Best apps like Toki: Expense Tracker

Looking for something like Toki? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Toki

MoneyCoach AI Budget Planner by MoneyCoach UG

Spending Manager, Bill Tracker

Editor's Choice

4.5😊(2.6K ratings)

FreeIn-App Purchases

MoneyCoach AI Budget Planner screenshot 1

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This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

What We Love

👍 Easy to use
🚀 Intuitive interface
💡 Helpful budgeting features
🤩 Great design and aesthetics
🎨 Customizable options
⚖️ Detailed transaction tracking
📊 Useful charts and reports

Room to Improve

🔒 Lack of bank account syncing
💰 Expensive premium subscription
🔓 Forced to use 'Sign in with Apple'
🤔 Confusing setup process
🐛 Syncing issues between devices
🤯 Data loss after updates
🙄 Excessive premium upselling

Expense & Budget App: Spendee by Cleevio s.r.o.

Money Tracker & Planner

Strong Contender

4.6😐(6.3K ratings)

FreeIn-App Purchases

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Expense & Budget App: Spendee screenshot 4

Expense & Budget App: Spendee screenshot 5

Expense & Budget App: Spendee screenshot 6

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

What We Love

💯 Excellent budgeting tool
👍 User-friendly interface
🎨 Beautiful design
🔍 Detailed expense tracking
💳 Supports multiple wallets and accounts
📊 Helpful charts and graphs
🤝 Shared wallet feature
🔒 Secure data storage

Room to Improve

🐛 Frequent crashes and bugs
⚠️ Unreliable bank sync
🕰️ Slow transaction loading
💰 Subscription model too restrictive
🤔 Confusing UI changes after updates
📆 Recurring transactions issues
🗂️ Missing sub-categories and organization
🤷‍♀️ Poor customer support

Fintual: Invierte y ahorra by Fintual

Maneja tus finanzas

Worth Considering

Settle Up - Group Expenses

4.8😊(125 ratings)

Free

Invest and save money online with a regulated financial company. Set up personalized savings goals, invest any amount without minimums, and access financial education resources. Connect with real people for support.

What We Love

👍 Easy to use and intuitive
📈 Good returns and performance
💡 Transparent and clear
🚀 Fast and efficient
✅ Great for beginners
💰 Good commissions
🤝 Excellent customer service
🏠 Makes saving easy
🎯 Helps organize finances
✨ Visually appealing interface
💯 Highly recommended
💼 Good for various savings goals
✅ No mandatory insurance
💡 Explains financial concepts clearly
🔒 Secure for investing
✅ Can withdraw anytime
📈 Funds grow well
🌟 A jewel for investment
👍 Good for short-term savings
✅ No penalties for withdrawal
💡 Informative blogs for learning
✅ Funds grow steadily
🚀 Great for millennials
✅ Transparent communication
✅ Responsive customer service
✅ Simple to start investing
✅ Guides users well
✅ Good for diversifying
✅ Effective and simple
✅ Makes investing accessible
✅ Low costs
✅ Great for children's savings
✅ Good for APV and other goals
✅ Good for beginners
✅ Well-developed app
✅ Easy to understand
✅ Good for those new to finance
✅ Funds have grown significantly
✅ Great for saving and investing
✅ Transparent and friendly
✅ Intuitive interface
✅ Good for personal finance

Room to Improve

📉 Lower returns than competitors
⚠️ App closes when entering investment amount
❌ New features are minimal
🤔 Some users prefer traditional banks
❓ Registration must be done via web
👎 Unnecessary content on homepage
📉 Low profitability reported
🤷‍♂️ Losses/gains not visible on the first screen
🤔 Some users want more explanation on investments

More apps like Toki

by Step Up Labs, Inc.

Track shared expensesManage IOUsHandle complex splits

Easily track shared expenses and IOUs for groups like travelers, flatmates, or friends. Handles complex splits, multiple payers, incomes, and items from bills. Works offline and across platforms, minimizing transfers and offering real-time exchange rates.

(1.7K)

Money Tracker:Expense & Budget

Expense Tracker,Bill Organizer

Expense trackingBudget planningFinancial reports

Effortlessly manage your personal finances with this comprehensive expense tracker and budgeting app. Visualize your spending with clear reports and graphs, set budgets to optimize savings, and gain financial awareness with personalized insights and tips.

(389)

Money manager, expense tracker

Expense and income trackingBudget managementSpending pattern visualization

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

(7.6K)

Wallet - Daily Budget & Profit

Personal Expense Tracker

Automatic bank synchronizationExpense and income trackingInsightful reports and charts

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

(5.9K)

Monefy: Bills & Money Tracker

Track income, budget, expenses

One-click transaction entryCross-device synchronizationSpending distribution charts

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

(6.6K)

Easily track spending with AI

Expense Tracker - MonAi

AI-powered voice expense entryAutomatic expense categorizationManual expense entry

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

(875)