AccountMaster Expense Tracker vs CoupleExpenses

Meet your personal accountant. Ah Cai gets out of your way. Open the app, tap "lunch 35" on the big keypad — done, filed under "Food." Three seconds. No menus, no category picking. Why Ah Cai - Fast: natural-language input, large keypad, three seconds an entry - Accurate: on-device auto-categorization that learns your habits; no cloud, no network - Complete: bill splitting, monthly stats, budget alerts, iCloud sync - Private: data stays on your device (optional iCloud); no tracking, no ads Features - Quick entry: "Taxi 28" → Transport; "-8000" → Income (or tap the Income toggle). - Auto categories: 8 expense + 5 income presets; correct it once and it remembers. - Stats: monthly cash flow, category breakdown, daily trend, month-over-month. - Bill splitting: split travel costs, auto-calc the fewest transfers, track refunds that offset expenses, and export the whole group to Excel or text to settle up in chat. - Budget: set a monthly cap and get alerts. - Backup & iCloud: JSON export, optional no-sign-in iCloud sync. Privacy first — No account, no cloud categorization, no uploading your bills. Free vs Pro — Free: tracking, list, monthly stats. Pro (one-time ¥6): budget alerts, export, themes. Ah Cai — your private accountant.

Two people, one clear picture of the money — without the spreadsheet and without the arguments. CoupleExpenses is a shared budget and expense tracker built for exactly two: you and your partner. Add an expense in two taps, see where the month actually went, and save toward something together. ONE SHARED SPACE FOR TWO Invite your partner with a single link. Every expense either of you adds appears for both of you instantly — and your partner gets a notification the moment it happens. ALWAYS KNOW WHO PAID Each of you has your own color. Every expense shows whose card it was, or that you shared it, and the home screen shows how the month splits between you. No splitting math, no running tabs. ADD AN EXPENSE IN TWO TAPS A big amount field, colorful category icons and one tap for who paid. Attach a receipt photo or make it repeat every month. Long-press any category to rename it, recolor it or pick a new icon. SEE WHERE THE MONTH WENT A category ring chart, your daily average, the change versus last month and what is left of your income. BUDGETS THAT WARN YOU EARLY Set a monthly limit per category. Bars turn amber at 80% and red when the limit is spent, with a pace line that shows where you should be today. SAVE FOR DREAMS, SIDE BY SIDE Shared goals for a trip, a deposit or a new sofa, with progress rings, a deadline countdown and how much to put aside each month. Savings stay separate from spending, so your totals stay honest. EVERYTHING ELSE YOU NEED • Face ID lock • CSV export of your full history • Works offline — entries sync when you are back online • 38 currencies • Light and dark themes, gentle sounds and haptics • English and Russian PRIVATE BY DESIGN No ads, no trackers, no data selling. Your records are visible to exactly two people: you. ONE SUBSCRIPTION COVERS BOTH OF YOU Only the person who creates the couple subscribes. Your partner joins free. SUBSCRIPTION DETAILS CoupleExpenses Premium costs $39.99 per month and starts with a 3-day free trial. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period; your Apple Account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use: https://coupleexpenses.com/terms Privacy Policy: https://coupleexpenses.com/privacy