Comparison

Chaaq vs CoupleExpenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Chaaq

Read full description

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

About

CoupleExpenses

Features
Read full description

Two people, one clear picture of the money โ€” without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two people: you and your partner. Add an expense in seconds, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly. WHO PAID, AT A GLANCE Each expense records who paid for it. No splitting math, no running tabs โ€” just an honest picture of your household spending. SEE THE MONTH BEFORE IT DISAPPEARS Enter your income and watch what is left after spending and saving. Category breakdowns show where the money really goes. SAVE TOWARD SOMETHING TOGETHER Set shared goals โ€” a trip, a deposit, a new couch โ€” and put money aside toward them. Savings stay separate from spending, so your totals stay honest. CATEGORY BUDGETS THAT WARN YOU Set a monthly limit per category and get a heads-up at 80% and again when it is spent. KNOW THE MOMENT IT HAPPENS Your partner gets a notification the second you add an expense. No more "did you pay for that?" EVERYTHING ELSE YOU NEED โ€ข Receipt photos attached to any expense โ€ข CSV export of your full history โ€ข Face ID lock โ€ข Works offline โ€” entries sync when you are back online โ€ข 38 currencies โ€ข English and Russian ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free, forever. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $4.99 per month or $29.99 per year, and both plans start with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy

Screenshots

Chaaq4 screens
CoupleExpenses4 screens

Verdict

The call

The clearest difference is in-app purchases: Chaaq at none against CoupleExpenses's 2. CoupleExpenses's advantage is update cadence (daily vs weekly) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. CoupleExpenses sells 2 in-app purchases, starting at $4.99 per month. Chaaq asks for nothing beyond the download.

UpkeepUpdate frequency

Chaaq ships an update weekly, CoupleExpenses daily. The most recent releases landed on October 10, 2026 and October 3, 2026 respectively.

Scorecard3 real differences ยท 3 level
Chaaq versus CoupleExpenses: the parameters behind the verdict, then further details
ParameterChaaqCoupleExpenses
PriceFreeFree
Update frequencyWeeklyDaily โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS17.615.0 โ€” better
Further details โ€” not scored
Size22 MB10 MB
Age rating4+4+
DeveloperCapraTrail Studios LLPAndrei Kazimov

In-app purchases

None

Chaaq

No in-app purchases

2 purchases

CoupleExpenses

Subscriptions2
  • Premium Monthly7 Days trial$4.991 Month
  • Premium Yearly7 Days trial$29.991 Year

Questions

Is Chaaq free?
Chaaq is free to download, with no in-app purchases.
Is CoupleExpenses free?
CoupleExpenses is free to download, with in-app purchases available.
Do Chaaq or CoupleExpenses have ads?
Neither Chaaq nor CoupleExpenses shows ads.
Which is updated more often, Chaaq or CoupleExpenses?
Chaaq ships an update weekly, and CoupleExpenses daily. Most recently, Chaaq was updated on October 10, 2026 and CoupleExpenses on October 3, 2026.

Other comparisons