
Chaaq: Split & Save
Splits, groups & savings chits
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Free
About
Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app.
Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations.
SPLIT WITH ANYONE
Track one-on-one balances and settle up in any currency
Split equally, by percentage, by shares, or exact amounts
Add receipts, notes, and payment records to every expense
GROUPS FOR ANY PLAN
Create a group for a trip, a shared flat, an event, or a project
Add members and log expenses, and Chaaq works out who owes what automatically
Simplify debts so everyone settles with the fewest payments
SAVINGS CIRCLES, FULLY TRANSPARENT
Start a savings circle (chit fund) with friends, family, or colleagues
Collect monthly contributions and track every cycle and payment
Each cycle, one member receives the pool in an order the group sets or on a set schedule
Every member receives the pool exactly once, and everyone sees the same records
STAY ON TOP OF EVERYTHING
Reminders so no payment slips through
A clear activity feed of who paid what, and when
Works across currencies for friends and family anywhere
Chaaq is built for clarity and trust, so money never gets in the way of your relationships.
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What's New in Chaaq
1.3.0
October 29, 2026
A fresh look in Chaaq teal, with the iOS tab bar and text that follows your iPhone's text size. • New accounts sign in with a phone number. If you signed up with Apple or email, you may be asked to verify your number once • Invite links open the app and work for 7 days, and shared messages are clearer • Exact amounts with cents everywhere, and different currencies are never added together • Delete your account or export your data from Profile • Safer chit changes, late payments and many fixes
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