
Lowest price: $1.99 2 years ago (-0%)
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About
Gain deep financial insight and build a personalized money strategy without linking bank accounts. This app helps you optimize spending, manage debt, and plan for savings goals with dynamic toggles and proactive allocations.
What's New in tMoney Budget
1.4.0
November 18, 2025
• Introducing the Housing Tab Revisit one of the biggest monthly expenses-your rent. The new Housing tab makes it easier to compare apartment options side-by-side, analyze how different bedroom and bathroom combinations affect your monthly budget, and evaluate what's actually included in your rent. Sometimes, the most impactful decision to get your money under control starts with where you live. This tool will help you decide if staying put, downsizing, or moving is the smartest financial move. • More Accurate Debt Payoff & Money Plan Timelines The logic behind debt payoff timelines and your Money Plan has been improved. Minimum payments on debts are now calculated month-by-month, even before they become your top payoff priority. This gives you a more realistic timeline to look forward to. • Month-by-Month Debt Payoff Plan You now have a more informative debt payoff timeline that shows more relevant breakdowns on a month-to-month basis, including exactly when each debt will be paid off, and helping you visualize progress more clearly and stay motivated. See how your minimum payments chip away at your balances over time-even when a particular debt isn't the target of your full financial capacity yet. This enhanced payoff structure makes your snowball or avalanche strategy easier to trust and follow. • Bug Fixes & Performance Improvements This update also includes stability enhancements and minor bug fixes to keep things running smoothly.
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FAQ
What is tMoney Budget?
tMoney Budget is a personal finance app designed to provide deep insights into your financial situation. It helps you build a clear financial strategy, optimize spending, manage debt, and plan for savings goals without requiring you to link bank accounts.
Does tMoney Budget require linking bank accounts?
No, tMoney Budget is designed to not act like a bank and does not require you to link your personal banking data. It focuses on helping you build a financial strategy manually.
How does tMoney Budget help with debt management?
tMoney Budget allows you to visualize and compare different debt payoff strategies, such as the debt snowball and debt avalanche methods. You can evaluate the impact of these methods on your journey to becoming debt-free within your unique budget.
Can tMoney Budget help me plan for future expenses?
Yes, tMoney Budget integrates your yearly and infrequent expenses into your monthly budget, providing a realistic picture of upcoming costs. It also allows you to plan for savings goals, big purchases, and financial milestones through its Money Plan feature.
What devices does tMoney Budget support?
tMoney Budget is available on iPhone, iPad, and iPod. It is designed for iOS devices.
How often is tMoney Budget updated?
The latest version of tMoney Budget is 1.4.0, which was last updated on November 18, 2025. This indicates the app is actively maintained.
What is the price of tMoney Budget?
tMoney Budget is a paid application priced at $1.99. There are no in-app purchases or subscriptions mentioned.
Does tMoney Budget have ads?
No, tMoney Budget does not contain advertisements. It is a paid app that offers an ad-free experience.












