Comparison

Chaaq vs CoupleExpenses

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Chaaq

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Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.

About

CoupleExpenses

Features
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Two people, one clear picture of the money โ€” without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two: you and your partner. Add an expense in two taps, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly โ€” and your partner gets a notification the moment it happens. ALWAYS KNOW WHO PAID Each of you has your own color. Every expense shows whose card it was, or that you shared it, and the home screen shows how the month splits between you. No splitting math, no running tabs. ADD AN EXPENSE IN TWO TAPS A big amount field, colorful category icons and one tap for who paid. Attach a receipt photo or make it repeat every month. Long-press any category to rename it, recolor it or pick a new icon. SEE WHERE THE MONTH WENT A category ring chart, your daily average, the change versus last month and what is left of your income. BUDGETS THAT WARN YOU EARLY Set a monthly limit per category. Bars turn amber at 80% and red when the limit is spent, with a pace line that shows where you should be today. SAVE FOR DREAMS, SIDE BY SIDE Shared goals for a trip, a deposit or a new sofa, with progress rings, a deadline countdown and how much to put aside each month. Savings stay separate from spending, so your totals stay honest. EVERYTHING ELSE YOU NEED โ€ข Face ID lock โ€ข CSV export of your full history โ€ข Works offline โ€” entries sync when you are back online โ€ข 38 currencies โ€ข Light and dark themes, gentle sounds and haptics โ€ข English and Russian PRIVATE BY DESIGN No ads, no trackers, no data selling. Your records are visible to exactly two people: you. ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $39.99 per month and starts with a 3-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy

Screenshots

Chaaq4 screens
CoupleExpenses4 screens

Verdict

The call

The clearest difference is in-app purchases: Chaaq at none against CoupleExpenses's 1. CoupleExpenses's advantage is update cadence (daily vs weekly) and iOS requirement (15.0 vs 17.6). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. CoupleExpenses sells 1 in-app purchase, starting at $39.99 per month. Chaaq asks for nothing beyond the download.

UpkeepUpdate frequency

Chaaq ships an update weekly, CoupleExpenses daily. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

Scorecard3 real differences ยท 3 level
Chaaq versus CoupleExpenses: the parameters behind the verdict, then further details
ParameterChaaqCoupleExpenses
PriceFreeFree
Update frequencyWeeklyDaily โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS17.615.0 โ€” better
Further details โ€” not scored
Size22 MB11 MB
Age rating4+4+
DeveloperCapraTrail Studios LLPAndrei Kazimov

In-app purchases

None

Chaaq

No in-app purchases

1 purchases

CoupleExpenses

Subscriptions1
  • Premium Monthly3 Days trial$39.991 Month

Questions

Is Chaaq free?
Chaaq is free to download, with no in-app purchases.
Is CoupleExpenses free?
CoupleExpenses is free to download, with in-app purchases available.
Do Chaaq or CoupleExpenses have ads?
Neither Chaaq nor CoupleExpenses shows ads.
Which is updated more often, Chaaq or CoupleExpenses?
Chaaq ships an update weekly, and CoupleExpenses daily. Most recently, Chaaq was updated on November 5, 2026 and CoupleExpenses on November 6, 2026.

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