
Free
About
TIP – Total Independent Payment
Organise your group savings the simple way.
TIP is a smart platform designed to help you manage group saving plans (commonly known as rotational savings or chit funds) with clarity and ease. Whether you’re saving with friends, family, or a community, TIP keeps everything structured and transparent.
Create groups, set contribution amounts, track payment cycles, and stay on top of every member’s progress all in one place.
Key Features:
• Create and manage group saving plans
• Track contributions and payment schedules
• View clear payout cycles and timelines
• Invite members easily with a unique code
• Monitor group activity and progress
• Receive reminders so nothing is missed
• Upgrade for automated notifications and enhanced features
TIP is designed to remove confusion, reduce manual tracking, and help groups stay organised throughout the entire saving process.
Important: TIP does not process, hold, or transfer any funds. All financial transactions take place independently between users outside of the platform.
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What's New in Total Independent Payment
1.0
March 30, 2026



