AccountMaster Expense Tracker vs CoupleExpenses

Meet your personal accountant. Ah Cai gets out of your way. Open the app, tap "lunch 35" on the big keypad — done, filed under "Food." Three seconds. No menus, no category picking. Why Ah Cai - Fast: natural-language input, large keypad, three seconds an entry - Accurate: on-device auto-categorization that learns your habits; no cloud, no network - Complete: bill splitting, monthly stats, budget alerts, iCloud sync - Private: data stays on your device (optional iCloud); no tracking, no ads Features - Quick entry: "Taxi 28" → Transport; "-8000" → Income (or tap the Income toggle). - Auto categories: 8 expense + 5 income presets; correct it once and it remembers. - Stats: monthly cash flow, category breakdown, daily trend, month-over-month. - Bill splitting: split travel costs, auto-calc the fewest transfers, track refunds that offset expenses, and export the whole group to Excel or text to settle up in chat. - Budget: set a monthly cap and get alerts. - Backup & iCloud: JSON export, optional no-sign-in iCloud sync. Privacy first — No account, no cloud categorization, no uploading your bills. Free vs Pro — Free: tracking, list, monthly stats. Pro (one-time ¥6): budget alerts, export, themes. Ah Cai — your private accountant.

Two people, one clear picture of the money — without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two people: you and your partner. Add an expense in seconds, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly. WHO PAID, AT A GLANCE Each expense records who paid for it. No splitting math, no running tabs — just an honest picture of your household spending. SEE THE MONTH BEFORE IT DISAPPEARS Enter your income and watch what is left after spending and saving. Category breakdowns show where the money really goes. SAVE TOWARD SOMETHING TOGETHER Set shared goals — a trip, a deposit, a new couch — and put money aside toward them. Savings stay separate from spending, so your totals stay honest. CATEGORY BUDGETS THAT WARN YOU Set a monthly limit per category and get a heads-up at 80% and again when it is spent. KNOW THE MOMENT IT HAPPENS Your partner gets a notification the second you add an expense. No more "did you pay for that?" EVERYTHING ELSE YOU NEED • Receipt photos attached to any expense • CSV export of your full history • Face ID lock • Works offline — entries sync when you are back online • 38 currencies • English and Russian ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free, forever. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $4.99 per month or $29.99 per year, and both plans start with a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy