SplitEx vs CoupleExpenses

SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server. Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost. WHY SPLITEX? • Works fully offline, perfect for travel and trips abroad • No account, no signup, no login, just open the app and start • Your data stays on your device, nothing is uploaded to a cloud • No ads, no tracking, no chat, no social feed • Every feature is free, pay once only if you want more than 10 groups • One-time purchase for unlimited groups, no recurring subscription SPLIT BILLS AND GROUP EXPENSES Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances. Flexible splitting for real life: • Equal splits for quick shared bills • Unequal splits by exact amount, percentage, ratio, or adjustment • Multi-payer expenses when more than one person paid • Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person • Categories to organize spending • Group balances so you can see who owes whom • Full and partial settlements, with complete settlement history SHARE BALANCES IN A TAP No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed. SEE WHERE YOUR MONEY GOES Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device. BUILT FOR TRAVEL • Multi-currency support with a base currency per group • Enter exchange rates yourself, no rate lookup, so it works offline • Original and converted amounts on every expense • Export a trip group to CSV and share the final tally PRIVATE BY DESIGN Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way. Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled. MORE FEATURES • Dashboard with balances across all your groups • Recurring expenses for rent, utilities, and subscriptions • Reminders for upcoming recurring expenses and a weekly balance digest • Attach a receipt photo to any expense • Jot notes per group for plans, checklists, and reminders • Global search across expenses, friends, and groups • Activity log for expenses, groups, friends, and settlements • Archive groups when you are done • Encrypted backup and restore, protected by your passphrase PERFECT FOR • Travelers tracking trip expenses offline, even abroad • Roommates splitting rent, bills, groceries, and utilities • Friends splitting restaurant bills, trips, gifts, and events • Couples tracking shared expenses • Families managing household spending • Anyone who wants a simple, private bill splitter that works offline PRICING SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription. Split group expenses privately. Track shared costs offline. Settle up with clarity.

Two people, one clear picture of the money — without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two: you and your partner. Add an expense in two taps, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly — and your partner gets a notification the moment it happens. ALWAYS KNOW WHO PAID Each of you has your own color. Every expense shows whose card it was, or that you shared it, and the home screen shows how the month splits between you. No splitting math, no running tabs. ADD AN EXPENSE IN TWO TAPS A big amount field, colorful category icons and one tap for who paid. Attach a receipt photo or make it repeat every month. Long-press any category to rename it, recolor it or pick a new icon. SEE WHERE THE MONTH WENT A category ring chart, your daily average, the change versus last month and what is left of your income. BUDGETS THAT WARN YOU EARLY Set a monthly limit per category. Bars turn amber at 80% and red when the limit is spent, with a pace line that shows where you should be today. SAVE FOR DREAMS, SIDE BY SIDE Shared goals for a trip, a deposit or a new sofa, with progress rings, a deadline countdown and how much to put aside each month. Savings stay separate from spending, so your totals stay honest. EVERYTHING ELSE YOU NEED • Face ID lock • CSV export of your full history • Works offline — entries sync when you are back online • 38 currencies • Light and dark themes, gentle sounds and haptics • English and Russian PRIVATE BY DESIGN No ads, no trackers, no data selling. Your records are visible to exactly two people: you. ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $39.99 per month and starts with a 3-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy