Best tmam alternatives: apps like tmam - spend management

10+ similar apps compared and reviewed

4.6 avg rating
10 free apps
Updated November 2026

Looking for something like tmam? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to tmam

Malaa | ملاءة#2

Malaa | ملاءة by Mala'a For Information Technology Company

Investments, loans, and more
Strong Contender
💰 Finance
4.6😐(369 ratings)
Free
Malaa | ملاءة screenshot 1
Malaa | ملاءة screenshot 2
Malaa | ملاءة screenshot 3
Malaa | ملاءة screenshot 4
Malaa | ملاءة screenshot 5
Malaa | ملاءة screenshot 6

This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.

What We Love

  • 👍 Excellent app for tracking spending
  • 👍 Great for saving and investment
  • 👍 User-friendly interface
  • 👍 Good customer service
  • 👍 Low administrative fees
  • 👍 Facilitates Zakat payment
  • 👍 Helps build saving culture
  • 👍 Offers cashback wallet with good returns
  • 👍 Easy to use and navigate
  • 👍 Good for long-term investment goals
  • 👍 Quick registration and wallet setup
  • 👍 Good investment portfolio performance
  • 👍 Responsive to suggestions
  • 👍 Innovative features like Zakat payment
  • 👍 Good for users wanting to avoid suspicious financial instruments

Room to Improve

  • 👎 Low profits/returns mentioned by some users
  • 👎 High minimum deposit requirement
  • 👎 Investment losses reported by some users
  • 👎 Lack of US investment funds for long-term goals
  • 👎 Unclear and strange withdrawal fees
  • 👎 Discrepancy between sell price and wallet balance
  • 👎 App not working after update, unable to access funds
  • 👎 Issues with linking bank accounts (Alinma, others)
  • 👎 Support takes days to respond
  • 👎 Investment diversification and strategy concerns
  • 👎 App only supports specific banks, long waiting times for others
  • 👎 Investment UI is great, but spend analysis fails to load
  • 👎 Visa card not readable for 10 months
  • 👎 Payment issues with STC Pay not supported
  • 👎 Manual seller name entry slows down expense logging
  • 👎 No option to import expenses from other apps
  • 👎 Inability to create multiple spending wallets
  • 👎 Night mode not automatic
4.6(80 ratings)
Free
Mora Finance screenshot 1
Mora Finance screenshot 2
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Mora Finance screenshot 4
Mora Finance screenshot 5

This financial app provides a secure, digital experience for customers, offering a variety of products and services that adhere to Islamic Shariah provisions. It emphasizes instant approval, a digital journey, and flexible terms without requiring a guarantor or salary transfer.

More apps like tmam

4
Tamra Capital: Save & Invest
Tamra Capital: Save & Invest
Tamra Capital: Save & Invest
Investing. Tracking. Growing
Free

This platform simplifies investing with automated robo-advisor technology. It offers diversified portfolios of ETFs in real estate, gold, stocks, and bonds, aiming for lucrative financial returns with low fees. It also provides Shariah-compliant investment options and support for young investors.

Robo-advisor technologyDiversified ETF portfoliosShariah-compliant investing
💰 Finance
(707)
free
5
Drahim: Manage & Grow Finances
Drahim: Manage & Grow Finances
Drahim: Manage & Grow Finances
Invest safely, track spending
Free

This app helps you understand your spending habits by consolidating your bank accounts. It automatically categorizes transactions and offers investment options to help you grow your money.

Consolidate bank accountsReal-time expense trackingAutomatic transaction categorization
💰 Finance
(1.5K)
freemium
6
Awaed - Invest & Trade
Awaed - Invest & Trade
Awaed - Invest & Trade
Zero commission investing
Free

Enter the investing world with a simple, clear, and easy-to-use platform. Trade U.S. or Saudi stocks, invest in Murabaha, or subscribe to IPOs and funds, all while staying compliant with Islamic Sharia. Enjoy commission-free trading and a user-friendly interface.

Commission-free tradingSharia-compliant stock filterMurabaha investments
💰 Finance
(32)
ad-supported
7
tiqmo
tiqmo
tiqmo
Your Money, Your Way
Free

Manage your finances with a comprehensive suite of digital tools. Send and receive money globally, pay bills, and access a marketplace for mobile recharges and e-vouchers. Offers prepaid Mastercard options for local and international payments.

Prepaid Mastercard optionsInternational money transfersLocal and international bill payments
💰 Finance
(357)
free
8
Riyad Bank App
Riyad Bank App
Riyad Bank App
by Riyad Bank
Free

This digital banking app offers a sleek, intuitive interface for managing your finances on the go. Enjoy secure biometric access, personalized features, and streamlined applications for financial products. Manage credit cards, schedule transfers, and access account statements effortlessly.

Biometric authenticationPersonalized quick actionsDigital financial product applications
💰 Finance
(8.4K)
free
9
anb - arab national bank
anb - arab national bank
anb - arab national bank
by ANB SA
Free

Manage your finances with a secure and intuitive mobile banking platform. Apply for loans, credit cards, and make instant transfers. Enjoy cardless ATM withdrawals and full control over your accounts and investments.

Biometric loginApply for loans and credit cardsInstant digital Mada card
💰 Finance
(6.4K)
free
10
D360 Bank
D360 Bank
D360 Bank
A bank with you in mind
Free

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

Seamless onboardingFast transactions and transfersCompetitive pricing
💰 Finance
(806)
ad-supported