Total Finance
Simple and secure
About
Manage your loan details easily and securely. Track your balance, view payment history, and make instant payments. Access your account anytime, anywhere for stress-free financial management.
What's New in Total Finance
1.5.0
October 26, 2026
We’ve improved the Loans page to make managing your loan history easier: - Filter loans by Active, Overdue, Repaid, Refinanced, or Closed status. - Quickly distinguish refinanced and repaid loans from other closed accounts. - Open the replacement loan directly from a refinanced loan, when available. - See clearer payment and installment progress for completed loans.
MoreFAQ
What can I do with Total Finance?
Total Finance allows you to track your loan balance in real time, check upcoming or past payments, make instant payments via Sentoo, and view your full payment history. You can access your account securely from anywhere, at any time.
Is Total Finance secure?
Yes, the app is designed for simple and secure access to all your loan information. It provides secure account access from anywhere, at any time, ensuring your financial data is protected.
What types of loans does Total Finance offer?
Total Finance offers different credit products, including personal loans and vehicle loans. The specific loan conditions are determined based on an individual credit assessment and the terms of the Loan Agreement.
What are the interest rates and APR for loans?
For personal loans, the Annual Percentage Rate (APR) ranges from 18% to 27%. For vehicle loans, the APR ranges from 9% to 14%. These rates are subject to change based on various factors.
What happens if I make a late payment?
In case of late payment of a monthly installment, you will owe a penalty of Afl. 35.00 for each month that payment is overdue. If collection measures are taken, you will bear all related costs.
How are loan payments made?
Loan repayment is made through monthly payments. Payments must be made no later than the 1st day of each calendar month, with the first payment due on the 1st.
Does Total Finance have ads?
No, Total Finance does not contain advertisements. It is a free application designed for managing your loan information without interruptions.
What devices is Total Finance available on?
Total Finance is available on iPhone, iPad, and iPod. It is designed for iOS devices.
