iNuMo vs SplitEx

iNuMo – Budget Planner & Expense Tracker (Offline & Private) iNuMo is a powerful offline budget planner and expense tracker designed to help you manage your personal finance securely. Track income, control spending, plan budgets, and monitor cash flow — all without needing an internet connection. If you're looking for a private, secure, and easy-to-use money manager, iNuMo is built for you. 1. 100% Offline & Privacy Focused Unlike many finance apps, iNuMo works completely offline. • No forced account registration • No cloud dependency • App lock security protection • Full offline backup & restore Your financial data stays on your device — always. 2. Complete Expense & Income Tracker Easily track: • Daily expenses • Income • Transfers between accounts • Multiple accounts (cash, bank, e-wallet) Stay in control with a clear transaction history and real-time balance updates. Perfect for anyone who needs a reliable spending tracker or personal finance tracker. 3. Smart Budget Planner Create flexible budgets that match your lifestyle: • Budget per account • Budget per category • Daily, weekly, or monthly budgets • Monitor spending progress Avoid overspending and improve your financial discipline. 4. Recurring Transactions & Bill Reminder Automate your financial tracking: • Recurring income • Recurring expenses • Recurring transfers • Bill reminders to avoid late payments Your smart bill reminder and finance tracker in one app. 5. Receipt Scanner with Auto Fill Quickly scan receipts and automatically fill transaction details. Spend less time typing and more time managing your money. 6. Financial Insights & Reports Understand your spending habits with powerful insights: • Daily spending summary • Net cash flow overview • Spending by category • Budget performance tracking Make smarter financial decisions using real data. 7. Home Screen Widget Access your balance and spending tracker directly from your home screen. 8. Bank Statement Scanner (BETA) Import and scan your bank statement to quickly add transactions. Who Is iNuMo For? • Students managing allowance • Professionals tracking monthly expenses • Families planning budgets • Anyone serious about personal finance Why Choose iNuMo? - Offline budget app - Secure & private money manager - Clean and intuitive interface - Lightweight & fast - No unnecessary complexity Take control of your money today with iNuMo – your private budget planner, expense tracker, and personal finance manager. Download now and start building smarter money habits. Terms of Use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula

SPLIT EXPENSES OFFLINE, NO ACCOUNT, NO CLOUD SplitEx is an expense splitter that works without an account and without an internet connection. Add expenses on a plane, abroad, or anywhere with bad signal, it just works. Your groups, friends, expenses, and balances stay on your phone, not on someone else's server. Split bills, track group expenses, and settle up for trips, roommates, couples, rent, and any shared cost. WHY SPLITEX? • Works fully offline, perfect for travel and trips abroad • No account, no signup, no login, just open the app and start • Your data stays on your device, nothing is uploaded to a cloud • No ads, no tracking, no chat, no social feed • Every feature is free, pay once only if you want more than 10 groups • One-time purchase for unlimited groups, no recurring subscription SPLIT BILLS AND GROUP EXPENSES Create groups for trips, roommates, couples, family spending, events, rent, groceries, dining, and utilities. Add an expense, choose who paid, decide who shares the cost, and SplitEx works out the balances. Flexible splitting for real life: • Equal splits for quick shared bills • Unequal splits by exact amount, percentage, ratio, or adjustment • Multi-payer expenses when more than one person paid • Itemized receipts: split drinks among drinkers only, exclude someone from an item, or discount one person • Categories to organize spending • Group balances so you can see who owes whom • Full and partial settlements, with complete settlement history SHARE BALANCES IN A TAP No need to nag anyone in person. Share a clean breakdown of an expense, a friend's balance, or a whole group as plain text, then send it to WhatsApp, Messages, Telegram, Signal, email, or any app on your phone. The other person sees exactly what they owe, no SplitEx account needed. SEE WHERE YOUR MONEY GOES Insights turn your expenses into a quick picture of your spending: totals for this month, last month, or all time, a last-6-months trend, and a breakdown by category. It is all calculated on your phone, so even your spending habits never leave the device. BUILT FOR TRAVEL • Multi-currency support with a base currency per group • Enter exchange rates yourself, no rate lookup, so it works offline • Original and converted amounts on every expense • Export a trip group to CSV and share the final tally PRIVATE BY DESIGN Most group expense apps are built around accounts and cloud sync. SplitEx is built the opposite way. Everything you create is stored locally on your device. You never sign up and never hand over your financial data just to split a bill. The app has no analytics, no ads, and no tracking. It only goes online when you buy or restore Premium, or tap a link yourself. A clear in-app screen explains how your data is handled. MORE FEATURES • Dashboard with balances across all your groups • Recurring expenses for rent, utilities, and subscriptions • Reminders for upcoming recurring expenses and a weekly balance digest • Attach a receipt photo to any expense • Jot notes per group for plans, checklists, and reminders • Global search across expenses, friends, and groups • Activity log for expenses, groups, friends, and settlements • Archive groups when you are done • Encrypted backup and restore, protected by your passphrase PERFECT FOR • Travelers tracking trip expenses offline, even abroad • Roommates splitting rent, bills, groceries, and utilities • Friends splitting restaurant bills, trips, gifts, and events • Couples tracking shared expenses • Families managing household spending • Anyone who wants a simple, private bill splitter that works offline PRICING SplitEx is free for up to 10 groups, with every feature included: multi-currency, itemized splitting, recurring expenses, backups, and sharing are all free. Need more than 10 groups? Unlock unlimited groups with a single one-time purchase. There is no recurring subscription. Split group expenses privately. Track shared costs offline. Settle up with clarity.