access to all features. This allows you to experience the app before committing to a subscription.

How does Tim: Time is Money handle my financial data security?

The app utilizes bank-level encryption and connects through Plaid, offering read-only access to your financial data. This means Tim can view your balances but is unable to initiate any transactions.

Can I cancel my Tim: Time is Money subscription?

Yes, you can cancel your subscription at any time. To avoid being charged for the next billing period, ensure you cancel at least 24 hours before the current period ends. You can manage your subscription in your Account Settings.

What devices does Tim: Time is Money support?

Currently, Tim: Time is Money is supported on iPhone devices. The app is designed to leverage home screen widget functionality for quick financial insights.

How often is Tim: Time is Money updated?

The app was last updated on March 18, 2026, with version 1.12. This indicates a commitment to ongoing development and improvements for users.