Chaaq vs BorrowLog

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

BorrowLog helps you keep a clear and reliable record of money borrowed and lent between friends, family members, colleagues and other trusted contacts. Instead of relying on messages, handwritten notes or memory, BorrowLog keeps repayment details, balances, interest and payment history organised in one convenient place. With BorrowLog, you can: • Record money you have borrowed or lent • Invite the other person to view a shared record • Track full and partial repayments • See outstanding and repaid balances • Calculate agreed interest • Create structured repayment plans • Set payment dates and reminders • Monitor repayment progress • Add notes to each borrowing or lending record • Maintain a transparent transaction history SHARED RECORDS Create a record and share it with the other person involved. Both parties can view the agreed amount, repayment details, remaining balance and payment history. REPAYMENT TRACKING Record full or partial repayments and keep an accurate overview of how much has been paid and how much remains outstanding. INTEREST CALCULATIONS Add an agreed interest rate and let BorrowLog calculate repayment amounts clearly. This helps both parties understand the expected repayment terms. PAYMENT PLANS AND REMINDERS Create repayment schedules, set due dates and receive reminders for upcoming or overdue payments. CLEAR AND ORGANISED HISTORY Keep borrowing and lending information separate from chats, notes and spreadsheets. Every update remains organised within the relevant record. BorrowLog is designed for personal agreements between people who already know and trust each other. It helps reduce confusion by keeping the details transparent and easy to understand. BorrowLog does not provide loans, transfer money, make lending decisions, collect repayments or connect users with commercial lenders. It is a private record-keeping, calculation and reminder tool for agreements made outside the app. Keep borrowing and lending organised with BorrowLog.