Tim vs Subscription Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tim
This app simplifies personal finance by displaying your total cash, debt, and remaining monthly budget directly on your home screen. It offers real-time spending alerts to make digital transactions feel more tangible and helps you understand your financial standing at a glance.
- Home screen widgets for cash, debt, and budget
- Real-time spending alerts
- Budget estimation based on past spending
- Secure connection via Plaid
- Bank-level encryption
- Read-only access to financial data
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Your money is scattered across bank apps, credit cards, and login screens. Tim puts three numbers on your home screen: what you have, what you owe, and what's left to spend this month. ONE APP. THREE NUMBERS. THAT’S IT. - Cash — total across your accounts - Debt — total across cards and loans - Budget — what's left this month, and how many days to go Set your own budget or let Tim estimate based on your last 30 days. Either way, one glance tells you where you stand. FEEL YOUR SPENDING Digital payments are invisible. You tap, it's gone, you forget. Tim sends alerts when you spend — so purchases feel real , like handing over cash. NOT JUST ANOTHER BUDGETING APP No spreadsheets. No pie charts. No "you spent 34% more on dining out." Just the numbers that matter, visible on your home screen without opening anything. SECURE CONNECTION Connect through Plaid — the same service behind Venmo, Robinhood, and other major banking apps. Bank-level encryption, read-only access. Tim sees your balances but can never move money. PRICING: $2.99/MONTH - 7-day free trial with full access - Unlimited bank connections - Real-time spending alerts - Automatic widget updates Payment charged after trial. Auto-renews unless cancelled 24 hours before period ends. Manage in Account Settings. Privacy: https://afdelacruz.github.io/Tim/docs/privacy-policy.html Terms: https://afdelacruz.github.io/Tim/docs/terms-of-service.html
Subscription Tracker
This app uses AI to track your recurring expenses, identify unused services, and alert you to upcoming renewals. It provides a clear overview of your subscription spending with personalized insights and reports, all while prioritizing your privacy by keeping your data on your device.
- AI-powered subscription analysis
- Unused service identification
- Upcoming renewal alerts
- Comprehensive spending dashboard
- On-device data privacy
- Customizable reports
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Take Control of Your Subscriptions — Before They Control You. The average person wastes hundreds of dollars a year on forgotten trials, duplicate services, and auto-renewals they never noticed. Sentinel fixes that with AI-powered tracking that works entirely on your device — no cloud, no data sharing, no surprises. AI-Powered Insights Sentinel analyzes your spending to flag unused services, duplicate subscriptions, and upcoming renewals before they hit. You get personalized recommendations — not just raw data. Complete Financial Visibility One dashboard. Every subscription. See your full recurring spend broken down by day, month, category, or service — with beautiful analytics that make your finances easy to understand at a glance. Never Get Caught Off Guard Smart alerts notify you before renewals charge, giving you time to cancel, adjust, or simply prepare. No more end-of-month shock. Simple to Set Up Auto-detection instantly recognizes popular services so you can get started in seconds. Add anything manually with ease, then use custom filters and search to stay organized. Professional Reporting Export detailed PDF reports of your subscription spend — great for personal budgeting or business expense tracking. Privacy First, Always Your financial data never leaves your device. Sentinel doesn't sell, share, or sync your information anywhere. Perfect for tracking Netflix, Spotify, gym memberships, business software, family plans, and every subscription in between. Download Sentinel today and start saving money on autopilot.
Screenshots
Verdict
The clearest difference is monetization model: Subscription Tracker at freemium against Tim's subscription. Subscription Tracker also leads on device support (3 vs 1) and iOS requirement (16.6 vs 18.2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tim sells 2 in-app purchases, starting at $2.99 per month and Subscription Tracker sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Tim ships an update every 8 days, Subscription Tracker every 6 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | Tim | Subscription Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 6 — better | — |
| Update frequency | Every 8 days | Every 6 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Freemium — better |
| Devices | iPhone | iPhone, iPad, Mac — better |
| Requires iOS | 18.2 | 16.6 — better |
| Further details — not scored | ||
| Size | 91 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | De la Cruz Consulting LLC | Timothy Baskaran |
Customer experience
Tim
Subscription Tracker
In-app purchases
Tim
- Tim Premium1 Month trial$2.991 Month
- Tim Premium Annual7 Days trial$29.991 Year
Subscription Tracker
- Monthly Premium7 Days trial$5.991 Month
- Annual Premium7 Days trial$49.991 Year








